Research Note Mar 19 Chinese private banks launch integrated entrepreneur-oriented services as market and regulatory pressures mount As China's private banking and entrepreneur services sector grapples with a confluence of challenges, from slowing wealth creation to changing client ... 289
Research Note Feb 03 RMB internationalisation gains strong momentum despite uncertainties The Global RMB Internationalisation Survey 2024 reveals that usage in cross-border trade has surged, accounting for over half of China’s cross-borde... 1182
Research Note Jan 28 Middle Eastern Islamic banks excel over Asian counterparts in scale and profitability Islamic banks in Saudi Arabia display exceptional financial strength, with Al Rajhi Bank maintaining its position as the largest and strongest Islamic... 638
Research Note Nov 25 Record earnings despite rising cost of funds and credit Banks in Asia’s mature markets beat rising costs, deteriorating credit quality and higher interest rates, focusing on digital experiences, GenAI, gr... 978
Research Note Jul 29 Timely core modernisation essential in digital transformation Digital transactions nearing 90% at leading banks reveal core technology deficiencies, prompting over 50% in Asia Pacific to adopt microservices for e... 1767
Research Note May 22 Rapid developments in institutional crypto in recent months Financial institutions are swiftly adopting blockchain and cryptocurrencies, catalysing regulatory discussions and heralding a significant shift in th... 982
Research Note May 06 Improved cross-border payment systems support growth in Middle East Member countries of the Arab Monetary Fund are enhancing global cross-border transactions through streamlined payments, improved compliance, and incre... 2815
Research Note Apr 02 Emirates NBD, Raiffeisen and Al Rajhi most profitable banks in the world The world’s top 10 most profitable banks with assets over $100 billion include four from the Middle East, three from Asia, two from the Americas, an... 5081
Research Note Mar 27 Digital currency boosts Renminbi’s global role in transactions The global use of Renminbi is influenced by geopolitics, macroeconomic conditions, infrastructure, and technology... 7398
Research Note Mar 24 Payment Market Infrastructures breathe new life into corporate experience. New technologies and industry-wide collaborative platforms are helping to achieve end-to-end payment transparency, traceability and visibility in near... 36474
Research Note Mar 08 RMB adoption in cross-border trade holds momentum Surveyed institutions continue to adopt RMB in cross-border trade, driven by cost benefits and foreign exchange risk management... 1961
Research Note Feb 28 Resilience in adversity: Top 10 fintech funding deals of 2023 Fintech funding dropped 42% in 2023 due to economic challenges, yet top firms like Stripe and Investree saw significant investments, demonstrating res... 2733
Research Note Feb 28 Nominations are in for Retail Finance Leader of the Year 2024 in Asia Pacific TAB Global’s annual Retail Finance Leader of the Year in Asia Pacific award recognises outstanding contributions to sustainable banking and institut... 5949
Research Note Feb 26 Nominations are in for Global Retail Finance Leader of the Year 2024 TAB Global’s annual Retail Finance Leader of the Year award recognises outstanding contributions to sustainable banking and institutional transforma... 5425
Research Note Feb 22 Nominations are in for Digital Finance Leader of the Year 2024 TAB Global’s annual Digital Finance Leader of the Year award recognises one outstanding individual reshaping finance through innovation and inclusio... 4946
Research Note Feb 20 China’s Belt and Road Initiative accelerates global Renminbi usage The majority of institutions surveyed attribute their increased Renminbi usage to China’s investments and partnerships facilitated by the Belt and R... 1134
Research Note Feb 07 AI and big data-based apps provide strong potential to drive hyper-personalisation The banking industry is using AI and data strategies to meet customer preferences, focusing on digital culture, secure operations, and partnerships to... 6341
Research Note Jan 27 Global bank loan growth to remain at 6% in 2024 Rising borrowing costs, reduced demand, and stringent credit barriers have dampened growth prospects, and these factors are unlikely to shift given th... 2277
Research Note Jan 17 Banks in APAC allocate more spending on technology Banks in Asia Pacific invested an estimated $63 billion towards technology in 2022. The annual spending on technology is expected to increase by 7.5% ... 2942
Research Note Jan 10 US and Denmark report sharpest declines in bank ROE US banks’ return on equity declined due to higher loan-loss provisions, while Denmark’s Danske Bank reported the steepest drop, primarily attribut... 3351
Research Note Jan 05 Middle East transaction banks moving into non-oil sectors as GCC economies diversify Transaction banks in the Middle East are expanding services in non-oil businesses with high growth potential, in line with economic diversification, a... 3412
Research Note Jan 03 FIs must race to scale and advance AI capabilities Banks have been investing in AI over the last few years, focusing on specific use cases. They must now scale AI across their business processes and in... 1692
Research Note Dec 28 E-commerce in China shows resilience, despite modest sales growth in Double 11 China's e-commerce rebounded in 2023, with Pinduoduo's remarkable performance surpassing that of Alibaba and JD.com. Alibaba responded with the 'Year-... 2764
Research Note Dec 20 Mutual funds surpass wealth products as China’s largest retail investment China’s wealth management market overcame regulatory hurdles and saw renewed investor confidence in the first half of 2023, with mutual funds surpas... 2244
Research Note Dec 18 Renminbi gains foothold in global commodity market The impact of the Renminbi as a commodity currency extends beyond trade transactions, influencing its broader usage in the global financial landscape... 1271
Research Note Dec 18 Banks shift to microservices and modernise core for agility Banks increasingly focus on modernising technology architecture and ‘hollow’ their core systems to address the challenges of legacy systems and me... 1409
Research Note Dec 13 Renminbi depreciation despite trade surpluses: Interest rate divergence may reverse in 2024 Despite China’s trade surplus, the RMB is depreciating against the USD and Euro due to lower yields on RMB-denominated assets, but this trend is exp... 1297
Research Note Dec 06 Global trade finance gap sparks industry-wide collaboration and innovation Trade finance is gradually digitalising amid evolving e-commerce models, driven by technology and sustainability; the $2.5 trillion global trade finan... 1441
Research Note Dec 05 Islamic banks in Saudi Arabia and Kuwait demonstrated exceptional financial strength Al Rajhi Bank in Saudi Arabia remains the leading global Islamic bank, with Middle Eastern counterparts surpassing Asian ones in scale and profitabili... 1530
Research Note Nov 29 Qatari banks most efficient worldwide with 21.5% average cost-to-income ratio Banks in the Middle East and Asia Pacific showcased outstanding operational efficiency, with Qatari banks achieving exceptional cost-to-income ratios ... 2507
Research Note Nov 29 Renminbi expands global reach: Growth in cross-border and offshore use despite challenging international financial conditions China’s macroeconomic outlook, open financial markets and continuous technological innovation create ideal conditions for international use of RMB... 1570
Research Note Nov 23 Bangladesh and Lebanon banks face significant asset quality concerns Four banks in Bangladesh on the TABInsights Bank Watch List reported an average gross NPL ratio of 17.8% in FY2022, while Indian banks demonstrated im... 2129
Research Note Nov 22 China’s key banks: Resilience tested as capital pressures mount In 2023, China’s domestic systemically important banks grew to 20, led by China Merchants Bank in the TAB Global 1000 World’s Strongest Banks 2023... 2200
