Research Note Feb 03 RMB internationalisation gains strong momentum despite uncertainties The Global RMB Internationalisation Survey 2024 reveals that usage in cross-border trade has surged, accounting for over half of China’s cross-borde... 930
Research Note Jan 28 Middle Eastern Islamic banks excel over Asian counterparts in scale and profitability The Middle East and Africa lead in bank profitability, benefiting from considerable non-interest-bearing deposits and elevated oil prices in the Middl... 363
Research Note Nov 25 Record earnings despite rising cost of funds and credit The Middle East and Africa lead in bank profitability, benefiting from considerable non-interest-bearing deposits and elevated oil prices in the Middl... 776
Research Note Jul 29 Timely core modernisation essential in digital transformation Digital transactions nearing 90% at leading banks reveal core technology deficiencies, prompting over 50% in Asia Pacific to adopt microservices for e... 1586
Research Note May 22 Rapid developments in institutional crypto in recent months Financial institutions are swiftly adopting blockchain and cryptocurrencies, catalysing regulatory discussions and heralding a significant shift in th... 803
Research Note May 06 Improved cross-border payment systems support growth in Middle East Member countries of the Arab Monetary Fund are enhancing global cross-border transactions through streamlined payments, improved compliance, and incre... 2639
Research Note Apr 02 Emirates NBD, Raiffeisen and Al Rajhi most profitable banks in the world The world’s top 10 most profitable banks with assets over $100 billion include four from the Middle East, three from Asia, two from the Americas, an... 2818
Research Note Mar 27 Digital currency boosts Renminbi’s global role in transactions The global use of Renminbi is influenced by geopolitics, macroeconomic conditions, infrastructure, and technology... 3103
Research Note Mar 08 RMB adoption in cross-border trade holds momentum Surveyed institutions continue to adopt RMB in cross-border trade, driven by cost benefits and foreign exchange risk management... 1794
Research Note Feb 28 Resilience in adversity: Top 10 fintech funding deals of 2023 Fintech funding dropped 42% in 2023 due to economic challenges, yet top firms like Stripe and Investree saw significant investments, demonstrating res... 2583
Research Note Feb 28 Nominations are in for Retail Finance Leader of the Year 2024 in Asia Pacific TAB Global’s annual Retail Finance Leader of the Year in Asia Pacific award recognises outstanding contributions to sustainable banking and institut... 5008
Research Note Feb 26 Nominations are in for Global Retail Finance Leader of the Year 2024 TAB Global’s annual Retail Finance Leader of the Year award recognises outstanding contributions to sustainable banking and institutional transforma... 4410
Research Note Feb 22 Nominations are in for Digital Finance Leader of the Year 2024 TAB Global’s annual Digital Finance Leader of the Year award recognises one outstanding individual reshaping finance through innovation and inclusio... 4485
Research Note Feb 20 China’s Belt and Road Initiative accelerates global Renminbi usage The majority of institutions surveyed attribute their increased Renminbi usage to China’s investments and partnerships facilitated by the Belt and R... 965
Research Note Feb 07 AI and big data-based apps provide strong potential to drive hyper-personalisation The banking industry is using AI and data strategies to meet customer preferences, focusing on digital culture, secure operations, and partnerships to... 5425
Research Note Jan 27 Global bank loan growth to remain at 6% in 2024 Rising borrowing costs, reduced demand, and stringent credit barriers have dampened growth prospects, and these factors are unlikely to shift given th... 2044
Research Note Jan 17 Banks in APAC allocate more spending on technology Banks in Asia Pacific invested an estimated $63 billion towards technology in 2022. The annual spending on technology is expected to increase by 7.5% ... 2713
Research Note Jan 10 US and Denmark report sharpest declines in bank ROE US banks’ return on equity declined due to higher loan-loss provisions, while Denmark’s Danske Bank reported the steepest drop, primarily attribut... 3136
Research Note Jan 05 Middle East transaction banks moving into non-oil sectors as GCC economies diversify Transaction banks in the Middle East are expanding services in non-oil businesses with high growth potential, in line with economic diversification, a... 3221
Research Note Jan 03 FIs must race to scale and advance AI capabilities Banks have been investing in AI over the last few years, focusing on specific use cases. They must now scale AI across their business processes and in... 1516
Research Note Dec 28 E-commerce in China shows resilience, despite modest sales growth in Double 11 China's e-commerce rebounded in 2023, with Pinduoduo's remarkable performance surpassing that of Alibaba and JD.com. Alibaba responded with the 'Year-... 2618
Research Note Dec 20 Mutual funds surpass wealth products as China’s largest retail investment China’s wealth management market overcame regulatory hurdles and saw renewed investor confidence in the first half of 2023, with mutual funds surpas... 2239
Research Note Dec 18 Renminbi gains foothold in global commodity market The impact of the Renminbi as a commodity currency extends beyond trade transactions, influencing its broader usage in the global financial landscape... 1121
Research Note Dec 18 Banks shift to microservices and modernise core for agility Banks increasingly focus on modernising technology architecture and ‘hollow’ their core systems to address the challenges of legacy systems and me... 1240
