Research Note Feb 22 Proactive—The new buzzword in the transformation at the Central Bank of the United Arab Emirates Multiple government institutions are restrategising and taking proactive measures for the future. Combined with de-risking, dollar clearing, and an... 4188
Interviews Feb 22 Interview Transcript: “Banks cannot compete with P2P unless they are digital banks" Emmanuel Daniel (ED): As purveyor of all that is happening in the fintech space around the world, you collect all of that insight in terms ... 3313
Interviews Feb 22 Interview: “Mentoring start-ups allows us to think customer centricity and think differently” DBS Bank has invested over SGD 10 million ($7.2 million) in initiatives that will support the development of the startup ecosystem in Singapore ove... 2027
Interviews Feb 22 Interview: "The fintech ecosystem in London is collaborative and powerful” The UK is one of the fastest growing regions for fintech investment. According to UK Trade and Investment (UKTI), fintech deal volumes have been gr... 3300
Opinions Feb 22 Innovation the “regulatory sandbox” way In June 2015, Ravi Menon, head of the Monetary Authority of Singapore (MAS), was first to suggest “Innovation in a sandbox” as an a... 3967
Research Note Feb 22 Crowdlending tries to make its mark in Asia Pacific New developments in financial technology, the improved availability of public personal information, better internet bandwidth, minimal regulations,... 4661
Interviews Feb 22 Interview: “Transparency is key in fintech credibility” Emmanuel Daniel, The Asian Banker (ED): I’ve been speaking to fintech originators and the entrepreneur community that has been building t... 4667
Opinions Feb 22 From fintech to techfin: data is the new oil When I arrived in Hong Kong slightly over a year ago to build a fintech accelerator, I knew three things. First, inspire my generation to j... 5050
Research Note Feb 22 Blockchain: The race to commercialisation With 45 leading banks around the world backing it, blockchain or the distributed ledger, has moved firmly into the technology spotlight. Although s... 4977
Interviews Feb 22 Interview: “We intend to operate as an ally rather than to compete with banks” In a rapidly growing fintech sector success revolves around the ability to leverage innovation and disruptive technology to solve real world busine... 3130
Research Note Feb 22 From building digital capabilities to digital transformation Banks have embarked on a digitisation of products and services to reduce their operating costs... 4411
Research Note Feb 22 Indonesia to introduce new regulation to foster fintech growth Strong growth recorded in investments into fintech companies in Asia fuelling future potential of the sector China has emerged as ... 4572
Research Note Feb 22 Can the digital payment wave weaken Mastercard's empire? Mastercard outlines its response to an increasingly fragmenting payments landscape It offers to support old and new customers alik... 3846
Research Note Feb 22 Hostile environment casts doubt on the future of mobile-only fintech banks Challenger banks have struggled to increase its customers and sales Enormous discontent with conventional banks have led to the em... 3786
Opinions Feb 22 Singapore is creating a fintech ecosystem where innovation thrives Shanmugaratnam shares that Singapore’s strategy is to provide t... 4849
Opinions Feb 22 Singapore’s fintech journey – where we are, what is next MAS has been working closely with the financial industry to create a Smart Financial Centre, where innovation is pervasive and technology is... 3622
Research Note Feb 22 Blockchain: Collaboration and interoperability to drive adoption Blockchain technology has received strong interest from financial institutions as it helps remove inefficiencies in trade settlement processe... 2771
Speech Feb 22 The financial sector has to build new capabilities to power the digital economy The Monetary Authority of Singapore (MAS) will provide strong support for Singapore-based ‘proof of concept’ trials by funding 50% of th... 3151
Research Note Feb 22 Will digital-only money transfer operators impact the global remittance market? The remittance business remains a large source of bank revenue although the amount being sent to developing countries has contracted 4611
Proceedings Report Feb 22 What we learnt from the digital disruptors in China The Asian Banker held the China Innovation Tour from November 21-25, which included site visits in selected banks, companies, innovation labs... 5584
Research Note Feb 22 Robo-advisors poised to take off The target market for robo-advisors ranges from the average investor to high net worth individuals Assets under management managed b... 5971
Opinions Feb 22 The two market models of fintech revolution The fintech revolution has two market models: The Western ‘Market Model of Frenemies by Difference’ and the Eastern ‘Market Model of Fr... 4310
Interviews Feb 22 Interview: “Convenient security without compromise” The challenge of security solution providers is balancing access and user experience with security Chau explained that V-Key’s sol... 2507