Research Note Nov 07 Philippines can unlock wealth management by leveraging digitalisation, demographics The booming wealth management sector, driven by digitalisation and a youthful population, is primed for transformation, offering lucrative opportuniti... 7268
Research Note Nov 01 Hong Kong’s roadmap to promote fintech adoption HKMA’s Fintech Promotion Roadmap developed with industry stakeholders aims to drive fintech adoption and spark discussions among banks and fintech c... 14708
Research Note Oct 19 Citibank leads in Hong Kong for comprehensive and convenient services Hong Kong consumers voted Citibank as the Most Recommended Retail Bank with a BankQuality™ Score of 19%, Airstar Bank as the Most Recommended Digita... 1828
Research Note Oct 16 Industry adopts holistic risk management and zero-trust as cyber threats escalate Even as regulators become more stringent, the financial industry continues to grapple with cyber attacks and fraud, according to experts who shared th... 1491
Research Note Oct 13 Chinese retail banks pursue balanced growth amid the year’s challenges Despite economic headwinds, banks leveraged advanced technologies and a customer-centric approaches to drive balanced growth, with customer engagement... 1066
Research Note Oct 11 China and the US took the lead among the world’s largest banks Thirty-seven banks held assets surpassing $1 trillion, distributed among 16 in Asia Pacific, 13 in Europe, and eight in North America, representing 51... 1054
Research Note Oct 10 Fintech funding plunges as investors tighten purse strings Investors’ risk appetite and fondness for fintechs have cooled, leading to a 42% drop in global funding and 57% drop in APAC funding in the first ha... 1509
Research Note Oct 04 E.Sun Bank leads peers in convenience and cost-effectiveness for services Taiwanese consumers voted E.Sun Bank as the Most Recommended Retail Bank, giving it a 13% BankQuality™ Score. CTBC Bank emerged as the Most Selected... 1186
Research Note Sep 12 Promising AI companies poised to transform financial services Generative AI is emerging as a game-changer, with new developments from the most promising companies in the field pushing its use... 7590
Research Note Sep 04 Payment providers drive innovation in African financial industry With a large portion of Africa’s population still lacking access to traditional banking services, particularly in places banks fear to tread, paymen... 1214
Research Note Aug 29 BoA, UOB and Deutsche Bank lead in transaction banking customer experience BoA, UOB and Deutsche Bank are the winning transaction banks in Asia Pacific in The Asian Banker Best Transaction Bank Rankings 2023, with leading pos... 1616
Research Note Aug 22 Adapting retail banking to digital terrain Disintermediation by digital wallets and decentralised finance platforms is shifting deposit business dynamics, requiring conventional banks to innova... 874
Research Note Aug 22 Adapting retail banking to digital terrain Disintermediation by digital wallets and decentralised finance platforms is shifting deposit business dynamics, requiring conventional banks to innova... 175997
Research Note Aug 22 Adapting retail banking to digital terrain Disintermediation by digital wallets and decentralised finance platforms is shifting deposit business dynamics, requiring conventional banks to innova... 898
Research Note Aug 15 Family offices can help prevent generational fractures and preserve wealth Although each business family is unique, some characteristics and experiences hold true for many, regardless of region or location... 11416
Research Note Aug 07 Beyond disintermediation— the struggle to retain deposits The current disintermediation in payments and MSME lending marks the tip of the iceberg, and retail deposits may be the next battleground... 2197
Research Note Jul 31 China’s wealth management market shows promising rebound after COVID China's wealth management market has the potential to surpass $100 trillion by 2025, but it needs to overcome challenges like low asset allocation, re... 2193
Research Note Jul 06 Consumers choose ICICI and Paytm as most recommended financial institutions in India for convenient and satisfactory customer services Consumers in India rated ICICI as the Most Recommended Retail Bank in the 2023 BankQuality™ Survey with a score of 69%, while Paytm scored 64% and r... 1903
Research Note Jun 23 Banks must embrace emerging developments in conversational AI to elevate customer experience Banks have implemented chatbots for operational efficiency and improved customer access, but new AI capabilities expose key gaps in contextual and cog... 4415
Research Note Jun 06 AI adoption continues at pace with evolution of infrastructure While some banks have increased the use of AI in personalising services, marketing and risk management, legacy systems struggle to leverage and scale ... 3443
Research Note May 02 BCA, Toss and Alipay top consumer survey Indonesia’s Bank Central Asia, DBS Singapore, South Korea’s Toss Bank, and China’s Alipay were voted the Most Recommended Retail Bank, Most Sele... 1518
Research Note Apr 12 Vietnam’s banks accelerate digital transformation and customer experience post-pandemic Banks are leveraging digital solutions, risk management strategies, and user-centric approaches to drive growth in the wake of COVID-19... 11494
Research Note Mar 24 US banks' liquidity crisis to worsen as more face asset-liability mismatches The failure of Silicon Valley, Silvergate and Signature banks was caused by asset-liability mismatches, interest rate hikes and insufficient diversifi... 2062
Research Note Mar 20 FIs prioritise data analytics and threat detection as fraud risk mounts The Asian Banker’s survey across financial institutions (FIs) in seven countries in Asia reveals emerging trends in cybersecurity risks and fraud, p... 895
Research Note Feb 14 Malaysian banks prepare for digital-only peers and future The imminent entry of digital-only banks will further accelerate the digitalisation of the Malaysian financial industry. However, incumbents that are ... 21766
Research Note Jan 27 International adoption of Renminbi gains momentum Strong cross-border trade, RCEP trade pact, and deep capital market integration support international use of RMB... 8918
Research Note Oct 11 Sustainable investments become mainstream for Asia Pacific HNWIs Sustainable investments are increasingly seen by High Net Worth Individuals (HNWI) as delivering viable returns, according to the latest report by Lom... 7993
Research Note Sep 06 Nedbank’s retail gross revenue grew by 6.4%, to $1.29 billion in 2021 Nedbank’s retail banking business posted growth in 2021, on the back of transformation through digital ecosystems and branch infrastructure.... 3501
Research Note May 27 BCA, blu and Dana top consumer votes for best financial institutions in Indonesia Indonesians voted BCA as the Most Recommended Retail Bank, followed by blu as the Best Digital-only Bank and Dana as the Most Recommended Platform in ... 1733
Research Note May 26 Global Top 100 Digital-only Banks Ranking - No easy path to profitability WeBank of China, Ally Bank in the US, and the retail arm of ING Group, topped The Asian Banker's inaugural global ranking of leading digital banks. ... 48091
Research Note May 23 FATF adds UAE to AML/CFT grey list The United Arab Emirates (UAE), a major global trade and business hub, lands on this year’s list of countries still lacking in progress on anti-mone... 15565
Research Note Mar 07 APAC families not ready for succession amid largest wealth transfer in history A whitepaper just released by Honghu Best Global Family Office and The Asian Banker, "Global Family Office and Wealth Management Best Practices 2021 -... 1357
Research Note Mar 06 APAC families not ready for succession amid largest wealth transfer in history A whitepaper just released by Honghu Best Global Family Office and The Asian Banker, "Global Family Office and Wealth Management Best Practices 2021 -... 18585
Research Note Feb 25 SWIFT ban on Russia could be disastrous for European and global banks The prospect of a ban on Russia from SWIFT becomes ever likely as its attack on Ukraine escalates. However, the impact of such an outcome will not onl... 4556
