Opinion May 07 Why banks must build AI model context platforms to stay competitive As artificial intelligence (AI) evolves from a knowledge retriever into a memory-driven personal assistant, banks face a fresh competitive frontier. R... 1018
Opinion Apr 30 Weak banks, strong solutions: The bridge bank approach in Bangladesh A bridge bank is a temporary financial institution established by regulators to take over and manage the operations of a failing bank until a permanen... 2219
Opinion Apr 23 China and ASEAN: Win-win cooperation as neighbours President Xi Jinping’s Southeast Asia visit underscores growing China–ASEAN ties in trade, technology and culture, offering a model for cooperatio... 932
Opinion Apr 04 UK narrows HK’s lead in RMB internationalisation Hong Kong remains the leading offshore renminbi (RMB) centre, while London has emerged as a key player, leveraging its position as the world’s large... 1318
Opinion Apr 04 China and UK strengthen bond market connectivity for RMB growth China and the United Kingdom (UK) have significant potential to enhance connectivity between their bond markets, with key areas of cooperation in coll... 638
Opinion Apr 02 Klarna’s AI revolution: The future of an AI-driven bank The financial industry is undergoing a rapid transformation, with banks and fintechs integrating artificial intelligence (AI) to improve efficiency an... 2387
Opinion Mar 21 China's sci-tech stars hailed amid two sessions China's technological capabilities have been gaining attention, with noteworthy developments taking place at a rapid pace. As the third sessions of th... 741
Opinion Mar 17 AI agents set to replace mobile banking apps Artificial intelligence (AI) could soon make mobile apps as outdated as bank branches after the first wave of digital innovation. Banks must streamlin... 1168
Opinion Mar 17 Stablecoins: The next frontier in fintech and digital payments Stablecoins are reshaping finance, bridging fiat currencies and digital assets. Initially created to counter cryptocurrency volatility, they have beco... 1914
Opinion Mar 13 China’s proactive fiscal policy: Driving growth, investment and global stability As the world grapples with economic uncertainty, inflation and rising geopolitical risks, China has unveiled a powerful fiscal response with significa... 815
Opinion Jan 04 Bridging two worlds: Why stablecoins can be the missing link Stablecoins bridge traditional banking and digital assets, enhancing cross-border payments, financial inclusion, and global trade while requiring robu... 2239
Opinion Oct 19 Why South Asia and SEA will lead the future of fintech lending South Asia and Southeast Asia are poised to dominate fintech lending, driven by unique growth factors and supportive ecosystems.... 2218
Opinion Aug 02 Revolut receives UK banking licence, but reasons to remain sceptical Revolut, a notable player in European fintech, received its UK banking licence on 25 July 2024. This has been widely celebrated by the international f... 5340
Opinion Apr 18 Is philanthropy flawed? Critiqued as a necessary but flawed response to societal issues, philanthropy stands as a mediator of wealth and persistent inequality, prompting a ne... 4002
Opinion Apr 12 How regulators can combat greenwashing and greenhushing for more honest ESG financing As sustainable finance grows, global governments and stakeholders employ AI and regulations to tackle greenwashing and greenhushing, promoting transpa... 5409
Opinion Feb 14 A soft landing in 2024? The global market outlook for 2024 anticipates a rate cut, with diverging regional performances, broadened participation in the US market, and investi... 6708
Opinion Feb 13 SVB collapse sets off underwriting-risk alarm Silicon Valley Bank’s 2023 collapse continues to raise concerns in the echo chambers of the banking sector over slack lending practices and underwri... 3690
Opinion Feb 04 Cross-border divorce challenges, and Singapore’s unique approach In this article, we look at cross-border divorce challenges, focusing on Singapore’s unique approach to ancillary matters post-foreign divorces, and... 6998
Opinion Jan 26 Managing transnational divorce in Singapore: Child custody, relocation, and family well-being The complexities of a transnational divorce in Singapore cannot be understated, especially when child custody, relocation, and financial responsibilit... 5596
Opinion Jan 18 High-stakes divorces: A comparative analysis of legalese and settlements in Singapore and UK Comparing divorce costs and spousal maintenance in Singapore and the UK, where expenses in one high-profile case rose to over $11.5 million, reveals d... 5350
Opinion Dec 27 Family office reports fail to address key concerns Goldman Sachs, UBS, and Citi reports highlight the rising importance of family governance, successions, and next-generation considerations in shaping ... 5349
Opinion Dec 19 Financial institutions propel Asia’s complex green transition Asian economies are grappling with the complex task of aligning carbon-intensive infrastructure with global environmental, social and governance prior... 4081
Opinion Dec 01 Balancing family office returns and family unity Two family office CEOs discuss their contrasting views on engaging the next generation in finances and succession planning... 4034
Opinion Nov 21 ‘Loaded words’ in the world of family offices The language used in family offices and around ultra-high-net-worth individuals carries diverse emotional connotations and interpretations, hindering ... 3739
Opinion Nov 14 Hong Kong's digital leap: Charting a new era in financial innovation Hong Kong's emergence as a fintech hub is attributed to its tech-savvy populace, robust funding mechanisms, and sound business infrastructure... 4264
