Opinions Feb 22 Hong Kong as an offshore RMB clearing hub The inclusion of the Renminbi (RMB) in the elite International Monetary Fund special drawing rights (SDR) basket of currencies is a largely symboli... 3575
Research Note Feb 22 Retail payment trends in Asia Pacific Technological advances are changing the retail payment landscape significantly. Continuous retail payment innovat... 5766
Research Note Feb 22 Focus on integrated solutions and regional capabilities The transaction banking business in the Middle East and Africa (MEA) region is being transformed by an increased focus by financial institutions to... 3390
Research Note Feb 22 Proactive—The new buzzword in the transformation at the Central Bank of the United Arab Emirates Multiple government institutions are restrategising and taking proactive measures for the future. Combined with de-risking, dollar clearing, and an... 4188
Interviews Feb 22 Interview Transcript: “The finance industry has created an environment so complex and beyond their cleverness to run” Emmanuel Daniel (ED): I'm very pleased to be able to speak to John Kay, economics commentator, professor, and someone who’s worked very c... 2710
Interviews Feb 22 Interview Transcript: “The finance industry has created an environment so complex and beyond their cleverness to run” Emmanuel Daniel (ED): I'm very pleased to be able to speak to John Kay, economics commentator, professor, and someone who’s worked very c... 911
Interviews Feb 22 Interview Transcript: "We need to keep investing in technology and people driving technology" Emmanuel Daniel (ED): I am very pleased to speak today with Osama Al Rahma, chairman of the Foreign Exchange and Remittance Group, a centra... 3232
Research Note Feb 22 From building digital capabilities to digital transformation Banks have embarked on a digitisation of products and services to reduce their operating costs... 4411
Research Note Feb 22 China upgrades payments infrastructure to support growth in retail consumption The People's Bank of China has played a dominant role in cons... 6072
Research Note Feb 22 Can the digital payment wave weaken Mastercard's empire? Mastercard outlines its response to an increasingly fragmenting payments landscape It offers to support old and new customers alik... 3846
Research Note Feb 22 Real-time retail payments and ISO 20022 – two sides of the same coin National payments service providers and regulators are driving the adoption of both real-time retail payment system (RT-RPS) and ISO 20022 p... 6667
Co-published Feb 22 Building a comprehensive cyber security framework for the digital era Protecting customers in multichannel environment is one of the biggest challenges for banks amidst increasing cyber threats A cybe... 4763
Research Note Feb 22 Non-bank players vie for customers in the digital payments arena Non-bank payment players have overtaken banks in terms of scale and usage Threats brought by non-bank players to commercial banks ... 3217
Opinions Feb 22 Singapore’s fintech journey – where we are, what is next MAS has been working closely with the financial industry to create a Smart Financial Centre, where innovation is pervasive and technology is... 3622
News Analysis Feb 22 Singles' Day breaks sales record but shows its weakest growth yet Alibaba has generated record-breaking sales volume since 2009 during its annual online Singles’ Day event This year, Alibaba ach... 3618
Current News Feb 22 Is there still room for Alibaba’s 12.12 in the e-commerce market? The online market has become saturated with more sales created by various e-commerce platforms Double 12 targets small and micro m... 2898
Proceedings Report Feb 22 What we learnt from the digital disruptors in China The Asian Banker held the China Innovation Tour from November 21-25, which included site visits in selected banks, companies, innovation labs... 5584
Research Note Feb 22 Credit card payment loses ground in more markets Credit cards continue to be an important mode of payment for some countries in Asia The rise of digital payments is shaking up the c... 9407
Opinions Feb 22 New regulation to drive innovation in payments PSD2 integrates the European payments market; enhancing electronic payment security and consumer protection, and encouraging competition and ... 4458
Research Note Feb 22 New competitors are catalysts for growth in mobile payments Mobile payments revenue will increase from $4.5 billion in 2015 to $10.8 billion by 2019 A key challenge for mobile payments has bee... 3089
Research Note Feb 22 Emirates NBD: New mobile services enhance customer ease and experience Shake n' Save helped extend the reach of Emirates NBD's mobile banking service to more than 22,000 new customers The bank's cost-t... 2928