Research Note Feb 17 Cloud adoption accelerates among banks with unique strategies The financial services industry is undergoing a massive shift to cloud, but the challenging technology transition for incumbents requires a strategic ... 22517
Research Note Feb 11 ISO 20022 strives for 100% STP As global banks move towards ISO 20022 readiness by the end of 2022, it is important to understand the impact that the adoption of the new standard wi... 19970
Research Note Feb 10 Continued innovation in DeFi and CeFi underpins future of cryptos The continuous expansion of the crypto market and the innovations it promises have been closely watched by the financial services industry, particular... 23023
Research Note Jan 12 How DeFi and Web 3.0 will shape the future of finance CEOs and leaders in the banking industry discussed the impact of emerging technologies and innovations on financial service including the developmen... 26769
Research Note Dec 31 Digital asset outlook 2022: Will the momentum continue? The total capitalisation of digital assets surged three-fold in 2021, with strong evidence that the momentum is likely to continue into the new year. ... 27896
Research Note Dec 22 OPay secured 22% share of Nigerian e-wallet market in last 3 years Mobile-based payment platform OPay has grown exponentially since its launch in 2018, penetrating the unbanked and underbanked population in Nigeria. I... 29295
Research Note Dec 02 Blockchain to support better governance as sustainability funds increase The push for climate change considerations puts pressure on financial services companies to develop and use advanced technologies such as blockchain t... 12653
Research Note Nov 22 Global corporates and FIs see digital currency and sustainable finance as key drivers for RMB use New digital financial infrastructure, new regional free trade agreements, and decisive leadership in the emerging sustainability and green agenda bode... 7992
Research Note Nov 15 China signals orderly distribution of distressed real estate assets With 41% of China's $45 trillion in banking assets and 27% of its $30 trillion in loans exposed to the property market, authorities are likely to init... 6828
Research Note Oct 28 Mobile wallets will reach 2.6 billion users in Asia Pacific by 2025 Global mobile phone users are projected to reach 4.8 billion by 2025, compared with 2.8 billion users in 2020. Businesses are tapping into this vast m... 27115
Research Note Oct 15 Technology a double-edged sword for financial fraud risk management Fraud continues to be a key concern of financial institutions (FIs). The increasing cases of fraud underscore the need to focus on processes and techn... 14030
Research Note Oct 11 Fragmented approach masks potential of end-to-end trade digitalisation As the trade finance industry collectively progresses to address challenges around digital fragmentation and isolation, adoption of standard solutions... 10123
Research Note Oct 08 Banks in APAC must catch up to meet customers’ expectation for instant and personalised credit A recent study by TABInsights and FICO of digital banking customers revealed how increased customisation and timely processing can contribute to more ... 7142
Research Note Sep 29 Banks and exchanges venture into digital assets trading Commercial banks such as DBS Bank and traditional exchanges such as the Singapore Exchange have one thing in common: they are setting up and adding di... 26541
Research Note Sep 28 Digital banks target white spaces in the financial industry with niche strategies While new digital banks in Asia Pacific harbour lofty ambitions to reduce customer pain points with unique business models, differentiated services, a... 13864
Research Note Sep 23 Partior enters cross-border payments ecosystem as newcomer with big backers Cross-border payments are affected by high costs and inefficiencies, and burdened by compliance requirements. Partior presents an alternative infrastr... 12135
Research Note Aug 27 A comparison of licensing frameworks for digital banks in the Middle East The global financial industry has evolved as a result of the widespread digital transformation of traditional banks and the entrance of new digital ba... 16208
Research Note Aug 19 Global wallets target $35T B2B cross-border payment market With the progress of technology and pandemic-induced restrictions, SMEs are increasingly steering towards digital and mobile cross-border payments opt... 9370
Research Note Aug 16 Ping An and WeBank edge regional peers to emerge best retail and digital bank in Asia A challenging operating environment reshapes retail finance priorities and customer engagement models in the industry... 5711
Research Note Aug 04 WeBank leads in financial performance and application of AI and blockchain technologies WeBank bolstered strong financial performance with its innovative digital technology applications. It increased its operating income by 33.69% and pos... 11304
Research Note Aug 04 UOB connects SMEs across ASEAN to recovery and growth opportunities Despite weak growth in the banking industry last year, UOB managed to grow its SME deposits significantly and reported the lowest CIR among its peers.... 10446
Research Note Aug 03 Former HKMA chief Norman Chan recognised for lifetime contribution to monetary and financial development of Hong Kong With tremendous insights and expertise, Norman Chan Tak-lam prioritised the stability of Hong Kong's monetary and financial systems as the key goal of... 5947
Research Note Aug 03 KBank's Banthoon Lamsam lauded for transforming the bank and shaping Thailand's financial industry With great foresight and fortitude, Banthoon Lamsam steered Kasikornbank through a series of crises and challenges, while leading the bank to invest s... 6748
Research Note Aug 02 Global exchanges ramp up efforts for a sustainable recovery The World Federation of Exchanges (WFE), a global industry group for central counterparties (CCPs) and exchanges, recently published its 7th annual su... 350
Research Note Aug 02 Ping An Bank pips incumbent CMB and regional peers CBA, Stanchart and DBS to emerge best retail bank in Asia In 2020, Ping An Bank outperformed its domestic and regional retail banking peers not only in its business growth but also its technology capabilities... 9106
Research Note Jul 23 Mox and ZA Bank lead Hong Kong’s virtual bank race A year after Hong Kong issued eight digital banking licences, Mox and ZA Bank have emerged as the early leaders. Together with WeLab, the three banks ... 13880
Research Note May 31 The central bank digital currency disruption has arrived! As trials move into actual implementations, global financial markets and monetary systems will be disrupted and transformed.... 49596
Research Note May 05 SCF to take bigger share of sustainability-linked loans that hit $119 B in 2020 As demand for sustainable products rises, stakeholders including consumers, investors, and regulators are pushing manufacturers, suppliers and lenders... 13139
Research Note May 05 SCF to take bigger share of sustainability-linked loans that hit $119 B in 2020 As demand for sustainable products rises, stakeholders including consumers, investors, and regulators are pushing manufacturers, suppliers and lenders... 2880
Research Note Apr 09 Indonesia e-wallet transaction to reach $18.5 billion in 2021 amid fierce competition As the number of e-wallet players in Indonesia surges amid the vast market opportunities, bigger players have begun extending the competition beyond p... 50345
Research Note Apr 09 China to create state-backed entity to supervise tech data The Chinese government has proposed establishing a joint venture with local technology companies to oversee the collection of data from Chinese consum... 5560
Research Note Mar 31 BNPL funding grew 93% CAGR as volumes, users and revenues surged in 2020 The rapid transformation of domestic and cross-border payments brings new opportunities and challenges for financial institutions.Amid shrinking payme... 17123
Research Note Mar 02 Raast set to revolutionise digital payments in Pakistan Market development, operational challenges, and payment preferences are going to shape consumer engagement with the new instant payment platform... 19644