Opinion Nov 13 Understanding the critical role of vetting in family offices Vetting amongst the wealthy in business families and family offices involves nuanced, context-dependent assessments with ethical considerations and tr... 2716
Opinion Oct 25 From handshake to handover: The dynamics of selling family businesses and legacy preservation Business families and individuals selling shares or stakes offer valuable insights into liquidity events, but even with careful planning, such transac... 3708
Opinion Oct 25 Choosing the right jurisdiction for high-net-worth divorces: A look at Singapore's appeal In a world where wealth attracts wealth, the location of divorce proceedings can make a significant difference. Joesphine Chong and Kym Anstey discuss... 3936
Opinion Oct 02 The future of digital money and payments: Digital tokens, stablecoins and CBDC Digital currencies are revolutionising global finance and erasing borders, and while DeFi and the creator economy drive privacy-focused systems indepe... 1440
Opinion Sep 28 Guiding family business transitions means navigating complex scenarios Business and legacy families as well affluent individuals face a plethora of transition scenarios where meticulous planning, adaptability, and communi... 4848
Opinion Sep 28 Guiding family business transitions means navigating complex scenarios Business and legacy families as well affluent individuals face a plethora of transition scenarios where meticulous planning, adaptability, and communi... 1166
Opinion Sep 11 Pitfalls in ‘people-pleasing’ in wealthy families and financial advisories In the world of the wealthy, people-pleasing is common across family, staff, advisors and communities, but its adverse effects on personal growth, fam... 2994
Opinion Aug 31 Southeast Asia, a vibrant and inclusive fintech ecosystem Bright spots emerging for fintechs in Singapore and peers in Southeast Asia offer a blueprint of what makes a modern fintech ecosystem vibrant and inc... 4328
Opinion Aug 15 Family offices can help prevent generational fractures and preserve wealth Although each business family is unique, some characteristics and experiences hold true for many, regardless of region or location... 1334
Opinion Aug 05 Green policy caused Europe’s energy crisis The energy crisis in Europe exposed risks of reliance on renewables, imported gas, and lack of energy diversification... 12217
Opinion Jul 27 Why wealth categories matter Whether self-made, inherited, or both, individuals and families with substantial fortunes get categorised according to their wealth within the financi... 32724
Opinion Jul 27 Pitfalls in ‘people-pleasing’ in wealthy families and financial advisories In the world of the wealthy, people-pleasing is common across family, staff, advisors and communities, but its adverse effects on personal growth, fam... 8807
Opinion Jul 27 Why wealth categories matter Whether self-made, inherited, or both, individuals and families with substantial fortunes get categorised according to their wealth within the financi... 7690
Opinion Jul 27 How the Bank of England is driving trust and transparency with the LEI The standardised legal entity identifier will enhance due diligence, compliance, fraud screening, and regulatory reporting for faster, cheaper payment... 3398
Opinion Jul 19 The evolving landscape of regional treasury centres in Asia Pacific Global treasurers must adapt flexible strategies while maintaining a strong treasury presence in Asia Pacific to capitalise on growth opportunities an... 5888
Opinion Jul 13 China’s ultra-wealthy face heightened succession stakes China’s ultra-wealthy individuals seek to ensure the longevity of their families, businesses, and activities, as the stakes around succession in thi... 11229
Opinion Jun 29 China and Africa partner for sustainable investment and growth China has been Africa’s largest trading partner for 14 consecutive years, and recent deals between the two countries have further cemented their com... 11569
Opinion Jun 29 China and Africa partner for sustainable investment and growth China has been Africa’s largest trading partner for 14 consecutive years, and recent deals between the two countries have further cemented their com... 7313
Opinion May 06 AI-first banking is a mindset, not a technology Surging interest rates and increased digital adoption helped banks achieve a 14-year-high revenue growth of $345 billion in 2022, but in the face of t... 4883
Opinion Apr 26 Technology can lead distressed-asset management towards sustainable practices and better results Banks must take a proactive approach towards managing increased credit and liquidity risks, and promptly adjust strategies and operations if they are ... 4373
Opinion Apr 10 Risk appetites rise at family offices around the world Family offices and ultra-high-net-worth families have been cautious with their investments in the past two years but the gloves are coming off, with m... 9568
Opinion Apr 10 Risk is back for family offices around the world Family offices and ultra-high-net-worth families have always been cautious with their investments in the past two years but the gloves are coming off,... 1009
Opinion Mar 25 TTB Bank’s Thakorn Piyapan: “Data transformation is key to offering personalised service” A veteran of the credit card industry, Piyapan joined TTB as president to lead its retail banking business and plans to make TTB one of the top four i... 6142
Opinion Mar 09 International Women’s Day - why I look forward to the day when we won’t need a day Women are recognised for their contribution to society on International Women's Day but inequality still exists, especially in Asia Pacific where wome... 6633