Research Note Feb 22 P2P lending: Collaboration will be the key to success China’s P2P market is the largest in the world with about 1,500 P2P lending platforms operating both online and offline Many banks... 8492
Research Note Feb 22 The rise of APIs in retail banking API is a set of commands that allows software applications to talk with each other in a seamless manner There has been a surge in th... 6250
Opinions Feb 22 Singapore – Finance as a lack of the imagination I guess, to some extent, I’m the old man of the industry. The Asian Banker is 21 years old, and the funny thing about being called The Asian Bank... 5408
Opinions Feb 22 57 banks and nothing wrong? Many UK start-ups, including Atom, Starling, Monzo and Tandem, have raised hunderds of millions of dollars in funding Regulatory ... 3616
Opinions Feb 22 "We have made a conscious decision to adopt fintech" The Central Bank of Bahrain will relase a draft rule for consultation on crowdfunding platforms and new directives on cloud computing ... 5419
Research Note Feb 22 Hard and fast rules VCs poured a record $8.6 billion into Asian fintechs in 2016, up almost 50% from year before Traditionally, regulators take on the... 2982
Research Note Feb 22 Financial authority drives digitisation and innovation in Taiwan Financial Supervisory Commission's “Bank 3.0” vision is a key driver towards digital adoption Banks have an urgent need to dif... 4188
Analysis Feb 22 More banks are investing in new technologies to improve customer experience Digital and mobile experience, data analytics and cybersecurity preparedness are some of the top technology investment priorities of leading... 7698
Opinions Feb 22 "Regulators have ‘upped their game’ in ways that would have been considered to be very ‘un-regulator-like'" Guner emphasised that fintech makes a very compelling case for cost cutting, operational efficiency, and increasing financial inclusion... 6940
Interviews Feb 22 “Solve infrastructure gap in Asia to create a market bigger than US” Global fintech investments did not grow in 2016, although venture capital funding remains robust It usually takes 80% of resources... 7630
Interviews Feb 22 "UBank was introduced to clearly disrupt Australia's banking industry" UBank was built to disrupt the highly competitive banking sector in Australia Hubbard said that the implementation of technology i... 3661
Research Note Feb 22 Banks embrace digital innovation but find it hard to make substantial changes to its conventional business model Banks are moving more products and services on their digital platform to get acquired fully straight-through processes An increasi... 3188
Opinions Feb 22 Ten things I learned at The Future of Finance Summit in Singapore Fintech is so broad and all encompassing that we lose sight of the gravity of the digital transformation happening before our eyes by not un... 2046
Research Note Feb 22 South Korean banks rely on fintech as they contest for dominance in digital retail banking The country’s first internet-only bank paves the way for the industry to increase competitiveness in the retail banking sector I... 4794
Research Note Feb 22 What does it take to build a successful mobile wallet – more than cool technology While mobile wallets have become very popular in Kenya and China, few other markets have enjoyed such high levels of success Cus... 6773
Interviews Feb 22 Strengthening Bahrain’s financial system through fintech A regulatory sandbox will allow Bahrain's central bank to facilitate the disruption of its local financial services market while maintaining... 8329
Research Note Feb 22 Fintech gives Hong Kong banks a head start in race to innovate retail banking A vibrant fintech ecosystem is building in Hong Kong as retail banks innovate in a sector that has seen lacklustre performance in... 6379
Case Study Feb 22 Enhancing operational efficiency and transforming mortgage experience through a cloud platform Traditional mortgage lending process was complicated by paper-based systems, excessive manual operations, and lack of consistent communicati... 2994
Research Note Feb 22 Vietnamese banks are playing a risky game Differentiation, profitability, and customer-oriented digital adoption remain major challenges in Vietnam’s growing retail banking industr... 8116
Research Note Feb 22 Are Thai banks prepared for the next phase in digital competition? There has been a rise in digital platforms for asset and deposit products, with banks ready to launch full-blown e-KYC process Pri... 19022
Interviews Feb 22 BankBazaar’s Kalra: “Marketplaces are moving deeper into the value chain” Kalra believes less complex mass market financial products will get increasingly commoditised Banks need to focus and adapt on the... 6787
Interviews Feb 22 JD Finance’s Chen: “I serve financial institutions, not do financial services” Shengqiang Chen shares how JD Finance’s strategy evolved as a fintech player in China Chen believes that by offering various fin... 4871
Opinions Feb 22 On the way to the first fintech bank One of the core differences in approach to financial services between banks and fintech lies in democratisation The beauty of “f... 2993