Research Note Dec 13 Renminbi depreciation despite trade surpluses: Interest rate divergence may reverse in 2024 Despite China’s trade surplus, the RMB is depreciating against the USD and Euro due to lower yields on RMB-denominated assets, but this trend is exp... 1131
Research Note Dec 06 Global trade finance gap sparks industry-wide collaboration and innovation Trade finance is gradually digitalising amid evolving e-commerce models, driven by technology and sustainability; the $2.5 trillion global trade finan... 1285
Research Note Dec 05 Islamic banks in Saudi Arabia and Kuwait demonstrated exceptional financial strength Al Rajhi Bank in Saudi Arabia remains the leading global Islamic bank, with Middle Eastern counterparts surpassing Asian ones in scale and profitabili... 1315
Research Note Nov 29 Qatari banks most efficient worldwide with 21.5% average cost-to-income ratio Banks in the Middle East and Asia Pacific showcased outstanding operational efficiency, with Qatari banks achieving exceptional cost-to-income ratios ... 2326
Research Note Nov 29 Renminbi expands global reach: Growth in cross-border and offshore use despite challenging international financial conditions China’s macroeconomic outlook, open financial markets and continuous technological innovation create ideal conditions for international use of RMB... 1418
Research Note Nov 23 Bangladesh and Lebanon banks face significant asset quality concerns Four banks in Bangladesh on the TABInsights Bank Watch List reported an average gross NPL ratio of 17.8% in FY2022, while Indian banks demonstrated im... 1955
Research Note Nov 22 China’s key banks: Resilience tested as capital pressures mount In 2023, China’s domestic systemically important banks grew to 20, led by China Merchants Bank in the TAB Global 1000 World’s Strongest Banks 2023... 2026
Research Note Nov 07 Philippines can unlock wealth management by leveraging digitalisation, demographics The booming wealth management sector, driven by digitalisation and a youthful population, is primed for transformation, offering lucrative opportuniti... 6955
Research Note Nov 01 Hong Kong’s roadmap to promote fintech adoption HKMA’s Fintech Promotion Roadmap developed with industry stakeholders aims to drive fintech adoption and spark discussions among banks and fintech c... 13953
Research Note Oct 19 Citibank leads in Hong Kong for comprehensive and convenient services Hong Kong consumers voted Citibank as the Most Recommended Retail Bank with a BankQuality™ Score of 19%, Airstar Bank as the Most Recommended Digita... 1666
Research Note Oct 16 Industry adopts holistic risk management and zero-trust as cyber threats escalate Even as regulators become more stringent, the financial industry continues to grapple with cyber attacks and fraud, according to experts who shared th... 1318
Research Note Oct 13 Chinese retail banks pursue balanced growth amid the year’s challenges Despite economic headwinds, banks leveraged advanced technologies and a customer-centric approaches to drive balanced growth, with customer engagement... 1055
Research Note Oct 11 China and the US took the lead among the world’s largest banks Thirty-seven banks held assets surpassing $1 trillion, distributed among 16 in Asia Pacific, 13 in Europe, and eight in North America, representing 51... 1036
Research Note Oct 10 Fintech funding plunges as investors tighten purse strings Investors’ risk appetite and fondness for fintechs have cooled, leading to a 42% drop in global funding and 57% drop in APAC funding in the first ha... 1340
Research Note Oct 04 E.Sun Bank leads peers in convenience and cost-effectiveness for services Taiwanese consumers voted E.Sun Bank as the Most Recommended Retail Bank, giving it a 13% BankQuality™ Score. CTBC Bank emerged as the Most Selected... 1017
Research Note Sep 12 Promising AI companies poised to transform financial services Generative AI is emerging as a game-changer, with new developments from the most promising companies in the field pushing its use... 6946
Research Note Sep 04 Payment providers drive innovation in African financial industry With a large portion of Africa’s population still lacking access to traditional banking services, particularly in places banks fear to tread, paymen... 1062
Research Note Aug 29 BoA, UOB and Deutsche Bank lead in transaction banking customer experience BoA, UOB and Deutsche Bank are the winning transaction banks in Asia Pacific in The Asian Banker Best Transaction Bank Rankings 2023, with leading pos... 1438
Research Note Aug 22 Adapting retail banking to digital terrain Disintermediation by digital wallets and decentralised finance platforms is shifting deposit business dynamics, requiring conventional banks to innova... 756
Research Note Aug 22 Adapting retail banking to digital terrain Disintermediation by digital wallets and decentralised finance platforms is shifting deposit business dynamics, requiring conventional banks to innova... 1044
Research Note Aug 22 Adapting retail banking to digital terrain Disintermediation by digital wallets and decentralised finance platforms is shifting deposit business dynamics, requiring conventional banks to innova... 753
Research Note Aug 15 Family offices can help prevent generational fractures and preserve wealth Although each business family is unique, some characteristics and experiences hold true for many, regardless of region or location... 11193
Research Note Aug 07 Beyond disintermediation— the struggle to retain deposits The current disintermediation in payments and MSME lending marks the tip of the iceberg, and retail deposits may be the next battleground... 2035
Research Note Jul 31 China’s wealth management market shows promising rebound after COVID China's wealth management market has the potential to surpass $100 trillion by 2025, but it needs to overcome challenges like low asset allocation, re... 2054