Opinion Feb 17 Global growth in Ijarah and lease financing Ijarah is a type of financing in Islamic banking that allows a client to use bank-owned assets or property for a specified period in exchange for rent... 9219
Opinion Feb 01 The next evolution of SME digital banking: banks as financial operating systems The next decade will see banks move beyond traditional banking services to become ‘financial operating systems’ for their customers. This evolutio... 9060
Opinion Oct 03 “Financial inclusion is a lie” Financial inclusion goes beyond just having a bank account, said Emmanuel Daniel, founder and chairman of Wealth and Society, to Robert Rubinstein, ch... 648
Opinion Oct 03 “Financial inclusion is a lie” Financial inclusion goes beyond just having a bank account, said Emmanuel Daniel, founder and chairman of Wealth and Society, to Robert Rubinstein, ch... 9718
Opinion Sep 05 How banks can prepare to adopt crypto The worlds of crypto assets and traditional finance are becoming ever more integrated. Despite the recent volatility in the crypto market caused by is... 8396
Opinion Aug 29 External asset managers offer choice to wealthy families in Singapore Singapore has set its eyes on being a family office hub on the global stage. T. Mandy Tham, Esther Kong, Juliana Koh of the Business Families Institut... 12994
Opinion Aug 29 External asset managers offer choice to wealthy families in Singapore Singapore has set its eyes on being a family office hub on the global stage. T. Mandy Tham, Esther Kong, Juliana Koh of the Business Families Institut... 1795
Opinion Jul 25 How the Bank of England is driving trust and transparency with the LEI The standardised Legal Entity Identifier will enhance due diligence, compliance, fraud screening, and regulatory reporting for faster, cheaper payment... 4074
Opinion Dec 31 Six crypto-CEOs testified before US-lawmakers on digital assets Six cryptocurrency industry executives appeared before the US Congress to argue that cryptocurrencies hold promise for the future, as regulators mull ... 4110
Opinion Dec 31 Binance calls for ‘smart regulation’ even as it misses out on digital exchange licence in Singapore Binance, one of the world’s leading digital assets exchanges, calls for smart regulation as it tries different means to work with regulators.... 3779
Opinion Dec 31 The value of bitcoin fell 20% in December, but should investors worry? Bitcoin prices dropped sharply on 3 December, by about 20%, which once again raised the issue of the digital asset's volatility. However, the cryptocu... 3268
Opinion Dec 31 Business leaders must clean up quickly to cash in on COP26 While there was disappointment that delegates at the Conference of the Parties (COP26) in Glasgow did not do more to mitigate climate change, COP26 en... 3179
Opinion Nov 24 Wealthiest 10% are responsible for half of global carbon emissions With the UN Conference of the Parties (COP26) in Glasgow focusing on countries and companies taking action to mitigate climate change, individuals mig... 2160
Opinion Nov 18 FS-ISAC’s Barel: “Intelligence sharing is critical to manage third-party cyber risks” Several high-profile attacks in the last year have highlighted the risk of cyberattacks on third-party vendors to financial firms, their customers and... 9521
Opinion Nov 03 Singapore’s tax-efficient policies are drawing in single-family offices With the global average assets under management higher than ever before, wealthy families are looking for greater sophistication and personalisation f... 2964
Opinion Sep 01 Lawyers Ashhab and Chan: “Cryptocurrency-related fraud to rise by 75% in 2021” With the rise of cryptocurrency fraud, appropriate legal remedies are needed to mitigate risk and recover stolen assets. The ongoing pandemic has incr... 22817
Opinion Jul 14 R3’s Ghosh: “Asia Pacific countries lead the charge towards CBDCs” Increased adoption and access to CBDCs is the next step for central banks to push greater use of digital payments. This is an opportunity which countr... 7382
Opinion May 25 ITM’s Thakkar: “India’s fintech industry to reach $160 billion by 2025” The growth in financial services has been remarkable over the past few years in India and the financial sector has witnessed a transformation with the... 10984
Opinion May 21 Neste’s Muruganathan: “Virtual currency with a real carbon footprint” While mining and investing in cryptocurrencies is lucrative, it comes with a mammoth carbon footprint. Are investors aware of the full extent of the e... 4704
Opinion May 04 UOB's Chan: "Companies need to step up cyber risk safeguards amid shift to hybrid working" As hybrid working becomes more commonplace, organisations are grappling with the challenges of putting in place practical and secure remote working ar... 29747
Opinion May 03 Standard Bank's Khan: "Commitment to sustainable reporting key to Bangladesh banks' transparency and efficiency" Sustainability reporting is mandatory for banking institutions in Bangladesh considering environmental and socio-economic and governance issues... 5845
Opinion Apr 27 Demand for cash hit all-time high as $90.2 billion flowed in eurozone in May 2020 Some have predicted that cash is on the way out. However, the demand for dollar, euro and yen has steadily increased after the global financial crisis... 5701
Opinion Apr 10 Besides India's $2.6 billion impact investments are more opportunities for private sector to participate Naina Subberwal Batra, CEO of AVPN - a network for impact investment funders, identifies projects and opportunities for the private sector that will b... 5776