Research Note Feb 10 Reshoring of global supply chains spurs growth in financing Industry practitioners discuss how process of bringing offshore global supply chains back to the country of origin accelerates demand for existing and... 4684
Research Note Jan 28 Asian banks' assets grew 10.3% amid surge in mergers and acquisitions Chinese and Japanese banks again dominate the list of The Asian Banker 500 largest banks. Balance sheet growth accelerated in the first half of 2020 a... 7170
Research Note Jan 06 China’s negative yield bonds exacerbate market distortions with limited implications for issuers Recent sale of negative yield bonds by Chinese government seen as part of a cyclical trend given historical low interest rates, with negligible impact... 5142
Research Note Dec 29 StanChart Kenya is Most Recommended Retail Bank in Africa; Nedbank, Capitec Bank, CalBank, and Guaranty Trust Bank lead multiple consumer rankings Customers decide which banks in the Africa region stood out from the rest and were most helpful during COVID-19 following the result of the BankQualit... 9061
Research Note Dec 16 Financial Technology Innovation Awards 2020: Players seek value creation through technology Banks look to build on operational efficiencies through automation while deepening fintech... 4408
Research Note Dec 15 The pandemic has altered the growth trajectory of fintechs The COVID-19 pandemic accelerated the digitisation and innovation in financial services. It has also impacted the operations, financial sustainability... 4465
Research Note Dec 11 Banque Saudi Fransi, Commercial International Bank and Emirates NBD lead consumer rankings in the Middle East The inaugural BankQuality™ Consumer Survey and Rankings in the Middle East interviewed 3,000 customers in three key markets in the region on their e... 7417
Research Note Dec 04 Leadership in a pandemic - Extraordinary circumstances require exceptional responses Exceptional leadership is demonstrated and proven during periods of sustained challenges and adversities to deliver strong and sustainable outcomes.... 5781
Research Note Dec 02 Pandemic creates new attack opportunities for cyber criminals Recent cyber-crime trends show that criminals have been creative in exploiting emerging vulnerabilities and opportunities. To set up effective and res... 6175
Research Note Nov 25 Big tech disruptors find dividends of financial services come at a price Tech giants, which make up some of the world’s largest companies, are muscling into traditional banking spaces. But whether they want to crush the t... 7962
Research Note Nov 03 China Merchants Bank is best retail bank amid strong competition from UAE, India and Singapore New performance benchmarks shaped by COVID-19 and digital transformation reshuffle best retail banks ranking in 2020... 8808
Research Note Oct 21 WeBank registers strong profits as it expands financial ecosystem WeBank, the digital-only bank subsidiary of Tencent, has emerged as an industry leader due to its scale, profitability and innovation... 10117
Research Note Oct 20 UOB delivers higher returns, lower cost and effective client engagement UOB's extensive regional footprint is built on the bank’s beyond banking approach to SMEs and an efficient digital strategy... 6564
Research Note Oct 13 Emirates NBD leverages digital platform, Liv, to lift customer experience Emirates NBD recorded a strong performance in retail banking in 2019 with significant growth in revenue and profit that allowed the bank to retain its... 7650
Research Note Oct 08 Risk Management Awards 2020: Players focus on operational resilience amid multiple risks and threats The year 2020 ushered in a new era of operational change and disruption that will directly impact the regulatory response and business models of fina... 5884
Research Note Oct 06 CMB leads retail wealth market with digital ecosystems and services that integrate lifestyle and financial needs The bank capitalises on open ecosystems to maintain leading position in active digital customer base, and holds a leading 10% share of China’s priva... 10680
Research Note Sep 16 StanChart HK CEO Mary Huen lauded for achievements in transforming and elevating retail finance industry Mary Huen of StanChart HK has an extensive and distinguished career in financial services and has led the bank to success amid turbulent times. Under ... 11533
Research Note Sep 14 UOB Singapore’s retail business yields strong performance as it expands digital customer engagement United Overseas Bank (UOB) increased retail banking income contribution by 15% as the financial industry grapples with digital advancement. The bank l... 21563
Research Note Aug 28 Retail Awards 2020: Best players focus on digital engagement and customer-centric ecosystems amid uncertain environment At the International Heads of Retail Finance Virtual Meeting on 28 August 2020, leaders from over 22 institutions in Asia Pacific, the Middle East and... 7288
Research Note Aug 27 BankQuality Rankings 2020: Consumers will dictate the winners and losers in the digital era The inaugural BankQuality™ Consumer Survey and Rankings interviewed 11,000 bank customers in 11 markets across the Asia Pacific region on their enga... 9728
Research Note Aug 19 How Wirecard’s exit may impact the future of payment processing in Asia The German fintech’s dramatic collapse is likely to reshape the payment processing landscape as market rewards players leading innovation and value ... 14821
Research Note Jul 07 Sustainable and impact assets resilient and growing amid pandemic While sustainable funds remain on track to beat the records set in 2019, impact investors indicate they are unlikely to alter strategies amid the pand... 3875
Research Note Jul 07 Businesses favour increasing use of RMB amid trade tensions and pandemic The use of RMB in international transactions will increase despite US-China trade frictions and on-going COVID-19 pandemic according to the latest ann... 15985
Research Note Jun 09 COVID-19 brings tailwinds for low-carbon investing Unfamiliar risks, including transition, physical and liability, manifested over an uncertain timeframe, and involving no precedents make it increasing... 2549
Research Note Jun 09 The battle for cross-border payments is set to reshape financial services Instant cross-border settlements are opening up the market for new players to innovate. With diverse ideas in the payments sector, those looking to co... 18643
Research Note Jun 04 Half of SG and HK executives say their companies fall short in ESG reporting Only 55% and 49% of surveyed Singapore and Hong Kong executives believe their companies do a good job in disclosing ESG metrics, according to a survey... 3871
Research Note May 21 COVID-19 slows down regulators’ rollout of digital banking licences Regulators in many APAC economies have begun setting the rules and issuing licences for digital banks, but the COVID-19 pandemic has affected some of ... 41411
Research Note May 05 SCF to increase share of sustainability-linked loans which hit $119.6 B in 2020 As demand for sustainable products rise, stakeholders including consumers, investors, and regulators are pushing manufacturers, suppliers and lenders ... 4123
Research Note Mar 19 Are governments’ and regulators’ drastic measures enough to fight COVID-19’s economic blow? As cases of COVID-19 accelerate outside of China, affected countries have enacted relief policies with an estimated worth of $3 trillion to cushion th... 37932
Research Note Mar 16 Restricted growth expected for Singapore banks as COVID-19 continues to spread globally The Singapore banking industry has persevered through challenges in 2019 such as global growth coming under pressure due to geopolitical and trade ten... 36349
Research Note Mar 12 New digital entrants face off with banks in Taiwan’s retail banking market Taiwan’s retail banking market is a highly mobile and digital maturing consumer market which continues to rely extensively on community branch banki... 14801