Research Note Jul 06 Consumers choose ICICI and Paytm as most recommended financial institutions in India for convenient and satisfactory customer services Consumers in India rated ICICI as the Most Recommended Retail Bank in the 2023 BankQuality™ Survey with a score of 69%, while Paytm scored 64% and r... 1752
Research Note Jun 23 Banks must embrace emerging developments in conversational AI to elevate customer experience Banks have implemented chatbots for operational efficiency and improved customer access, but new AI capabilities expose key gaps in contextual and cog... 4223
Research Note Jun 06 AI adoption continues at pace with evolution of infrastructure While some banks have increased the use of AI in personalising services, marketing and risk management, legacy systems struggle to leverage and scale ... 3244
Research Note May 02 BCA, Toss and Alipay top consumer survey Indonesia’s Bank Central Asia, DBS Singapore, South Korea’s Toss Bank, and China’s Alipay were voted the Most Recommended Retail Bank, Most Sele... 1383
Research Note Apr 12 Vietnam’s banks accelerate digital transformation and customer experience post-pandemic Banks are leveraging digital solutions, risk management strategies, and user-centric approaches to drive growth in the wake of COVID-19... 9818
Research Note Mar 24 US banks' liquidity crisis to worsen as more face asset-liability mismatches The failure of Silicon Valley, Silvergate and Signature banks was caused by asset-liability mismatches, interest rate hikes and insufficient diversifi... 1819
Research Note Mar 20 FIs prioritise data analytics and threat detection as fraud risk mounts The Asian Banker’s survey across financial institutions (FIs) in seven countries in Asia reveals emerging trends in cybersecurity risks and fraud, p... 779
Research Note Feb 14 Malaysian banks prepare for digital-only peers and future The imminent entry of digital-only banks will further accelerate the digitalisation of the Malaysian financial industry. However, incumbents that are ... 20482
Research Note Jan 27 International adoption of Renminbi gains momentum Strong cross-border trade, RCEP trade pact, and deep capital market integration support international use of RMB... 8294
Research Note Oct 11 Sustainable investments become mainstream for Asia Pacific HNWIs Sustainable investments are increasingly seen by High Net Worth Individuals (HNWI) as delivering viable returns, according to the latest report by Lom... 7758
Research Note Sep 06 Nedbank’s retail gross revenue grew by 6.4%, to $1.29 billion in 2021 Nedbank’s retail banking business posted growth in 2021, on the back of transformation through digital ecosystems and branch infrastructure.... 3092
Research Note May 27 BCA, blu and Dana top consumer votes for best financial institutions in Indonesia Indonesians voted BCA as the Most Recommended Retail Bank, followed by blu as the Best Digital-only Bank and Dana as the Most Recommended Platform in ... 1309
Research Note May 26 Global Top 100 Digital-only Banks Ranking - No easy path to profitability WeBank of China, Ally Bank in the US, and the retail arm of ING Group, topped The Asian Banker's inaugural global ranking of leading digital banks. ... 46412
Research Note May 23 FATF adds UAE to AML/CFT grey list The United Arab Emirates (UAE), a major global trade and business hub, lands on this year’s list of countries still lacking in progress on anti-mone... 15432
Research Note Mar 07 APAC families not ready for succession amid largest wealth transfer in history A whitepaper just released by Honghu Best Global Family Office and The Asian Banker, "Global Family Office and Wealth Management Best Practices 2021 -... 1112
Research Note Mar 06 APAC families not ready for succession amid largest wealth transfer in history A whitepaper just released by Honghu Best Global Family Office and The Asian Banker on family offices and wealth management best practices reveals tha... 17819
Research Note Feb 25 SWIFT ban on Russia could be disastrous for European and global banks The prospect of a ban on Russia from SWIFT becomes ever likely as its attack on Ukraine escalates. However, the impact of such an outcome will not onl... 4206
Research Note Feb 17 Cloud adoption accelerates among banks with unique strategies The financial services industry is undergoing a massive shift to cloud, but the challenging technology transition for incumbents requires a strategic ... 21629
Research Note Feb 11 ISO 20022 strives for 100% STP As global banks move towards ISO 20022 readiness by the end of 2022, it is important to understand the impact that the adoption of the new standard wi... 19272
Research Note Feb 10 Continued innovation in DeFi and CeFi underpins future of cryptos The continuous expansion of the crypto market and the innovations it promises have been closely watched by the financial services industry, particular... 22434
Research Note Jan 12 How DeFi and Web 3.0 will shape the future of finance CEOs and leaders in the banking industry discussed the impact of emerging technologies and innovations on financial service including the developmen... 26127
Research Note Dec 31 Digital asset outlook 2022: Will the momentum continue? The total capitalisation of digital assets surged three-fold in 2021, with strong evidence that the momentum is likely to continue into the new year. ... 27389
Research Note Dec 22 OPay secured 22% share of Nigerian e-wallet market in last 3 years Mobile-based payment platform OPay has grown exponentially since its launch in 2018, penetrating the unbanked and underbanked population in Nigeria. I... 26620
Research Note Dec 02 Blockchain to support better governance as sustainability funds increase The push for climate change considerations puts pressure on financial services companies to develop and use advanced technologies such as blockchain t... 12234