Opinion Apr 09 Mobile money will reach 39% of Africa's population by 2025 and expedite financial inclusion Digital payment and financial tools enabled by mobile internet are becoming a powerful force to expand access to financial services in developing econ... 6280
Opinion Mar 05 Lombard Odier's Monier: "SPACs raised more than $137 billion in 2020, 40% from retail investors" ‘Blank cheque’ companies are attracting billions of dollars from retail investors and hedge funds in search of capital gains and access to private... 4594
Opinion Feb 11 Lowering the final barriers to open banking innovation Open banking has huge potential to advance client services in the Asia Pacific region. While many of the region’s financial institutions have alread... 17802
Opinion Nov 23 Why Asian family offices are moving towards sustainable investing Be it the looming intergenerational wealth transfer, the rising millennial generation or the current pandemic – all of these factors have increasing... 7770
Opinion Nov 22 Why Asian family offices are moving towards sustainable investing Be it the looming intergenerational wealth transfer, the rising millennial generation or the current pandemic – all of these factors have increasing... 1314
Opinion Nov 02 What will the new banking normal look like? The banking sector has traditionally been conservative in adopting emerging technologies, but things are changing rapidly with the entry of digital ba... 4202
Opinion Aug 24 Responsible lenders must respond to COVID-19’s realities What should a responsible lending business look like? Against the backdrop of COVID-19, the answer isn’t so straightforward. ... 5379
Opinion Jul 02 Absa Group’s Mminele: “COVID-19 will bring about fundamental structural changes” In this CEO Perspectives, Absa Group CEO Daniel Mminele discusses the impact of the coronavirus pandemic and how the African banking sector is coping.... 13470
Opinion Jun 29 Vietcombank’s Nghiem: "COVID-19’s economic impact to linger" In this new piece for the CEO Perspectives series, Vietcombank Chairman Nghiem Xuan Thanh discusses how COVID-19 played out in Vietnam, the bank’s r... 8118
Opinion Jun 24 Safeguarding trade finance operations in times of crisis Olivier Paul, Director, Finance for Development at the International Chamber of Commerce (ICC), explains the implications of the pandemic for the trad... 8326
Opinion Jun 23 Bank of Kigali’s Karusisi: “COVID-19 necessitates smarter, more agile ways of working” In this new contribution to CEO Perspectives, Bank of Kigali CEO Diane Karusisi talks about her bank’s first-line responses to the COVID-19 pandemic... 5109
Opinion Jun 15 How loan document standardisation bridges the Asian infrastructure financing gap There remains a project financing gap in Asia, even though the market has gone through significant changes. Could standardising project finance loan d... 9462
Opinion May 26 It’s time to help developing countries build cashless economies COVID-19 has fundamentally changed our perception of cash, but unless governments reform outdated laws and regulations, millions of people in developi... 11616
Opinion May 19 Asian families must think beyond growth and overcome challenges in succession With 85% of Asia’s billionaires still the founders of their family businesses, Asian families are on the cusp of the most significant transition of ... 418
Opinion May 19 Asian families must think beyond growth and overcome challenges in succession With 85% of Asia’s billionaires still the founders of their family businesses, Asian families are on the cusp of the most significant transition of ... 12142
Opinion May 11 PolicyBazaar’s Singh: “Adaptability key to thriving in post-COVID world” The pandemic has highlighted the key role digital platforms play in keeping the global economy going. Businesses will need to adjust strategies and ad... 8787
Opinion May 07 PNB’s Veloso: “Public spending will help the economy” In this CEO Perspectives piece, Philippine National Bank President and CEO Wick Veloso shares details of his bank’s initiatives for employees’ saf... 12584
Opinion May 06 WeLab’s Loong: “Digital acceptance and adoption are on the uptake” WeLab Founder and Group CEO Simon Loong provides valuable insights on the company’s responses to COVID-19, how the pandemic has affected their busin... 8251
Opinion May 04 HNB’s Alles: “Banking sector must revisit operating models to remain sustainable” In yet another part of CEO Perspectives, Hatton National Bank CEO and Managing Director Jonathan Alles discusses how the pandemic has affected the Sri... 9742
Opinion Apr 30 Azizi Bank’s Omaid: “The economy will take time to recover” In this piece for the CEO Perspectives series, Azizi Bank’s President and CEO Mohammad Salem Omaid offers an insightful perspective on the pandemic... 6554
Opinion Apr 29 Why gender equality and diversity could be a corporate requirement in future It is largely accepted that gender diversity in business equates to good corporate governance – but for investors, it is fast becoming a corporate r... 1368
Opinion Apr 29 Why gender equality and diversity could be a corporate requirement in future It is largely accepted that gender diversity in business equates to good corporate governance – but for investors, it is fast becoming a corporate r... 9511
Opinion Apr 27 OCBC’s Tsien: “The pandemic will have lasting impact on the way we work” In this CEO Perspectives piece, OCBC Bank Group CEO Samuel Tsien shares his thoughts on the pandemic’s unprecedented economic shock and the long-ter... 7018
Opinion Apr 23 QIB’s Gamal: “We play crucial role in economic recovery” In this part of CEO Perspectives, Bassel Gamal, Group CEO of Qatar Islamic Bank (QIB) discusses the bank’s steps to address COVID-19, the role banks... 6884