Research Note Mar 06 Surge in sustainable fund flows signals tipping point Despite net fund flows into sustainable funds in Europe nearly five times higher than in the US, the trend towards sustainable assets are in line in b... 4609
Research Note Feb 25 The visible heart and the invisible hand: Outlook for impact investing The center of debate has shifted from whether impact investing can match the returns of traditional investing, to whether asset owners are willing and... 5573
Research Note Feb 04 Nigeria, South Africa and Kenya dominate the e-commerce industry in Sub-Saharan Africa Africa’s e-commerce landscape is growing, with more players entering the industry. With increased e-payment innovations and technical security, Sub-... 179700
Research Note Jan 31 Banks adopt diverse strategic approaches towards fintech From commercial collaborations, partnerships and innovation labs to direct investment in fintech, banks are adopting varying strategies towards a resi... 11491
Research Note Jan 30 Compressed margins and bad debts will curtail profits in the coming year Outlook for the banking industry in Asia Pacific turns negative as the region confronts weaker economic and trade conditions as well as the erosion of... 9288
Research Note Jan 28 Real-time retail payment systems in Thailand and India experience rapid growth Peer-to-peer payment themes in India, Thailand, Australia, Hong Kong and the Philippines have taken off with varying degrees of success but adoption i... 11881
Research Note Jan 23 The race for ideas to integrate AI into financial services By 2022, banks will be spending as much as $12.3 billion on AI and cognitive technologies with the race underway to integrate the latest capabilities ... 11164
Research Note Dec 19 Evolving payments landscape in Africa threatens traditional bank account services Africa’s payments services are rapidly growing, driven by concerted efforts between mobile money operators, banks and fintech as well as regulatory ... 14000
Research Note Dec 18 eKYC in emerging markets opens new avenues for growth With the reprieve on know your customer regulations on certain segments, banks and new challengers are rapidly integrating eKYC into their processes t... 16976
Research Note Dec 13 Multi-pronged initiatives are vital in battling an evolving cyber threat environment Industry experts analyse how financial crime dynamics and cybercrimes are becoming more sophisticated with digital disruption and share their views on... 8345
Research Note Dec 04 China increases number of HNWIs in Asia Pacific China is changing the distribution of wealth across the region and rapidly developing its wealth management industry which is dominated by mega banks ... 6823
Research Note Dec 04 China increases number of HNWIs in Asia Pacific China is changing the distribution of wealth across the region and rapidly developing its wealth management industry which is dominated by mega banks ... 18260
Research Note Nov 28 Branch decline continues across markets in the Middle East, Asia Pacific and Africa Customers make decisions on primary banking relationship based on assumed needs for multiple network point convenience, even though they may patronise... 7827
Research Note Nov 08 Embracing technology to navigate the complexities of trade compliance The rising costs of compliance and due-diligence have motivated trade finance providers to find innovative solutions aimed at accelerating the process... 37087
Research Note Oct 28 Customer-centric mobile technologies continue to reshape Sub-Saharan Africa’s payments industry Africa’s payments services architecture is rapidly evolving in response to changing technology and customer expectation. While non-banks such as mob... 7423
Research Note Oct 03 Meeting aspirations of corporate treasury for enhanced financial decision-making As the role of corporate treasury evolves beyond its traditional core functions of cash and liquidity management, banks are making substantial investm... 37669
Research Note Sep 19 Vietnam’s retail loan market to reach $145 billion by 2020 Between 2019 to 2022, banks will launch full digital banking blueprints, making more structural changes at the back office to tap fully into a rapidly... 22461
Research Note Aug 23 Alternative financing offers critical new funding to SMEs and startups Better returns in the alternative finance sector and an increase in transparency attracts more non-institutional investments particularly in online pl... 8635
Research Note Jul 22 Number of digital platform outages in Australia rose sharply in 2018 Sharp rise in electronic payment incidents in Australia resulted in substantial customer disruption in 2018.... 4662
Research Note Jul 17 Identifying climate risks and opportunities for investment From corporate governance and board composition to loan portfolio credit quality, new approaches utilising passive and active steps are driving the ch... 5110
Research Note Jun 24 Mobile payment players in the Philippines still losing to cash Increasing smart phone and internet adoption opened doors towards financial inclusion. While cash is still king in the Philippines, players from the t... 1408
Research Note Jun 23 Total e-wallet size in Indonesia likely to hit $15 billion by 2020 Indonesia is seeing exponential growth in mobile payments spurred by a robust fintech landscape, though usage remains uneven and limited... 21355
Research Note Jun 20 Banks forced to get better in servicing their SME customers While fintechs may take some market share away in specific niches, the partnerships, analytics, and value-add that leading banks are developing can ke... 11822
Research Note Jun 03 Renewed impetus helps accelerate industry-wide trade digitalisation efforts but interoperability remains key hurdle Pressure on margins from increased competition and compliance requirements is forcing the industry to recalibrate its trade finance offerings. While i... 12028
Research Note May 24 Fintechs grow influence in financial services in Asia Within Asia, China has been the undisputed leader in terms of total fintech investments raised. In other parts of the region, fintechs in South East A... 6329
Research Note May 09 Leading banks narrow digital onboarding gap in 2019 Banks launch end-to-end digital onboarding for comprehensive account opening... 12288
Research Note Apr 15 New players, new practices and new technologies in an evolving payments landscape Several key themes emerged amidst the many discussions by global leaders in payments, including QR code, blockchain, credit card schemes, fintech and ... 4370
Research Note Apr 01 Platforms can thrive outside China - A look at what’s next While the growth of Alibaba and Alipay as well as Tencent and WeChat pay in China is well known, there have been questions about whether a similar mod... 9582
Research Note Feb 28 Despite rapid digitisation of payments in China, credit card usage will reach new heights by 2020 Chinese credit card industry exploded over the past two years, with growth rates being recorded in the number of credit cards issued and outstanding c... 16820
Research Note Feb 19 APAC banks in good shape to weather downside risks The banking industry in Asia Pacific will continue to be stable, but will face persistent dark clouds and headwinds. Slower growth, trade disruptions,... 13202
Research Note Jan 31 Remittances and FX services – how banks are trying to crawl back these businesses from MTOs Given that remittances are so lucrative in so many markets in Asia, and that new competitors are offering faster and cheaper services, banks will need... 28441
Research Note Dec 18 Banks adopt different engagement approaches with fintechs Innovation by financial technology companies (fintechs) has led to many banks opening their doors for collaborations. The strategic approaches, often ... 20279
Research Note Dec 06 Retail financial services players poised to reap tangible benefits from AI Artificial intelligence (AI) is set to transform retail banking, impacting the customer journey from acquisition on through to retention. ... 9184
Research Note Dec 05 Top digital retail financial services provider in the Asia Pacific, Middle East and Africa The most competitive digital retail financial institutions come all but from China, and the elite club of the top 10, representing all non-bank financ... 11164