Research Note Nov 22 Global corporates and FIs see digital currency and sustainable finance as key drivers for RMB use New digital financial infrastructure, new regional free trade agreements, and decisive leadership in the emerging sustainability and green agenda bode... 7556
Research Note Nov 15 China signals orderly distribution of distressed real estate assets With 41% of China's $45 trillion in banking assets and 27% of its $30 trillion in loans exposed to the property market, authorities are likely to init... 6397
Research Note Oct 28 Mobile wallets will reach 2.6 billion users in Asia Pacific by 2025 Global mobile phone users are projected to reach 4.8 billion by 2025, compared with 2.8 billion users in 2020. Businesses are tapping into this vast m... 25926
Research Note Oct 15 Technology a double-edged sword for financial fraud risk management Fraud continues to be a key concern of financial institutions (FIs). The increasing cases of fraud underscore the need to focus on processes and techn... 13248
Research Note Oct 11 Fragmented approach masks potential of end-to-end trade digitalisation As the trade finance industry collectively progresses to address challenges around digital fragmentation and isolation, adoption of standard solutions... 9650
Research Note Oct 08 Banks in APAC must catch up to meet customers’ expectation for instant and personalised credit A recent study by TABInsights and FICO of digital banking customers revealed how increased customisation and timely processing can contribute to more ... 7010
Research Note Sep 29 Banks and exchanges venture into digital assets trading Commercial banks such as DBS Bank and traditional exchanges such as the Singapore Exchange have one thing in common: they are setting up and adding di... 25982
Research Note Sep 28 Digital banks target white spaces in the financial industry with niche strategies While new digital banks in Asia Pacific harbour lofty ambitions to reduce customer pain points with unique business models, differentiated services, a... 13199
Research Note Sep 23 Partior enters cross-border payments ecosystem as newcomer with big backers Cross-border payments are affected by high costs and inefficiencies, and burdened by compliance requirements. Partior presents an alternative infrastr... 11548
Research Note Aug 27 A comparison of licensing frameworks for digital banks in the Middle East The global financial industry has evolved as a result of the widespread digital transformation of traditional banks and the entrance of new digital ba... 15252
Research Note Aug 19 Global wallets target $35T B2B cross-border payment market With the progress of technology and pandemic-induced restrictions, SMEs are increasingly steering towards digital and mobile cross-border payments opt... 8948
Research Note Aug 16 Ping An and WeBank edge regional peers to emerge best retail and digital bank in Asia Top Chinese banks overcome challenging operating environment to redefine retail finance priorities and customer engagement models in the region... 5286
Research Note Aug 04 WeBank leads in financial performance and application of AI and blockchain technologies WeBank bolstered strong financial performance with its innovative digital technology applications. It increased its operating income by 33.69% and pos... 10751
Research Note Aug 04 UOB connects SMEs across ASEAN to recovery and growth opportunities Despite weak growth in the banking industry last year, UOB managed to grow its SME deposits significantly and reported the lowest CIR among its peers.... 9578
Research Note Aug 03 Former HKMA chief Norman Chan recognised for lifetime contribution to monetary and financial development of Hong Kong With tremendous insights and expertise, Norman Chan Tak-lam prioritised the stability of Hong Kong's monetary and financial systems as the key goal of... 5543
Research Note Aug 03 KBank's Banthoon Lamsam lauded for transforming the bank and shaping Thailand's financial industry With great foresight and fortitude, Banthoon Lamsam steered Kasikornbank through a series of crises and challenges, while leading the bank to invest s... 6187
Research Note Aug 02 Global exchanges ramp up efforts for a sustainable recovery The World Federation of Exchanges (WFE), a global industry group for central counterparties (CCPs) and exchanges, recently published its 7th annual su... 96
Research Note Aug 02 Ping An Bank pips incumbent CMB and regional peers CBA, Stanchart and DBS to emerge best retail bank in Asia In 2020, Ping An Bank outperformed its domestic and regional retail banking peers not only in its business growth but also its technology capabilities... 8569
Research Note Jul 23 Mox and ZA Bank lead Hong Kong’s virtual bank race A year after Hong Kong issued eight digital banking licences, Mox and ZA Bank have emerged as the early leaders. Together with WeLab, the three banks ... 13358
Research Note May 31 The central bank digital currency disruption has arrived! As CBDC trials move into actual implementations, global financial markets and monetary systems will be disrupted and transformed.... 48918
Research Note May 05 SCF to take bigger share of sustainability-linked loans that hit $119 B in 2020 As demand for sustainable products rises, stakeholders including consumers, investors, and regulators are pushing manufacturers, suppliers and lenders... 12678
Research Note May 05 SCF to take bigger share of sustainability-linked loans that hit $119 B in 2020 Multinationals and corporates are primarily focusing and working to improve their supply chains’ sustainability as well as of their partners.... 2652