Opinion Apr 23 CEOs: "Helping small businesses and enabling digital transactions key priorities amid pandemic" In this CEO Perspectives series, we ask CEOs and chairmen of a number of banks around the world for their comments and opinions on how their instituti... 17695
Opinion Apr 21 CTBC’s Li: “Changes are imminent across industries after the pandemic” CTBC Bank chairman Morris Li shares his insights on monetary and fiscal responses to the pandemic, how the bank is addressing the crisis and what may ... 7088
Opinion Apr 19 CIB's Ezz Al-Arab: "Our job is to extend full support" As part of the series of CEO Perspectives on the impact of and response to COVID-19, Hisham Ezz Al-Arab, chairman and managing director of CIB discuss... 8558
Opinion Mar 28 Maybank's Farid: "Rigorous planning required to be fully ready for pandemic" In this, the first in the series of CEO Perspectives on the impact of and response to COVID-19, Maybank CEO and Group President Abdul Farid Alias acce... 7857
Opinion Feb 27 Fintech bridges the gap between banks and MSMEs MSMEs remain important for banks in emerging markets, although a lack of relevant information for that market creates a gap between banks and these bu... 7388
Opinion Feb 12 US-China trade deal: Understanding the Phase 1 Agreement Phase One of the United States-China trade agreement seems to be a win for the US at first glance, but is there more than meets the eye? What does thi... 7566
Opinion Feb 07 Traders have the blueprint to be great entrepreneurs Entrepreneurship offers amazing opportunities for growth, especially for those who are bold enough to break the mould and chart their own paths forwar... 7909
Opinion Feb 06 New forms of growth in Asia keep trade finance robust Although geopolitical tensions have escalated in recent years, trade finance business has remained robust – fuelled, in part, by new opportunities o... 6346
Opinion Nov 29 What will become of RMB once it goes digital? The Chinese government's plan to develop a state backed blockchain-based digital currency could present numerous advantages especially in terms of dat... 9692
Opinion Oct 08 Switzerland sets new rules for Asian financial service providers offering cross-border services On 1 January 2020, the new Swiss Financial Services Act will have a profound effect on the business activities of Asian financial service providers wi... 5865
Opinion Oct 08 Rogers and Fan: "To tackle climate change we need to rethink our food system" The food industry is an enormous driver of climate change, and our current global food system is pushing our natural world to the breaking point. ... 3092
Opinion Oct 01 Thailand’s digital revolution transforms the country into a high-income nation The age of e-commerce, big tech, social media and fintech has dawned on Asia and Thailand is at the epicentre of this wave of industry disruption... 7283
Opinion Sep 09 Harnessing the power of data in cross-border payments Today, a large majority of international payments are processed straight through, requiring no manual intervention. However, the small proportion of p... 36036
Opinion Sep 06 New trends reshaping Sri Lanka’s financial service industry today Sri Lanka Central Bank Governor Dr Indrajit Coomaraswamy shares an encouraging account on the recent financial services improvements in his country. H... 30568
Opinion Aug 20 API – the lead protagonist in the platform revolution The financial services industry needs a platform that is transactional. It should focus on the exchange of value, paying particular attention to reduc... 8388
Opinion Aug 02 Private bankers are not leading their clients towards value-based investing Chairman and founder of TBLI Group, Robert Rubinstein, breaks down the misconceptions over impact investing and ESG integration and shares his experti... 4120
Opinion Jun 19 Swain: Navigating the future of global commercial banking A wave of global megatrends is creating a tailwind of opportunities for businesses and individuals willing to transform their approach and adapt solut... 5959
Opinion Jun 10 Envisioning the corporate bank of the future Although corporate banks have delivered steady returns since the 2008 crisis, banks face a daunting challenge to become infrastructure strong to accel... 9432
Opinion Jun 06 Realising the potential of trade in Asia Global trade is undergoing significant change. The increasing trend of anti-globalisation – and, in particular, the burgeoning US-China trade war ... 7089
Opinion May 20 Fidelity International's Anand: "US-China trade war has similarities with Brexit" The US-China trade war has some similarities with the Brexit negotiations. Officials in both situations are under pressure to announce a headline agre... 4938
Opinion May 20 globaliD's Kidd on future exchange society: The what, the who, and the why Greg Kidd, co-founder and CEO of globalID, postulates a few possible paths for the future exchange society. Who will get us there, and why? Will it ... 6893
Opinion Apr 02 Navigating Asia’s growing private credit markets As Asia-focused hedge funds underperform and SME funding leaving a lot to be desired, alternative investors are turning to the debt markets…... 4445
Opinion Apr 02 Banks’ online channel features: Bridging towards treasury management systems (TMS) As payments are becoming increasingly commoditized and margins are slinking, banks are looking to find novel products to capture additional revenues ... 4978