Research Note Dec 04 Consumers want speed – A leading-edge user experience is key to onboarding success The bank onboarding process should be fast, as the most fundamental attribute of an exceptional account opening experience is speed... 7735
Research Note Nov 27 The battle for digital customers - a global perspective Globally, commercial banks have demonstrated that they are not the underdogs when it comes to growing the number of digital users. They compete well i... 6526
Research Note Nov 21 Patterns of disruption are forcing banks to rapidly adopt new technology enabled models Driven by competition and rapid disruption, banks increasingly spend on technology enabled models targeted to improve customer experience and service ... 8559
Research Note Nov 07 Solving the “trilemma” of cost, risk and speed in cross-border payment As real-time processing becomes the norm in domestic payments, how long would it take for cross-border payments to catch up? ... 6845
Research Note Nov 07 Pursuing digital enhancements a top priority among regional banks Global and regional cash management banks across Asia-Pacific are making substantial investments in digital initiatives to enhance the overall transac... 6143
Research Note Nov 06 Emerging technologies are bringing speed and efficiency to trade settlements Electronic channels and bank agnostic platforms are transforming traditional trade finance functions across Asia Pacific ... 4225
Research Note Oct 17 The evolution of cybersecurity The discussion on cybersecurity is being given increased importance in the boardroom as cybercrime goes global and data protection comes to the forefr... 7930
Research Note Oct 17 Channelling the power of the internet Tim Berners-Lee, inventor of the World Wide Web, joined the Asian Banker’s Emmanuel Daniel and Gordian Gaeta in a debate on the development of the i... 5529
Research Note Oct 17 Industry on the cusp of digital revolution, more to come Pundits who see fintechs as the epitome of digital revolution need to pause and consider a simple fact, they may well be transitory and more dramatic ... 7179
Research Note Oct 17 Regulation continues to shape bank client relationships Implications of new regulations and emergence of digital-only players were hot button issues discussed this year at the Asian Banker Future of Finance... 3097
Research Note Oct 12 Cybercrime costs, security measures escalate as hackers get more creative Losses from cybercrime has increased sharply as ransomware incidents soar, ‘cybercrime as a service’ provides greater access and new threats emerg... 8867
Research Note Oct 10 JD Finance: To be FinTech or TechFin? JD Finance takes full advantage of technology integration and cross-company synergy, allowing the company to offer corporate, retail, and rural custom... 7166
Research Note Sep 12 How a fintech outgrew banks in the mobile wallet market in Vietnam MoMo grew into the largest mobile wallet provider in Vietnam by offering a better user experience and forging early partnerships with incumbent player... 15158
Research Note Jun 07 A voice-led future – Banking with “Alexa” and similar services become mainstream Chatbots are another example of relatively low-cost advancements in artificial intelligence adoption within the banking industry. These computer progr... 15641
Research Note May 16 Open Banking and API adoption accelerates Digital disruption is rapidly changing the competitive and operating landscape and driving institutions and regulators to adopt opening banking strate... 8292
Research Note Mar 19 The inevitable rise of the fiat cryptocurrency Despite concerns over the unbridled speculation that has inflated the value of cryptocurrencies and initial coin offerings, many governments have emba... 5535
Research Note Mar 06 Data and digital are the new success factors in wealth management Long a bastion of personalised service by relationship managers, the wealth management sector is undergoing a transformation as clients demand better ... 6710
Research Note Feb 12 Retail trends in China: Striking a balance between new technologies and traditional processes Traditional banks in China have begun to utilise cutting-edge technologies by collaborating with technology companies, start-ups or emerging financial... 5637
Research Note Feb 05 Brighter near-term outlook belies real risks The Asia Pacific banking sector will benefit from the improving global and regional economic conditions in 2018. Overall, better asset quality is expe... 35710
Research Note Feb 02 Digitalisation and internationalisation - Key elements of employment trends The Asia Pacific banking industry will continue to see a rise in demand and salary among highly skilled technical workers in the backdrop of ongoing d... 33874
Research Note Jan 30 What can we learn from the recent cybersecurity incidents? Cyber-threats have become increasingly complex, inflicting high monetary and reputational damages to institutions that, despite various measures, are ... 5154
Research Note Jan 29 Creating the next level of client engagement with the Internet of Things The Internet of Things offers potential opportunities in retail and corporate banking and will fuel the rise of new types of clients in the form of sm... 4499
Research Note Jan 15 Assets under management in Asia Pacific show sustained growth trends In general, industry assets under management in selected Asia Pacific countries shows sustained growth trends up to 2018. However, the shares of top b... 11127
Research Note Jan 08 Are cryptocurrencies on the path to becoming mainstream? Spurts in prices of cryptocurrencies and initial coin offerings over the last two years, with start-ups raising millions in minutes, have raised excit... 56481
Research Note Dec 06 End-to-end and innovative supply chain finance dominates priority A renewed push to provide end-to-end supply chain financing solutions is driving trade finance across Asia Pacific.... 3980
Research Note Nov 01 Improving customer experience and reviewing business models New players and technologies continue to drive change in the transaction banking space in Asia Pacific, causing incumbent banks to focus more on impr... 3731
Research Note Oct 30 Continuous focus on technology investment, operational excellence and customer service With the entry of financial technology disruptors, banks in Asia Pacific are putting greater focus on technology and operational excellence to enhance... 3473
Research Note Oct 20 Asia Pacific banks remain unfazed by asset quality pressure Retail asset quality pressure will persist in the Asia Pacific region, due to slower economic growth and worse employment situations. However, the dow... 13152
Research Note Oct 13 Are Thai banks prepared for the next phase in digital competition? The last four years have been considered the worst for Thai banks in retail banking. Despite a meagre income and loan growth, banks have been working ... 19450
Research Note Oct 06 Incentives collide for China’s Belt and Road President Xi Jinping’s pet project – “The Belt and Road Initiative” – aims to link Asia, Europe and Africa by rewriting global trade routes.... 4326
Research Note Sep 07 Chatbots must become Banks are looking at "smarter" chatbots to deliver better customer experience, while also bringing down expenses and improving efficiency.... 5122
Research Note Aug 28 Vietnamese banks are playing a risky game Economies of scale, profitability, and developing a comprehensive service proposition remain major challenges in Vietnam’s growing retail banking in... 8543
Research Note Aug 19 Fintech gives Hong Kong banks a head start in race to innovate retail banking Retail banks in Hong Kong are capitalising on fintech to innovate their product palate and to reach out to new customers through dedicated digital cha... 6958
Research Note Aug 10 How digitisation powers DBS to profitability While much of the focus for quarterly results at DBS was on profits and non-performing loans, the impact of digitisation on expense reduction was stri... 5031