Research Note Apr 09 Indonesia e-wallet transaction to reach $18.5 billion in 2021 amid fierce competition As the number of e-wallet players in Indonesia surges amid the vast market opportunities, bigger players have begun extending the competition beyond p... 49099
Research Note Apr 09 China to create state-backed entity to supervise tech data The Chinese government has proposed establishing a joint venture with local technology companies to oversee the collection of data from Chinese consum... 5185
Research Note Mar 31 BNPL funding grew 93% CAGR as volumes, users and revenues surged in 2020 The rapid transformation of domestic and cross-border payments brings new opportunities and challenges for financial institutions. Industry experts sh... 16617
Research Note Mar 02 Raast set to revolutionise digital payments in Pakistan Market development, operational challenges, and payment preferences are going to shape consumer engagement with the new instant payment platform... 18898
Research Note Feb 10 Reshoring of global supply chains spurs growth in financing Industry practitioners discuss how process of bringing offshore global supply chains back to the country of origin accelerates demand for existing and... 4257
Research Note Jan 28 Asian banks' assets grew 10.3% amid surge in mergers and acquisitions Chinese and Japanese banks again dominate the list of The Asian Banker 500 largest banks. Balance sheet growth accelerated in the first half of 2020 a... 6688
Research Note Jan 06 China’s negative yield bonds exacerbate market distortions with limited implications for issuers Recent sale of negative yield bonds by Chinese government seen as part of a cyclical trend given historical low interest rates, with negligible impact... 4965
Research Note Dec 29 StanChart Kenya is Most Recommended Retail Bank in Africa; Nedbank, Capitec Bank, CalBank, and Guaranty Trust Bank lead multiple consumer rankings Customers decide which banks in the Africa region stood out from the rest and were most helpful during COVID-19 following the result of the BankQualit... 8527
Research Note Dec 16 Financial Technology Innovation Awards 2020: Players seek value creation through technology Banks look to build on operational efficiencies through automation while deepening fintech... 4077
Research Note Dec 15 The pandemic has altered the growth trajectory of fintechs The COVID-19 pandemic accelerated the digitisation and innovation in financial services. It has also impacted the operations, financial sustainability... 4153
Research Note Dec 11 Banque Saudi Fransi, Commercial International Bank and Emirates NBD lead consumer rankings in the Middle East The inaugural BankQuality™ Consumer Survey and Rankings in the Middle East interviewed 3,000 customers in three key markets in the region on their e... 6956
Research Note Dec 04 Leadership in a pandemic - Extraordinary circumstances require exceptional responses Exceptional leadership is demonstrated and proven during periods of sustained challenges and adversities to deliver strong and sustainable outcomes.... 5356
Research Note Dec 02 Pandemic creates new attack opportunities for cyber criminals Recent cyber-crime trends show that criminals have been creative in exploiting emerging vulnerabilities and opportunities. To set up effective and res... 5849
Research Note Nov 25 Big tech disruptors find dividends of financial services come at a price Tech giants, which make up some of the world’s largest companies, are muscling into traditional banking spaces. But whether they want to crush the t... 7528
Research Note Nov 03 China Merchants Bank is best retail bank amid strong competition from UAE, India and Singapore New performance benchmarks shaped by COVID-19 and digital transformation reshuffle best retail banks ranking in 2020... 7640
Research Note Oct 21 WeBank registers strong profits as it expands financial ecosystem WeBank, the digital-only bank subsidiary of Tencent, has emerged as an industry leader due to its scale, profitability and innovation... 9585
Research Note Oct 20 UOB delivers higher returns, lower cost and effective client engagement UOB's extensive regional footprint is built on the bank’s beyond banking approach to SMEs and an efficient digital strategy... 6267
Research Note Oct 13 Emirates NBD leverages digital platform, Liv, to lift customer experience Emirates NBD recorded a strong performance in retail banking in 2019 with significant growth in revenue and profit that allowed the bank to retain its... 7069
Research Note Oct 08 Risk Management Awards 2020: Players focus on operational resilience amid multiple risks and threats The year 2020 ushered in a new era of operational change and disruption that will directly impact the regulatory response and business models of finan... 5513
Research Note Oct 06 CMB leads retail wealth market with digital ecosystems and services that integrate lifestyle and financial needs The bank capitalises on open ecosystems to maintain leading position in active digital customer base, and holds a leading 10% share of China’s priva... 10226
Research Note Sep 16 StanChart HK CEO Mary Huen lauded for achievements in transforming and elevating retail finance industry Mary Huen of Stanchart HK has an extensive and distinguished career in financial services and has led the bank to success amid turbulent times. Under ... 11485
Research Note Sep 14 UOB Singapore’s retail business yields strong performance as it expands digital customer engagement United Overseas Bank (UOB) increased retail banking income contribution by 15% as the financial industry grapples with digital advancement. The bank l... 21060
Research Note Aug 28 Retail Awards 2020: Best players focus on digital engagement and customer-centric ecosystems amid uncertain environment At the International Heads of Retail Finance Virtual Meeting on 28 August 2020, leaders from over 22 institutions in Asia Pacific, the Middle East and... 6903
