Weekly Brief Jul 30 X enters financial services with accounts, cards and payments Retail Finance Weekly: X launches X Money, Upstart secures a conditional bank charter, PayPal lifts payment volume to $486.4 billion, and DBS expands ... 482
Weekly Brief Jul 27 Berenberg discloses attempts to influence regulatory capital and profit Governance failures, capital defences and a wave of buybacks define this week's brief, as banks from Berenberg to Emirates NBD balance growth against ... 406
Weekly Brief Jul 22 Revolut enters Australian banking, Pix caught in US-Brazil trade dispute Revolut wins an Australian banking licence, Stripe and Advent reportedly bid $53 billion for PayPal, and Pix enters a US trade dispute, leading a week... 654
Weekly Brief Jul 20 EU proposes freer movement of bank capital and liquidity, JPMorgan questions US capital reset This week, the European Commission proposed freer capital and liquidity movement across banking groups, JPMorgan pushed back on uneven US capital refo... 463
Weekly Brief Jul 20 JP Morgan nears $1 trillion valuation, EU seeks to free $263 billion of trapped liquidity Wall Street earnings, Europe's push to unlock bank liquidity and renewed monetary tightening in Asia highlighted a week in which banks balanced resili... 320
Interviews Jul 17 How is Absa Mauritius responding to trade disruption in cross-border trade finance? Absa Mauritius is strengthening transactional banking to help corporates and SMEs manage volatile cash flows and cross-border trade challenges, levera... 554
Interviews Jul 17 How is UOB Thailand turning integration complexity into retail profitability? UOB Thailand's retail arm is shifting from scale-driven growth to profitability-led restructuring, using segmentation, digital wealth sales and analyt... 627
Weekly Brief Jul 15 JP Morgan posts largest US bank Q2 earnings, Visa launches AI assistant Record Wall Street profits from trading and dealmaking contrast with muted consumer banking growth, as the UK regulates BNPL, Klarna seeks a US bank c... 112
Weekly Brief Jul 14 Siam Commercial Bank goes live with Citi’s 24/7 US dollar clearing, Swift pilots blockchain ledger with 17 banks This week's Transaction Finance Weekly covers the European Parliament advancing the digital euro, Swift's blockchain pilot with 17 banks, and SCB's la... 161
Weekly Brief Jul 13 Gulf banks tap AT1 markets, Brazil's bank rescue hits a wall This week's Risk and Capital Weekly Brief covers Gulf banks' strong AT1 demand, OCC-approved stablecoin trust charters for Circle and Sony Bank, ABN A... 186
Editorial Jul 09 Has the Bank of England exposed the limits of the post-2008 regulatory settlement? The Bank of England's latest proposals to make elements of the capital framework more usable appear to be technical refinements to banking regulation.... 528
Weekly Brief Jul 07 Standard Chartered completes remittance in 37 seconds as Swift's new payments scheme goes live In transaction finance this week, Standard Chartered completes the world's first live remittance under Swift's new retail payments scheme, as UK banks... 169
Weekly Brief Jul 06 BlackRock private credit fund gates again, India's HDFC Bank clears governance review BlackRock's HPS fund gates withdrawals for a second quarter as insurer private credit exposure draws Treasury scrutiny, while HDFC Bank clears a gover... 133
Editorial Jun 30 Can China's banks turn AI governance from a board mandate into a competitive advantage? China's NFRA has issued its first dedicated AI framework for banks and insurers, moving AI from a technology initiative to a board-level governance is... 1456
Weekly Brief Jun 29 From retail gold to AI funds, Chinese institutions move on risk ICBC and peers gate leveraged precious metals trading after volatility, as JPMorgan and Goldman Sachs reinforce capital buffers, Nomura builds instant... 157
Weekly Brief Jun 29 Singapore establishes Future of Finance Institute, BIS warns on sovereign debt The BIS warns record sovereign debt held by non-bank investors poses new systemic risk, as Morgan Stanley gates a private credit fund again, and MAS l... 155
Current Account Jun 25 All 32 US banks pass Fed stress test as higher rate assumptions offset growing credit losses The Fed's 2026 supervisory stress test cleared every large US bank against a scenario modelling $708 billion in projected losses, but the cleanest agg... 1312