Opinion Apr 01 "Apple's new credit card is just an incremental change that reinforces the dominance of banks in the digital finance space" Apple's new digital credit card, launched with Goldman Sachs, only buys the Western players a little more time in democratising payments and catching... 4066
Opinion Mar 08 45% jump in inquiries for second passports – the ultimate luxury item for HNW individuals A second passport or permanent overseas residency is now the ultimate luxury item for high-net-worth individuals, affirms the CEO of one of the world... 4287
Opinion Feb 20 "The old guard and fintech cozy up" The old guard wealth management industry and fintech have kept each other at arm’s length for years, claiming the other lacks the tools to meet curr... 3276
Opinion Jan 16 Fincross International's Lavegardi: "We are on the age of asset tokenisation" With the emergence and proliferation of the crypto technology/economy, the age of asset tokenisation has begun. ... 16250
Opinion Jan 16 Azzana’s Herreman: "Will corporates use API connectivity?" In the FX space, as in all others, multichannel connectivity is key – and API is quickly becoming a prominent channel that can no longer be side-lin... 25347
Opinion Jan 08 NGC’s Lim: "Amid shifting horizons, regional crypto regulations pave the way towards a more certain future" Contrary to beliefs that guidelines may essentially diminish interest in blockchain and crypto, it in fact, helps to legitimise the industry in the ey... 8953
Opinion Jan 02 SWIFT's Moon: "Instant payments - the heart of the payments landscape" The approach to cross-border payments should be one that is holistic, utilising financial rails that are ubiquitous, free of friction, fast, standardi... 18794
Opinion Dec 13 Capgemini's World Wealth report profiles Asia's rapidly growing high net worth population Where in the world is the wealth growth? Look east. Asia Pacific is working hand-in-hand with North America to lead the growth of the world’s high n... 12737
Opinion Dec 07 Suvo Sarkar on the new Tao of financial services Internet finance has put on an impressive feats globally with countless start-ups emerging across continents. In China, nearly 20% of its GDP driven b... 3963
Opinion Nov 22 BNY Mellon's Broom and Kim: "Digital innovation could be a true game changer in the world of trade" Digital innovation could be a true game changer in the world of trade, delivering new capabilities that could not only facilitate optimised, efficient... 5642
Opinion Nov 21 Suvo Sarkar on the new Tao of financial services Internet finance has put on an impressive feats globally with countless start-ups emerging across continents. In China, nearly 20% of its GDP driven b... 5624
Opinion Nov 15 Robo-advisory in Singapore: Bringing new and mature investors on board As robo-advisory finds wide appeal among both new and mature investors in Singapore, financial institutions are opening up to robotic solutions... 2897
Opinion Nov 13 Ultra-high net worth banking in APAC: Four key challenges and how to overcome them Serving UHNWI is challenging for private banks, particularly when it comes to offering a suitable standard of customer service. ... 7648
Opinion Nov 08 Robo-advisory in Singapore: Bringing new and mature investors on board As robo-advisory finds wide appeal among both new and mature investors in Singapore, financial institutions are opening up to robotic solutions... 5939
Opinion Oct 10 Understanding Asia's high net worth market Where in the world is the wealth growth? Look east. Asia-Pacific is working hand-in-hand with North America to lead the growth of the world’s high n... 6809
Opinion Oct 08 Surviving the winter of Chinese private equity Following the initial boom of liberalisation, new restrictions are having a severe cooling effect on the nascent international Chinese private equity ... 8448
Opinion Sep 27 Card service tax will drive down Malaysia’s credit cards-in-force in 2019-2020 The payments landscape of Malaysia will change over the next 12-24 months due to the re-introduction of card service tax effective September 2018... 8654
Opinion Sep 27 Crypto regulation in China - Bans, blockchain acceptance, and the implications on a global scale China’s ban on the use and trading of cryptocurrencies persists until today, this however does not mean that China is against the technology, as the... 6744
Opinion Sep 26 UBS Sells SmartWealth? Good for Them! Catherine Flax, CEO of Pefin, comments on UBS' decision to sell Smartwealth, a digital management platform to SigFig.... 6426
Opinion Aug 30 Asia’s trade finance positivity persists, despite the challenges Findings from the 10th Global Survey on Trade Finance by the International Chamber of Commerce (ICC) reveal Asia-Pacific to be the world’s largest t... 9614
Opinion Aug 28 China real estate developers: a grey rhino in the jungle of financial risks Corporate and investment bank Natixis, assesses the Chinese real estate industry’s liquidity concerns and its leverage, which is estimated to be fou... 5282
Opinion Aug 28 The growing impact of artificial intelligence on financial institutions Artificial intelligence (AI) is increasingly becoming more important as financial institutions adapt the technology in order to digitise, and keep up ... 9266
Opinion Aug 17 Could cashless casinos solve China’s money laundering problems? Are cashless casinos the answers to the money laundering problems in China? How will the authorities balance and resolve the issues of making gambling... 11247
Opinion Aug 10 Smart economy — Smart(er) banks? Urs Bolt believes that a smart economy, characterised by decentralised data and digitised financial infrastructure, is the inevitable future. As such,... 30682