Research Note Aug 27 BankQuality Rankings 2020: Consumers will dictate the winners and losers in the digital era The inaugural BankQuality™ Consumer Survey and Rankings interviewed 11,000 bank customers in 11 markets across the Asia Pacific region on their enga... 9271
Research Note Aug 19 How Wirecard’s exit may impact the future of payment processing in Asia The German fintech’s dramatic collapse is likely to reshape the payment processing landscape as market rewards players leading innovation and value ... 14094
Research Note Jul 07 Sustainable and impact assets resilient and growing amid pandemic While sustainable funds remain on track to beat the records set in 2019, impact investors indicate they are unlikely to alter strategies amid the pand... 3651
Research Note Jul 07 Businesses favour increasing use of RMB amid trade tensions and pandemic The use of RMB in international transactions will increase despite US-China trade frictions and on-going COVID-19 pandemic according to the latest ann... 15626
Research Note Jun 09 COVID-19 brings tailwinds for low-carbon investing Unfamiliar risks, including transition, physical and liability, manifested over an uncertain timeframe, and involving no precedents make it increasing... 2319
Research Note Jun 09 The battle for cross-border payments is set to reshape financial services Instant cross-border settlements are opening up the market for new players to innovate. With diverse ideas in the payments sector, those looking to co... 17933
Research Note Jun 04 Half of SG and HK executives say their companies fall short in ESG reporting Only 55% and 49% of surveyed Singapore and Hong Kong executives believe their companies do a good job in disclosing ESG metrics, according to a survey... 3637
Research Note May 21 COVID-19 slows down regulators’ rollout of digital banking licences Regulators in many APAC economies have begun setting the rules and issuing licences for digital banks, but the COVID-19 pandemic has affected some of ... 41270
Research Note May 05 SCF to increase share of sustainability-linked loans which hit $119.6 B in 2020 As demand for sustainable products rise, stakeholders including consumers, investors, and regulators are pushing manufacturers, suppliers and lenders ... 3873
Research Note Mar 19 Are governments’ and regulators’ drastic measures enough to fight COVID-19’s economic blow? As cases of COVID-19 accelerate outside of China, affected countries have enacted relief policies with an estimated worth of $3 trillion to cushion th... 37379
Research Note Mar 16 Restricted growth expected for Singapore banks as COVID-19 continues to spread globally The Singapore banking industry has persevered through challenges in 2019 such as global growth coming under pressure due to geopolitical and trade ten... 35976
Research Note Mar 12 New digital entrants face off with banks in Taiwan’s retail banking market Taiwan’s retail banking market is a highly mobile and digital maturing consumer market which continues to rely extensively on community branch banki... 14679
Research Note Mar 06 Surge in sustainable fund flows signals tipping point Despite net fund flows into sustainable funds in Europe nearly five times higher than in the US, the trend towards sustainable assets are in line in b... 4384
Research Note Feb 25 The visible heart and the invisible hand: Outlook for impact investing The center of debate has shifted from whether impact investing can match the returns of traditional investing, to whether asset owners are willing and... 4634
Research Note Feb 04 Nigeria, South Africa and Kenya dominate the e-commerce industry in Sub-Saharan Africa Africa’s e-commerce landscape is growing, with more players entering the industry. With increased e-payment innovations and technical security, Sub-... 170180
Research Note Jan 31 Banks adopt diverse strategic approaches towards fintech From commercial collaborations, partnerships and innovation labs to direct investment in fintech, banks are adopting varying strategies towards a resi... 11119
Research Note Jan 30 Compressed margins and bad debts will curtail profits in the coming year Outlook for the banking industry in Asia Pacific turns negative as the region confronts weaker economic and trade conditions as well as the erosion of... 8956
Research Note Jan 28 Real-time retail payment systems in Thailand and India experience rapid growth Peer-to-peer payment themes in India, Thailand, Australia, Hong Kong and the Philippines have taken off with varying degrees of success but adoption i... 11379
Research Note Jan 23 The race for ideas to integrate AI into financial services By 2022, banks will be spending as much as $12.3 billion on AI and cognitive technologies with the race underway to integrate the latest capabilities ... 10728
Research Note Dec 19 Evolving payments landscape in Africa threatens traditional bank account services Africa’s payments services are rapidly growing, driven by concerted efforts between mobile money operators, banks and fintech as well as regulatory ... 13466
Research Note Dec 18 eKYC in emerging markets opens new avenues for growth With the reprieve on know your customer regulations on certain segments, banks and new challengers are rapidly integrating eKYC into their processes t... 16573
Research Note Dec 13 Multi-pronged initiatives are vital in battling an evolving cyber threat environment Industry experts analyse how financial crime dynamics and cybercrimes are becoming more sophisticated with digital disruption and share their views on... 8009
Research Note Dec 04 China increases number of HNWIs in Asia Pacific China is changing the distribution of wealth across the region and rapidly developing its wealth management industry which is dominated by mega banks ... 6357