Interviews Jun 23 Chinabank ‘s new credit card solution for Philippine households Consumer banking in the Philippines has become highly commoditised, with credit cards becoming widely available and digital-first challengers raising ... 1110
Interviews Jun 18 GX Bank integrates AI to scale fraud detection, risk management and business intelligence Caroline Chong, Head of Data at GX Bank, discusses how Malaysia's first licensed digital bank built in-house AI tools to manage surging transaction an... 1514
Interviews Jun 16 Why ING believes MNCs are demanding more integrated banking solutions Trade fragmentation is changing how MNCs organise financing, liquidity and risk across South and Southeast Asia. As supply chains become more distribu... 725
Awards Ceremonies Jun 11 ABA Bank named Best Retail Bank in Cambodia 2026 for excellence in digital and retail banking The Asian Banker has recognised ABA Bank as Cambodia’s leading retail bank in 2026, highlighting the institution’s performance in digital innovati... 5627
Current Account May 21 Grab takes control of Indonesia’s Superbank, deepening SEA fintech push Grab Holdings Limited will make Indonesian digital lender Superbank a subsidiary after Singtel transfers its stake to GXS Bank and lifts Grab’s effe... 2010
Interviews May 21 What does Trust Bank’s profitable month say about digital banking economics in Singapore? Trust Bank’s first profitable month in March 2026 is an important milestone, but the more meaningful question is whether it signals that digital ban... 2159
Current Account May 19 HSBC launches $4B credit facility for China's clean energy and low-carbon companies HSBC has established a $4 billion Sustainability and Transition Credit Facility in mainland China to provide financing to eligible companies in clean ... 1299
Weekly Brief May 18 Warsh takes the Fed as US-China talks reset trade risk Kevin Warsh is confirmed as Federal Reserve chair, Trump's Beijing visit extends the US-China trade truce, Japan's megabanks post record profits with ... 152
Awards Ceremonies May 14 Bank Indonesia, Security Bank, Alliance Bank, Tonik and Bank Sinopac recognised for achievements in technology innovation The Financial Technology Innovation Awards 2026 have recognized leading-edge advancements across Asia Pacific’s banking and financial services indus... 1476
Awards Ceremonies May 14 OCBC, Pudao Credit, Kasikornbank, Bank Mandiri and Atmaal recognised for excellence in AI deployment across Asia Pacific The AI Excellence Awards 2026 celebrated these leaders for their commitment to advancing the role of artificial intelligence in banking and finance, p... 1177
Weekly Brief May 11 Fee income cushions banks as rate tailwinds fade First-quarter results show fee, wealth and insurance income offsetting weaker margins across major banks, as Australia hikes rates, Malaysia holds ste... 132
Interviews May 11 kompasbank pushes SME banking beyond lending kompasbank CEO Michael Hurup Andersen believes SME banking is moving beyond standalone lending products towards operational banking models built aroun... 1147
Current Account May 08 FSB flags supervisory data gaps across $2T private credit market The Financial Stability Board's first dedicated review of private credit warns supervisors lack visibility into a market worth up to $2 trillion, citi... 2131
Analysis May 08 HSBC's best returns in near 20 years meet a $1.3 billion credit charge HSBC's strongest returns in nearly two decades were overshadowed in the first quarter of 2026 by a $1.3 billion credit charge that sent shares down sh... 1305
Current Account May 05 OCBC acquires HSBC Indonesia's retail and wealth unit in $4.9B AUM deal The acquisition of HSBC Indonesia's International Wealth and Premier Banking operations adds 336,000 customers and about 1,300 staff to OCBC Indonesia... 2781
Weekly Brief May 04 Rate paths diverge as banks report record first-quarter results The BOJ, Fed and ECB all hold rates but diverge sharply on signals, as record first-quarter earnings at UBS, US banks and Standard Chartered mask earl... 130
Interviews Apr 30 Cross-border financing follows supply chains and restructures risk across markets Cathay United Bank is restructuring its cross-border corporate banking model as Taiwanese corporates decentralise production, requiring financing to b... 2770
Weekly Brief Apr 27 Banks face tighter regulatory oversight as policy and credit risks converge A weekly briefing on the developments shaping global banking and what decision-makers need to understand.... 1386