Opinion Aug 08 It is the 20th anniversary of the creation of the reverse convertible! The author shares the history of the reverse convertible, and explores its possibilities for the future... 23661
Opinion Jul 16 A different approach to accelerating settlement and reducing risk As the trend towards shortening settlement cycles gathers pace, what can be done to speed up settlement without the disruption of calendar-day reducti... 20030
Opinion Jul 13 Who creates the wealth in society A nation’s wealth is truly a joint creation in which individuals, families, business and government all play crucial parts.... 4542
Opinion Jul 12 You might have earned it, but don’t forget that your wealth came from society Like most people, I often wonder if I am paid fairly. I like to think that I am very good at my job. But I am keenly aware of my bargaining power. It ... 3027
Opinion Jul 12 Making wealth worth more for social impact Silicon Valley is full of successful entrepreneurs who have figured out how to combine vision with capital to solve difficult problems. That proven ap... 2308
Opinion Jul 04 Will HK's new virtual banks deliver what customers really want? As the Hong Kong Monetary Authority gives the green light for virtual banks to operate, what do these banks need to do to succeed in the territory's h... 17800
Opinion Jun 13 Untapped potential – Asia’s market in trade assets The secondary market for trade finance in Asia is undergoing a digital evolution. With institutional investors accessing this emerging asset class thr... 4803
Opinion May 21 China’s financial liberalisation: Fact or fiction? Finally, after many false starts and empty declarations, China seems to be powering ahead with its financial liberalisation and lowering the barriers ... 24591
Opinion May 17 The Web is under threat Tim Berners-Lee, inventor of the World Wide Web and opening keynote speaker at The Future of Finance Summit 2018 from 23rd to 25th May in China, belie... 4054
Opinion May 11 The key growth enablers of domestic transaction banks Amol Bahuguna, head of payments and cash management, institutional and transaction banking, Commercial Bank of Dubai, shares the three key growth enab... 18679
Opinion Mar 27 Good progress but more work needed to go cashless New technologies, closer attention to user experience and increasing awareness for industry collaboration will push other countries to adopt cashless ... 3537
Opinion Mar 22 Bank Negara cautions banks to take up mantle of digital leadership or face irrelevance Jessica Chew, deputy governor, Bank Negara Malaysia in her keynote at the International Heads of Retail Finance Annual Meeting spoke of mindset change... 2470
Opinion Feb 23 Africa's ten key advantages in digital transition David Gyori, international resource director at The Asian Banker and known author and keynote speaker, talks about Africa’s advantages in going digi... 50868
Opinion Feb 14 Keppel case - A wake up call for bankers The case of Keppel Offshore and Marine being involved in corruption has wider implications than just the company and those involved. Any bank involve... 4005
Opinion Feb 06 Australian bank directors risk criminal money laundering investigation Commonwealth Bank of Australia is involved in three actions against it but none will result in any of the directors being made to account for what the... 4154
Opinion Jan 22 Difficult outlook for Chinese banks in 2018 Banks in China will still continue to seek more stable sources of income and more organic generation of capital... 4587
Opinion Jan 10 Will cryptocurrencies emerge from the shadows of regulation? Digital currencies have been hogging media headlines, with some countries jostling to attract start-ups in the cryptocurrency and underlying blockchai... 47088
Opinion Jan 04 The splintering of the global regulatory world The pace of regulatory reform has been relentless since the global financial crisis. From D-SIBs, TLAC, MiFID 2 to FRTB, the chain of regulatory acron... 5115
Opinion Dec 30 The need for a new generation of robo-advisors A strong rise of robo-advisors is often predicted within the next few years. But, looking at the current situation, the offerings typically use limite... 3999
Opinion Dec 12 Is Europe ready for open banking? As open banking becomes a reality for European consumers in early 2018, Chris Skinner, author and financial technology commentator, theFinanser.com, h... 49280
Opinion Nov 28 How financial brands can leverage the rise of the platform economy The emergence of the so-called “platform economy” has brought a new trend to the financial services industry. Vipin Kalra, chief executive officer... 44919
Opinion Nov 16 Memoirs of a Citibank technology warrior - The “Systematics” project (Part 3 of 4) There is much to learn from Ajit Kanagasundram, former managing director, technology, Asia Pacific at Citibank, who built the bank's global card proce... 5193
Opinion Nov 16 Memoirs of a Citibank technology warrior - Lessons learnt from the “Global Go to Common” project (Part 4 of 4) There is much to learn from Ajit Kanagasundram, former managing director, technology, Asia Pacific, at Citibank, who built the bank's global card proc... 7976
Opinion Nov 15 Memoirs of a Citibank technology warrior - The global cards project (Part 2 of 4) There is much to learn from Ajit Kanagasundram, former managing director, technology, Asia Pacific at Citibank, who built the bank's global card proce... 5607
Opinion Nov 15 Memoirs of a Citibank technology warrior - How the bank built the CORE (Part 1 of 4) There is much to learn from Ajit Kanagasundram, former managing director, technology, Asia Pacific at Citibank, who built the bank's global card proce... 6024