Research Note Dec 04 China increases number of HNWIs in Asia Pacific China is changing the distribution of wealth across the region and rapidly developing its wealth management industry which is dominated by mega banks ... 17794
Research Note Nov 28 Branch decline continues across markets in the Middle East, Asia Pacific and Africa Customers make decisions on primary banking relationship based on assumed needs for multiple network point convenience, even though they may patronise... 7474
Research Note Nov 08 Embracing technology to navigate the complexities of trade compliance The rising costs of compliance and due-diligence have motivated trade finance providers to find innovative solutions aimed at accelerating the process... 36728
Research Note Oct 28 Customer-centric mobile technologies continue to reshape Sub-Saharan Africa’s payments industry Africa’s payments services architecture is rapidly evolving in response to changing technology and customer expectation. While non-banks such as mo... 7290
Research Note Oct 03 Meeting aspirations of corporate treasury for enhanced financial decision-making As the role of corporate treasury evolves beyond its traditional core functions of cash and liquidity management, banks are making substantial invest... 37217
Research Note Sep 19 Vietnam’s retail loan market to reach $145 billion by 2020 Between 2019 to 2022, banks will launch full digital banking blueprints, making more structural changes at the back office to tap fully into a rapidl... 22344
Research Note Aug 23 Alternative financing offers critical new funding to SMEs and startups Better returns in the alternative finance sector and an increase in transparency attracts more non-institutional investments particularly in online pl... 8286
Research Note Jul 22 Number of digital platform outages in Australia rose sharply in 2018 Sharp rise in electronic payment incidents in Australia resulted in substantial customer disruption in 2018.... 4287
Research Note Jul 17 Identifying climate risks and opportunities for investment From corporate governance and board composition to loan portfolio credit quality, new approaches utilising passive and active steps are driving the ch... 4854
Research Note Jun 24 Mobile payment players in the Philippines still losing to cash While cash is still king in the Philippines, players from the telco industry, fintech start-ups, ride-hailing services and cryptocurrency platforms ar... 545
Research Note Jun 23 Total e-wallet size in Indonesia likely to hit $15 billion by 2020 Indonesia is seeing exponential growth in mobile payments spurred by a robust fintech landscape, though usage remains uneven and limited... 20848
Research Note Jun 20 Banks forced to get better in servicing their SME customers While fintechs may take some market share away in specific niches, the partnerships, analytics, and value-add that leading banks are developing can k... 11231
Research Note Jun 03 Renewed impetus helps accelerate industry-wide trade digitalisation efforts but interoperability remains key hurdle Pressure on margins from increased competition and compliance requirements is forcing the industry to recalibrate its trade finance offerings. ... 11642
Research Note May 24 Fintechs grow influence in financial services in Asia Within Asia, China has been the undisputed leader in the total fintech investments raised. Among other parts of the region, Fintech in South East Asi... 5895
Research Note May 09 Leading banks narrow digital onboarding gap in 2019 Banks launch end-to-end digital onboarding for comprehensive account opening... 11924
Research Note Apr 15 New players, new practices and new technologies in an evolving payments landscape Several key themes emerged amidst the many discussions by global leaders in payments, including QR code, blockchain, credit card schemes, fintech and ... 3985
Research Note Apr 01 Platforms can thrive outside China - A look at what’s next While the growth of Alibaba and Alipay as well as Tencent and WeChat pay in China is well known, there have been questions about whether a similar mod... 9453
Research Note Feb 28 Despite rapid digitisation of payments in China, credit card usage will reach new heights by 2020 Chinese credit card industry exploded over the past two years, with growth rates being recorded in the number of credit cards issued and outstanding ... 16271
Research Note Feb 19 APAC banks in good shape to weather downside risks The banking industry in Asia Pacific will continue to be stable, but will face persistent dark clouds and headwinds. Slower growth, trade disruptions,... 12839
Research Note Jan 31 Remittances and FX services – how banks are trying to crawl back these businesses from MTOs Given that remittances are so lucrative in so many markets in Asia, and that new competitors are offering faster and cheaper services, banks will need... 28003
Research Note Dec 18 Banks adopt different engagement approaches with fintechs Innovation by financial technology companies (fintechs) has led to many banks opening their doors for collaborations. The strategic approaches, often ... 19830
Research Note Dec 06 Retail financial services players poised to reap tangible benefits from AI Artificial intelligence (AI) is set to transform retail banking, impacting the customer journey from acquisition on through to retention. ... 8781
Research Note Dec 05 Top digital retail financial services provider in the Asia Pacific, Middle East and Africa The most competitive digital retail financial institutions come all but from China, and the elite club of the top 10, representing all non-bank financ... 10677
Research Note Dec 04 Consumers want speed – A leading-edge user experience is key to onboarding success The bank onboarding process should be fast, as the most fundamental attribute of an exceptional account opening experience is speed... 7609