Weekly Brief Apr 20 War risk reshapes banking outlook The Iran war and Strait of Hormuz disruption dominate global finance this week, as the IMF cuts growth forecasts, US banks post record but cautious Q1... 109
Analysis Apr 20 Global banking confronts a 1970s-scale oil shock with depleted policy space Banks enter the Strait of Hormuz disruption well-capitalised and liquid, but the IMF's Spring 2026 publications find fiscal and financial policy space... 1697
Interviews Apr 14 Awash Bank strengthens MSME lending through capability building and risk discipline Ethiopia's Awash Bank is repositioning its MSME banking model beyond traditional lending by integrating capability building and risk management to bet... 2065
Analysis Mar 25 JPMorgan Chase posts $57B profit in 2025, plans $105B spend as rate tailwinds fade JPMorgan Chase closed 2025 with $57 billion in net income and a 20% ROTCE, but the results point to a structural shift that will define the bank’s 2... 7425
Analysis Feb 27 UOB reports $5.7 billion net profit after pre-emptive provisions as fee income reaches record UOB's 2025 performance highlights pre-emptive provisioning's impact on earnings, offset by record fee income and diversified income streams.... 3112
Current Account Feb 25 Bank of America sees diverging domestic cycles reshaping ASEAN bank credit growth and margins AI-driven export strength supports ASEAN, according to BoFA economists Kai Wei And and Rahul Bajoria but diverging output gaps and uneven policy trans... 1897
Current Account Feb 19 Standard Chartered CFO joins Apollo as private credit platforms expand institutional role Diego De Giorgi’s move from Standard Chartered to Apollo Global Management comes as institutional investors continue expanding their role in credit ... 2855
Current Account Feb 13 Singapore studies how to bridge private capital and public markets through new growth capital workgroup Authorities will examine origination, mobilisation and recycling of capital while seeking to attract regional companies and technology startups to rai... 3016
Interviews Feb 06 Alliance Bank builds Digital SME lending engine around fraud controls and financial capability Kevin Shum, head, digital SME, business transformation and merchant acquiring, group business and transaction banking at Alliance Bank Malaysia, set o... 2859
Interviews Feb 02 Alliance Bank embeds digital lending through virtual cards, partnerships and unified origination Alliance Bank Malaysia is reworking its consumer lending economics by embedding credit products into partner ecosystems such as e-wallets and e-commer... 2935
Interviews Jan 27 Hong Leong Bank builds SME operating leverage through relationship-led banking Woon Siew Hoong explains how Hong Leong Bank’s SME franchise delivered resilient 2025 performance through focus on micro and small businesses, relat... 2941
Interviews Jan 20 Evident builds full-stack tokenisation platform around origination, liquidity and operating leverage Evident is building a full-stack tokenisation platform for private markets, spanning origination, distribution and post-trade servicing, with China-li... 2344
Interviews Jan 09 Riverchain applies data discipline to construction supply chain finance Riverchain's Eddie Lin, Director of Product Technology, discusses how the firm is applying proprietary data and technology and disciplined underwritin... 3004
Co-published Dec 10 E.SUN leads Taiwan’s banking sector in SME financing and fraud prevention E.SUN Bank is strengthening Taiwan’s financial ecosystem through AI-driven credit evaluation, advanced fraud prevention and deep support for SMEs. I... 3277
Interviews Dec 08 Northern Trust builds institutional foundations for digital assets Northern Trust's Justin Chapman discusses developing digital-asset infrastructure to support institutional adoption, integrating tokenised workflows i... 3996
HK Fintech Week Nov 25 Maya leverages AI to advance financial inclusion in the Philippines At Hong Kong FinTech Week 2025, Maya Group CTO Alfred Lo explained how AI is expanding financial access and education in the Philippines, where most p... 3811
Awards Ceremonies Nov 21 First Bank of Nigeria, Bank of Punjab, Stanbic IBTC, Absa, Al Rajhi Bank and BDO Unibank recognised for excellence in retail finance, SME banking and transaction finance First Bank of Nigeria, Bank of Punjab, Stanbic IBTC, Absa, Al Rajhi Bank and BDO Unibank were recognised at The TAB Global Finance Awards 2025.... 3166