Research Note Aug 08 Asia Pacific banks are leveraging on technology to remain competitive in a muted unsecured loan market Most Asia Pacific markets have witnessed a slowdown in unsecured consumer loan growth, as regulations tighten and more alternative lending options are... 3573
Research Note Jul 04 Mobile banking seen to overtake internet banking Asia Pacific markets have seen a shift towards digital banking during the past few years. Nowadays, banks are placing more effort on mobile banking, s... 15104
Research Note Jun 29 What does it take to build a successful mobile wallet – more than cool technology Mobile payment apps have continued to proliferate in countries around the world, with Mercedes Pay soon likely to join the more familiar Apple Pay and... 6870
Research Note Jun 19 South Korean banks rely on fintech as they contest for dominance in digital retail banking The evolving landscape of South Korean retail banking is pushing banks to invest in financial technology to retain and attract customers, even as trad... 5277
Research Note Jun 03 At odds with Dodd-Frank In a matter of weeks US President Donald Trump’s administration will lay bare how they wish to regulate banks and markets. After months of scathing ... 2926
Research Note May 29 Banks embrace digital innovation but find it hard to make substantial changes to its conventional business model In the quest to create financial ecosystems, banks believe they can stay relevant to a customer’s financial needs.... 3548
Research Note May 24 The enterprise value of data and digital transformation Data is a strategic asset that allows companies to acquire or maintain a competitive edge in the knowledge economy. To unlock the hidden value of data... 5619
Research Note May 15 Retail banking asset structure differs widely by country in Asia Pacific Composition of retail banking assets among Asia Pacific countries shows that mature markets have a higher average share of mortgages in retail lending... 3400
Research Note May 11 How a fintech outgrew banks in the mobile wallet market in Vietnam MoMo grew into the largest mobile wallet provider in Vietnam by offering a better user experience and forging early partnerships with incumbent player... 5757
Research Note May 10 Data analytics drives retail banking As data analytics becomes nearly ubiquitous in most parts of consumers’ digital lives, leading banks are providing digitised solutions that deliver ... 23306
Research Note May 05 Robots take over retail banks’ back offices In retail banks around the world, robots are making their way into the back office and reducing costs by as much as 80% while increasing accuracy by u... 7405
Research Note May 04 Huge potential for auto lending in Southeast Asian emerging markets Banks are expected to see continued growth in auto lending due to economic development but growth will be dampened by the rise of ride-sharing service... 7467
Research Note May 02 Financial authority drives digitisation and innovation in Taiwan Taiwan’s Financial Supervisory Commission (FSC) is driving the country’s banks to move to digital platforms through its “Bank 3.0” vision as b... 4638
Research Note Apr 26 Retail banks in Japan still struggling with decreasing profitability Declining profitability from lending is forcing Japanese banks to rethink product and service strategies whilst innovative technology adoption is help... 4464
Research Note Apr 22 Blockchain - Moving from hype to reality Investments and interest in distributed ledger technology have been rising rapidly as new use cases emerge to harness its potential. The technology is... 4112
Research Note Apr 06 Income recovery for most retail financial services markets in Asia Pacific in 2017 The gross retail banking income for the entire region will grow by 8% by the end of 2017 after showing a year-on-year growth of 7.5% in 2016 and 10% i... 3804
Research Note Apr 03 Hard and fast rules With more than 70% of Southeast Asia being unbanked, fintech possesses tremendous potential to widen financial inclusion and spur economies. Advances ... 3362
Research Note Mar 07 Basel capital showdown pits US against Europe Basel regulators are trying to finalise changes on how to calculate banks’ risky assets. But US and Europe are at loggerheads about what these shoul... 2739
Research Note Mar 02 Emirates NBD: New mobile services enhance customer ease and experience Emirates NBD’s efforts towards digitisation have enabled customers to bank with more ease through new account propositions. From Shake n’ Save to ... 3336
Research Note Feb 22 How robots are changing the face of banking Robotics, enabled by artificial intelligence and machine learning, is proving to be a game changer that can bring unique operational efficiencies to t... 19458
Research Note Feb 21 The rise of APIs in retail banking Financial institutions are starting to use APIs to create important linkages between their products and services and their customers and important thi... 6740
Research Note Feb 15 P2P lending: Collaboration will be the key to success Fintech, the latest buzzword in the peer-to-peer lending sector, has carved a niche for itself in a short span of time. As banks tighten their seat be... 9145
Research Note Feb 07 New competitors are catalysts for growth in mobile payments Mobile payments are expected to surge in the next few years, driven by technology and analytics. However, banks are facing tough challenges from non-b... 3528
Research Note Jan 27 DBS – Preparing for a digital future DBS Group’s retail and wealth business has been accelerating income generation since 2013. However, the bank continues to face an uphill struggle wi... 9895
Research Note Jan 24 Robo-advisors poised to take off Customised financial advice had, for many years, been available almost exclusively to private banking clients or to the mass affluent. However, robo-a... 6469
Research Note Jan 20 Credit card payment loses ground in more markets Credit card issuance and usage wane as digital and mobile payments increase in popularity.... 9887
Research Note Jan 19 Digital transformation powers profitability in branch banking While many financial institutions in emerging markets are trying to strike the right balance between their physical footprints and digital presence, l... 5509
Research Note Jan 12 Vietnam’s retail banking is playing a risky game Economies of scale, profitability, and developing a comprehensive service proposition remain major challenges in Vietnam's growing retail banking indu... 6069
Research Note Dec 09 Will digital-only money transfer operators impact the global remittance market? Digitisation in the cross-border money transfer industry might leave fewer opportunities for incumbent banks and operators to grow. How they cultivat... 5564
Research Note Nov 21 Blockchain: Collaboration and interoperability to drive adoption New proofs of concepts have emerged in blockchain as the industry tackles various impediments to its successful adoption. The technology initiatives w... 3190
Research Note Nov 04 Non-bank players vie for customers in the digital payments arena Increasing adoption of digital payments has resulted in stiff competition within the industry. Non-bank payment players have become more aggressive, a... 3606
Research Note Nov 02 Hostile environment casts doubt on the future of mobile-only fintech banks Wide discontent with conventional banks have led to the emergence of mobile-only fintech banks. However, these challenger banks are struggling to expa... 4147
Research Note Oct 26 Disruption forces banks in Asia Pacific to refocus their technology investments Competition is forcing banks to improve the digital experience of their customers. Banks are focused on investing in mobile technologies, data analyti... 6352
Research Note Oct 21 Holistic enterprise-wide digitisation is the key to success in the Indian banking industry Emerging new competition, changing customer expectations, and reduced profitability are forcing banks in India to revisit their strategic business and... 4320
Research Note Oct 18 Basel II: The precursor of an integrated risk management framework for Vietnamese banks Vietnam’s banking sector has taken significant steps to comply with Basel II requirements. However, more measures are needed to create an effective ... 7786