Research Note Nov 27 The battle for digital customers - a global perspective Globally, commercial banks have demonstrated that they are not the underdogs in growing its digital user base and compete well in most markets agains... 6403
Research Note Nov 21 Patterns of disruption are forcing banks to rapidly adopt new technology enabled models Driven by competition and rapid disruption, banks increasingly spend on technology enabled models targeted to improve customer experience and service ... 8143
Research Note Nov 07 Solving the “trilemma” of cost, risk and speed in cross-border payment As real-time processing becomes the norm in domestic payments, how long would it take for cross-border payments to catch up? ... 6694
Research Note Nov 07 Pursuing digital enhancements a top priority among regional banks Global and regional cash management banks across Asia-Pacific are making substantial investments in digital initiatives to enhance the overall transa... 5737
Research Note Nov 06 Emerging technologies are bringing speed and efficiency to trade settlements ... 3861
Research Note Oct 17 The evolution of cybersecurity The discussion on cybersecurity is being given increased importance in the boardroom as cybercrime goes global and data protection comes to the forefr... 7482
Research Note Oct 17 Channelling the power of the internet Tim Berners-Lee, inventor of the World Wide Web, joined the Asian Banker’s Emmanuel Daniel and Gordian Gaeta in a debate on the development of the i... 5090
Research Note Oct 17 Regulation continues to shape bank client relationships Implications of new regulations and emergence of digital-only players were hot button issues discussed this year at the Asian Banker Future of Finance... 2696
Research Note Oct 12 Cybercrime costs, security measures escalate as hackers get more creative ... 8484
Research Note Oct 10 JD Finance: To be FinTech or TechFin? JD Finance takes full advantage of technology integration and cross-company synergy, allowing the company to offer corporate, retail, and rural custom... 6799
Research Note Jun 07 A voice-led future – Banking with “Alexa” and similar services become mainstream ... 15077
Research Note Feb 12 Retail trends in China: Striking a balance between new technologies and traditional processes ... 5187
Research Note Feb 02 Digitalisation and internationalisation - Key elements of employment trends ... 33485
Research Note Jan 29 Creating the next level of client engagement with the Internet of Things ... 4118
Research Note Oct 30 Continuous focus on technology investment, operational excellence and customer service ... 3147
Research Note Aug 19 Fintech gives Hong Kong banks a head start in race to innovate retail banking ... 6370
Research Note Aug 08 Asia Pacific banks are leveraging on technology to remain competitive in a muted unsecured loan market ... 3256
Research Note Jun 29 What does it take to build a successful mobile wallet – more than cool technology ... 6773
Research Note Jun 19 South Korean banks rely on fintech as they contest for dominance in digital retail banking ... 4785
Research Note May 29 Banks embrace digital innovation but find it hard to make substantial changes to its conventional business model ... 3182
Research Note May 15 Retail banking asset structure differs widely by country in Asia Pacific ... 3043
Research Note Apr 06 Income recovery for most retail financial services markets in Asia Pacific in 2017 ... 3437
Research Note Dec 09 Will digital-only money transfer operators impact the global remittance market? ... 4601
Research Note Nov 02 Hostile environment casts doubt on the future of mobile-only fintech banks ... 3773
Research Note Oct 26 Disruption forces banks in Asia Pacific to refocus their technology investments ... 5879
Research Note Oct 21 Holistic enterprise-wide digitisation is the key to success in the Indian banking industry ... 4001
Research Note Oct 18 Basel II: The precursor of an integrated risk management framework for Vietnamese banks ... 7354
Research Note Oct 14 Cash management technology – race towards centralising, digitising and future-proofing ... 3440
Research Note Sep 26 Bank of China (Hong Kong) named the Strongest Bank in Asia Pacific in 2016 for third consecutive year ... 3583
Research Note Sep 23 Shinhan Bank’s full service biometric-enabled digital kiosks to takeover role of its branches ... 4519
Research Note Apr 26 Proactive—The new buzzword in the transformation at the Central Bank of the United Arab Emirates ... 4187
Research Note Feb 24 East and West African banks close gap with regional industry leaders in South Africa ... 3417
Research Note Feb 17 Democratisation of banking services puts focus on relationships over products ... 3164
Research Note Feb 16 Banks need to leverage their superior product knowledge to stay relevant ... 3857
Research Note Feb 03 Retail banking in the United Arab Emirates: Evolving and already competitive ... 3892
Research Note Jan 11 Towards free markets The path towards liberalisation is gaining momentum but the approach is cautious... 2844
Research Note Jan 07 “One Belt One Road” – China’s new growth strategy looks at westwards expansion ... 6563
Research Note Jan 06 Indonesia: Bank Central Asia and Bank Mandiri—Spurring retail loans and exploring digital lending ... 7164
Research Note Jan 05 Hong Kong banks: increasing retail operations under a tighter regulatory regime ... 5723
Research Note Jan 19 Digitisation efforts by large Australian banks boost customer satisfaction ... 4577
Research Note Jan 01 Payment Market Infrastructures breathe new life into corporate experience. New technologies and industry-wide collaborative platforms are helping to achieve end-to-end payment transparency, traceability and visibility in near... 36117