Research Note Feb 22 Blockchain - Moving from hype to reality Investments in blockchain technology is rapidly rising, crossing $1 billion in 2016 3646
Research Note Feb 22 Financial authority drives digitisation and innovation in Taiwan Financial Supervisory Commission's “Bank 3.0” vision is a key driver towards digital adoption Banks have an urgent need to dif... 4188
Case Study Feb 22 PayMaya serves the unbanked in the Philippines through the mobile app Mobile banking penetration in the Philippines remains significantly low despite the increasing number of mobile phone users Paymay... 15968
Research Note Feb 22 How a fintech outgrew banks in the mobile wallet market in Vietnam Momo plans to grow its network from 5,000 to 11,000 agents and more than seven million active e-wallet users Business model evolve... 5346
Research Note Feb 22 Banks embrace digital innovation but find it hard to make substantial changes to its conventional business model Banks are moving more products and services on their digital platform to get acquired fully straight-through processes An increasi... 3188
Research Note Feb 22 What does it take to build a successful mobile wallet – more than cool technology While mobile wallets have become very popular in Kenya and China, few other markets have enjoyed such high levels of success Cus... 6773
Research Note Feb 22 Asia Pacific banks are leveraging on technology to remain competitive in a muted unsecured loan market Tighter unsecured lending standards led to slower unsecured loan growth in Singapore from 2014 to 2016 Cautious lending and compet... 3267
Research Note Feb 22 QR code payment system, a game changer? Quick response codes began to be used much more for payments when WeChat and Alipay in China started offering proprietary versions in late 2... 33495
Proceedings Report Feb 22 Banks must stop living in the past Fast-pace change in the banking industry demanded institutions to rethink strategy, adopt leaner, agile and collaborative models F... 5922
Research Note Feb 22 Are Thai banks prepared for the next phase in digital competition? There has been a rise in digital platforms for asset and deposit products, with banks ready to launch full-blown e-KYC process Pri... 19022
Interviews Feb 22 Paytm Payments Bank's Satti: "Create new use cases and innovate to grow" Satti believes demonetisation created a momentum for long term change and transforming Indian mindset towards digital payments The... 3480
Interviews Feb 22 JD Finance’s Chen: “I serve financial institutions, not do financial services” Shengqiang Chen shares how JD Finance’s strategy evolved as a fintech player in China Chen believes that by offering various fin... 4871
Interviews Feb 22 Tencent’s Lai: “We build new applications to cure the ‘pain points’ of users” Tencent monetised its platform by offering various financial products tied to its social messaging app 4005
Interviews Feb 22 Hanfor’s Han: “Without the ability to manage your people, you can’t outrun your peers” Xueyuan Han shared that asset management is the most profitable of their business groups, followed by weal... 4073
Research Note Feb 22 Improving customer experience and reviewing business models Technological innovation and disruption have redefined customer journey and existing business models in 2017 The new transaction b... 3392
Research Note Feb 22 Continuous focus on technology investment, operational excellence and customer service Revenues from transaction banking have risen over time with most of the growth drivers coming from the sma... 3155
News Analysis Feb 22 Alibaba’s Singles' Day records $25 billion in sales with “New Retail” strategy Alibaba’s Single' Day did not only surpass last year’s sales but also generated higher sales growth 11177
Opinions Feb 22 The bubble generation manifesto Solodkiy talked about “The Bubble Generation” and its impact on employment within two to five years “Bubble” companies are... 14507
Round Up Feb 22 Highlights from the Singapore Fintech Festival – Singapore’s role in the global financial technology community The first day of the Singapore Fintech Festival saw Monetary Authority of Singapore Managing Director Ravi Menon shed light on... 3210
Opinions Feb 22 Is Europe ready for open banking? Open banking, a requirement for European banks, makes it possible for people to share easily their financial transactional dat... 48918
Research Note Feb 22 Digitisation efforts by large Australian banks boost customer satisfaction Australian retail banks are online data and analytics tools to gain better insights about their customers Local banks are looking... 4586
Research Note Feb 22 Retail trends in China: Striking a balance between new technologies and traditional processes Financial institutions in China are working with financial technology companies to improve their operations and provide better services... 5198