Research Note Oct 14 Cash management technology – race towards centralising, digitising and future-proofing As the search for efficiency intensifies amid a slowdown in economic growth, banks continue to leverage technology to relieve cost pressures and provi... 3532
Research Note Oct 03 De-risking and its implications on trade finance in Asia Pacific De-risking has proved to be more than the exiting of businesses for Asia Pacific’s trade finance industry. A strategic shift is underway which might... 3768
Research Note Sep 28 Real-time retail payments and ISO 20022 – two sides of the same coin The advent of new technologies is driving rapid upgrading of national payment systems around the world that are enabled with rich data and real-time c... 6774
Research Note Sep 27 Blockchain: The race to commercialisation It is not often that a technology comes along that forces a rethink of traditional business models. Blockchain, a technology that originated from an a... 5333
Research Note Sep 26 Bank of China (Hong Kong) named the Strongest Bank in Asia Pacific in 2016 for third consecutive year ICBC (Macau), HSBC, Hang Seng Bank, ICBC, and Public Bank complete the top five strongest banks in the Asia Pacific region.... 3957
Research Note Sep 23 Shinhan Bank’s full service biometric-enabled digital kiosks to takeover role of its branches Shinhan Bank has launched Korea’s first full service biometric-enabled and unmanned smart digital kiosks that allow customers to do financial transa... 5067
Research Note Sep 22 Can the digital payment wave weaken Mastercard's empire? The incumbent outlines its response to an increasingly fragmenting payments landscape offering to support old and new customers alike by helping them ... 4252
Research Note Sep 05 ACB is positioning itself to become Vietnam’s leading bank The Asian Banker recently updated the bank profile of Asia Commercial Bank. The bank is focused on boosting its competitiveness in the Vietnamese mark... 6682
Research Note Sep 05 Vietnam Eximbank struggles amid market volatility The Asian Banker recently updated the bank profile of Vietnam Eximbank.... 4948
Research Note Aug 29 Indonesia to introduce new regulation to foster fintech growth Regulators in Asia Pacific such as Indonesia's OJK are actively planning for measures to promote the growth of fintech in the region.... 4984
Research Note Aug 22 Brexit and weaker economic growth hit HSBC's performance HSBC will continue reshaping its business and conduct cost-saving strategies amidst a weak performance in its European, Latin American, and North Amer... 4125
Research Note Aug 12 Increasing credit card usage opens opportunities for Chinese banks China Merchants Bank and China CITIC Bank are developing their credit card businesses to stimulate retail income.... 3933
Research Note May 27 Vietnam banks: Putting their money in retail banking and technology Despite current economic challenges, Vietnam’s banking sector has promising longer term potential due to its relatively young and increasingly afflu... 10496
Research Note May 03 Crowdlending tries to make its mark in Asia Pacific While crowdlending in Asia Pacific shows early promise, its fate will be dictated by how regulators and banks respond to the challenges they pose.... 5171
Research Note Apr 26 Proactive—The new buzzword in the transformation at the Central Bank of the United Arab Emirates The Governor of the Central Bank of the United Arab Emirates, His Excellency Mubarak Rashed Al Mansoori discusses the transformation of the UAE Centra... 4288
Research Note Feb 24 East and West African banks close gap with regional industry leaders in South Africa Innovations emerging from East and West African banking hubs are enabling the sector to take a lead in reaching Africa’s unbanked population but muc... 3867
Research Note Feb 17 Democratisation of banking services puts focus on relationships over products Banks face high costs of maintaining extensive branch networks while having their market share eroded by the ever-growing presence of payments solutio... 3502
Research Note Feb 16 Banks need to leverage their superior product knowledge to stay relevant The industry has to look beyond growing their market presence through traditional brick-and-mortar branches by exploring new channels like mobile bank... 4222
Research Note Feb 15 Adding value to data a key challenge in a multi-channel world Social media, coupled with data analytics, gives a more complete picture of the customer but banks face the challenge of having to make sense of masse... 3240
Research Note Feb 10 The problem is not adoption but use of technology Mobile banking in Saudi Arabia is still growing and its development is contingent upon customer needs, as the actual number of mobile transactions is ... 2983
Research Note Feb 04 The way forward for collaborating with non-banks With over 53 million unbanked still transacting in cash, Egyptian banks are looking to target this potentially lucrative market through mobile or prep... 3227
Research Note Feb 04 Focus on integrated solutions and regional capabilities Increased use of electronic cash management facilities to enhance cost and operational efficiency is the dominant theme in the transaction banking ind... 3763
Research Note Feb 04 Sands of Change Even with the Middle East’s lifeblood, crude oil, stuck in prolonged doldrums, bankers remain optimistic about the future of the trade finance and s... 3546
Research Note Feb 03 Retail payment trends in Asia Pacific New payment options in the market are creating new opportunities, making competition fiercer, and reducing the use of cash and cheques.... 6157
Research Note Feb 03 Retail banking in the United Arab Emirates: Evolving and already competitive In the United Arab Emirates, banks have become more competitive in retaining their customers as a result of new regulations, while the rest are develo... 4310
Research Note Jan 13 Strengthening RMB markets with sophisticated products Efforts to create access to onshore capital markets will prove fruitless without strong product offerings... 3632
Research Note Jan 11 Towards free markets Knowing how to ensure safe, stable and well functioning markets is paramount to understanding where markets stand in terms of resilience... 3223
Research Note Jan 07 “One Belt One Road” – China’s new growth strategy looks at westwards expansion China’s “One Belt One Road” initiative is a brilliant strategic move but its delivery holds many risks... 6641
Research Note Jan 06 RMB: The road gets steeper It is clear that China’s goal of becoming the world’s largest economy by 2020 and the internationalisation of the RMB are two initiatives that are... 6037
Research Note Jan 06 Indonesia: Bank Central Asia and Bank Mandiri—Spurring retail loans and exploring digital lending Formal financial institutions have connected only 22% of the Indonesian population. A huge potential for the financial sector still needs to be explor... 7759
Research Note Jan 05 Hong Kong banks: increasing retail operations under a tighter regulatory regime Hong Kong’s economy remains sound but the Hong Kong Monetary Authority is tamping down property loans and issuance of long-term personal loans. With... 6080
Research Note Aug 30 From building digital capabilities to digital transformation Banks are integrating new technologies into their core businesses to improve their digital banking presence and speed-to-deliver... 4725
Research Note Oct 13 QR code payment system, a game changer? Globally, banks and non-banks are testing whether QR codes to merchants and consumers can provide a simple solution for payments. ... 34550
Research Note Jan 19 Digitisation efforts by large Australian banks boost customer satisfaction Australian banks are moving towards increased digitalisation, leveraging technological advancements to ensure seamless customer experience in providin... 5019
Research Note Feb 02 today is nver Asia Pacific markets have seen a shift towards digital banking during the past few years. Nowadays, banks are placing more effort on mobile banking, s... 6438