Interviews Oct 17 Bank of Punjab’s digital strategy confronts challenges in SME expansion Through a digital-first strategy targeting SMEs and agriculture, the Bank of Punjab is expanding financial inclusion in Pakistan, balancing innovation... 2711
Sibos Round Up Oct 13 Deutsche Bank positions itself as a trusted partner for transition finance and inclusive sustainability At Sibos Frankfurt 2025, Lavinia Bauerochse, global head of sustainable finance, Corporate Bank at Deutsche Bank, explained how sustainability has evo... 3030
Sibos Round Up Oct 07 JP Morgan pushes cross-border instant payments through infrastructure, policy and innovation At Sibos Frankfurt 2025, JP Morgan’s Katja Lehr outlined using payments scale and industry initiatives to overcome cross-border speed, cost, and reg... 3387
Sibos Round Up Oct 06 Deutsche Bank drives G20 cross-border payments agenda with real-time, blockchain and AI initiatives At Sibos 2025, Deutsche Bank’s Tsvetanka Nankova detailed efforts to enhance cross-border payments via ISO 20022, real-time, blockchain and AI.... 4288
Opinion Sep 09 The future of lending isn’t just automated — it’s autonomous Agentic AI is reshaping lending by handling routine tasks and freeing bankers to focus on strategy, clients and growth.... 3425
Interview Notes Aug 26 Alliance Bank Malaysia focuses on proprietary technology and embedded finance to drive growth Alliance Bank Malaysia has introduced virtual credit cards, dynamic card numbers and embedded personal financing into partner platforms, to grow marke... 4564
Roundtable Jul 26 Raising the bar in Thailand's digital banking age In the wake of Thailand’s approval of virtual bank licences, leading business, operation, risk management and technology heads from incumbent and em... 5260
Interviews Jul 11 Kasikorn Leasing grows auto finance business through full automotive value chain Amid a sluggish auto market, Kasikorn Leasing expanded its leadership in auto financing and strengthened its digital capabilities, supported by synerg... 4483
Interviews Jul 10 Kasikornbank’s Home to Cash enhances secured lending with flexible hybrid structure Kasikornbank’s Home to Cash has emerged as one of the secured loan innovations in Thailand, combining term loans and overdraft features into a singl... 4172
Interviews Jun 13 UnionBank advances digital consumer banking with partnerships, AI and platform-driven growth UnionBank of the Philippines is redefining digital consumer banking with a strategy built on ecosystem partnerships, AI-led decisioning, providing a f... 10867
Institutional Awards Jun 04 Bank of the Philippine Islands and Thai Group Holdings recognised for excellence in credit and enterprise risk management Bank of the Philippine Islands and Thai Group Holdings were recognised at the TAB Global Business Achievement Awards in Jakarta, Indonesia.... 2712
Institutional Awards May 28 Clearstream Fund Centre, OCBC, Techcombank, Kasikorn Bank, Security Bank and other leading financial institutions and technology companies recognised for excellence in financial technology innovation Clearstream Fund Centre, OCBC, Techcombank, Kasikorn Bank and Security Bank were recognised at the TAB Global Business Achievement Awards in Jakarta, ... 5617
Interviews Apr 11 HSBC Live+ targets lifestyle spends with overseas cashback benefits HSBC Singapore’s Live+ credit card focuses on the emerging affluent segment, offering high cashback and curated rewards in dining, shopping and ente... 6265
Apr 02 HSBC Live+ recognised as best cash back credit card in Asia Pacific HSBC Singapore’s Live+ credit card, which was recognised as the Best Cash Back Card in Asia Pacific, stands out for its lifestyle benefits, high cas... 3999
Interviews Apr 01 Postal Savings Bank of China drives rural revitalisation with ‘One County, One Product’ programme Postal Savings Bank of China leverages big data and comprehensive financial services, together with tech partner NorthKing, to better support China’... 4129
Interviews Mar 19 Strengthening the foundations of Commercial Bank of Ceylon Under CEO Sanath Manatunge, Commercial Bank of Ceylon has maintained its position at the forefront of Sri Lanka’s banking sector, focusing on asset ... 8691
Interviews Mar 06 How Techcombank is driving growth and innovation in Vietnam’s banking sector Techcombank reported a 20.3% increase in profit before tax for 2024, driven by strong credit growth, digital innovation and fee-based income. CFO Alex... 20725