Opinion Nov 14 The bubble generation manifesto Vladislav Solodkiy, managing partner at Life.SREDA, a Singapore-based financial technology (fintech) venture capital firm, sheds light on what makes u... 14929
Opinion Nov 08 On the way to the first fintech bank Vladislav Solodkiy, managing partner at Life.SREDA, a Singapore-based financial technology (fintech) venture capital firm, shares his thoughts on the ... 3362
Opinion Oct 19 What banks must do to prevent money laundering Preventing money laundering is no easy feat, not with both the criminal environment, and product and service risks posing as main hindrances. Frankly,... 28840
Opinion Aug 24 Australian banks show indifference towards AML/CTF rules Many Australian banks have shown disinterest towards anti-money laundering and counter-terrorism laws, compounded by the Australian Transaction Repor... 10085
Opinion Aug 22 The benefits and risks of shopping for robos Robo-advisors claim to bring the world of wealth management to the masses – investment opportunities that were once only enjoyed exclusively by the ... 2968
Opinion Aug 03 Leveraging universal digital identity – How to get it right? Michael Gorriz, group chief information officer at Standard Chartered Bank, talks about the necessity of having a universal digital identity (DI) and ... 2654
Opinion Jun 21 Will artificial intelligence take over your banking job? Pathik Gupta, an associate partner and regional head of wealth management for Asia Pacific at McLagan, discusses the future of jobs in the financial s... 6883
Opinion May 19 Join the data revolution Michael Gorriz, group chief information officer of Standard Chartered, discusses the implication of data revolution for banks and how big data can bec... 10201
Opinion May 09 Micro-jurisdictional risk: One of AML’s missing links High level jurisdiction risk assessments alone are often too broad in scope to include in anti-money laundering policies; Micro-jurisdictional risk an... 14842
Opinion May 02 Working together to leverage Asia’s trade opportunities Michelle Hui, head of trade business development, Asia Pacific, treasury services, BNY Mellon, discusses the complex trade environment and how collabo... 4216
Opinion Apr 24 Smarter lending takes flight David Shrier, managing director of MIT Connected Science, shares his views on how new technologies will help achieve smarter lending.... 6736
Opinion Apr 20 Regulators have ‘upped their game’ in ways that would have been considered to be very ‘un-regulator-like' Serdar Güner, director of supervision at the Dubai Financial Services Authority, in a speech during The Future of Finance, Middle East and Africa 201... 7052
Opinion Mar 30 The five superpowers of data Paul Cobban, chief operating officer, technology and operations at DBS Bank, describes the technologies that are making a big impact to the financial ... 2738
Opinion Mar 30 "We have made a conscious decision to adopt fintech" H.E. Rasheed M. Al-Maraj, governor of the Central Bank of Bahrain, in his keynote address during the Middle East & Africa Fintech Forum 2017 discusses... 5774
Opinion Mar 22 57 banks and nothing wrong? Chris Skinner, author and fintech commentator, theFinanser.com, discusses the challenges faced by start-up banks in the UK. Aside from getting the rig... 4258
Opinion Feb 01 The two market models of fintech revolution Having recently spent time with some 40 Vietnamese bankers at a fintech workshop as part of "The Future of Finance Vietnam, 2017" by The Asian Banker,... 4717
Opinion Jan 30 New regulation to drive innovation in payments On 13th January 2018, the new European Directive on Payment Services “(EU) 2015/2366” comes into application. With just under a year to go, financ... 4837
Opinion Dec 23 Can DBS make it work? The “super regional bank” strategy adopted by a few banks in the retail and wealth segment has produced a mixed bag of results. Many banks have lo... 2749
Opinion Dec 21 The commodities super-cycle: What’s next? Paul Gardner, head of structured commodities finance at Westpac, believes that while banks play an important role in managing risk in the commodity su... 4319
Opinion Nov 16 Singapore’s fintech journey – where we are, what is next Ravi Menon, managing director of the Monetary Authority of Singapore, talks about the general principles guiding the regulator towards the creation of... 4127
Opinion Nov 10 Singapore is creating a fintech ecosystem where innovation thrives Tharman Shanmugaratnam, Singapore's deputy prime minister and chairman of the Monetary Authority of Singapore, at the launch of LATTICE80, spoke about... 5254
Opinion Oct 08 CEOs of Singapore’s three largest local banks topped bank CEO remuneration ranking Top ten highest-paid bank chief executives in 2017 included five bank CEOs from Australia, three from Singapore, one from Malaysia and one from Hong K... 8658
Opinion May 16 From fintech to techfin: data is the new oil At the closing session of the 17th Asian Banker Summit, Janos Barberis, founder of FinTech HK, discussed the power of data to transform financial tech... 5597
Opinion Apr 19 Mobile is transforming the money culture and lives in Bangladesh Nazmul Karim Chowdhury, Senior Vice President and Head of Brand at City Bank, Bangladesh, describes how cautious optimism toward mobile financial serv... 4105
Opinion Apr 06 Innovation the “regulatory sandbox” way Andra Sonea, lead solutions architect with the Innovation & Digital Analytics Lab at Lloyds Banking Group in London, maintains that an industry that e... 4090
Opinion Jan 13 Hong Kong as an offshore RMB clearing hub Hong Kong will maintain its strategic role in bridging China with the rest of the world, even if more RMB payments are settled elsewhere. With its pre... 3957