Site Visits Feb 19 Strategic investments drive customer-centric digital finance The second day of the Japan Innovation Study Tour 2025 provided an in-depth look at how Japan’s financial institutions are leveraging technology, st... 3752
Interviews Nov 24 Canadia Bank balances prudence, innovation and community engagement amid market challenges Canadia Bank, under CEO Raymond Sia, is navigating Cambodia’s evolving financial landscape with a focus on stability, digital transformation, and co... 6449
Site Visits Oct 17 China's AI innovation explores the intersection of finance, technology and regulation Day 1 of The Banking Academy Beijing AI Innovation Study Tour 2024 provided delegates with an in-depth view of China’s advances in fintech, platform... 8288
Interviews Sep 11 HSBC revamps trade finance with strategic collaborations and client-centric solutions In response to shifting global trade patterns, HSBC is refocusing its efforts through its newly rebranded Global Trade Solutions. It is embracing dat... 10037
Interviews Aug 02 DANA’s Sasono: “Differentiate between GenAI hype and fundamentals” Norman Sasono, chief technology officer (CTO) of Indonesia-based digital wallet and payment company, DANA... 10663
Interviews Jul 02 Cake Vietnam digital bank aims for profitability by end 2024 Leveraging advanced AI, the bank aims to be among the top 5% of profitable digital-only banks globally by the end of 2024, transforming digital bankin... 9608
Interviews Apr 29 Sean Kiernan on blockchain: “Crypto bridges real-world capital needs” Banking innovator Sean Kiernan from Greengage discussed how they use crypto-collateralised loans to help SMEs, stressing the importance of partnership... 6121
Perspectives Mar 15 AI, regulatory shifts, and digital bank expansion to define fintech in 2024 Generative AI revolutionises banking operations, regulatory frameworks adapt to innovation, and digital banks expand in global markets, marking signif... 9903
Speeches and Presentations Mar 08 Digital Banking Annual Meeting 2024: Shaping the future through AI Industry leaders converged in Seoul to explore the transformative potential of emerging technologies like AI and blockchain, and highlighted the imper... 3981
Speeches and Presentations Mar 08 Digital Banking Annual Meeting 2024: Shaping the future through AI Industry leaders converged in Seoul to explore the transformative potential of emerging technologies like AI and blockchain, and highlighted the imper... 33386
Interviews Feb 21 SBI’s Krishnan: “We prioritise high availability, scalability and security” Vidya Krishnan discusses YONO’s global expansion and its integrated super app strategy, catering to diverse customer needs with over 60 million regi... 4311
Excerpt Feb 20 HNB drives growth amid Sri Lanka's economic odds Hatton National Bank (HNB) defies Sri Lanka's macroeconomic constraints by delivering outstanding retail banking performance in 2023. Sanjay Wijemanne... 5459
Current Account Feb 20 US banks confront challenges in shifting commercial real estate dynamics As commercial property prices decline due to a pandemic-induced decrease in office space demand, US banks are boosting provisions for credit losses, p... 5967
Current Account Feb 13 Evergrande liquidation forces ripple effect on China’s property sector In late January, troubled real estate giant Evergrande was liquidated, unable to reach agreements with creditors over its staggering debts exceeding $... 6654
Opinion Feb 13 SVB collapse sets off underwriting-risk alarm Silicon Valley Bank’s 2023 collapse continues to raise concerns in the echo chambers of the banking sector over slack lending practices and underwri... 5596
Excerpt Jan 30 Late entrant Toss Bank leverages advanced tech to disrupt and lead Toss Bank, led by CEO Hong Min-taek, shakes up South Korea's digital banking scene with innovation, daily interest payouts, and efficiency, positionin... 10507
Interviews Jul 08 Alejandro McCormack: “N1CO, first digital bank in El Salvador” Alejandro McCormack, COO and executive director of N1CO discussed with Emmanuel Daniel how N1CO, a digital bank in El Salvador is leading the financia... 24981
Apr 21 Big tech credit expected to reach $1 trillion by 2023 Digital and incumbent banks face growing threats from big tech and payment platforms that are evolving into full-scale financial services players. La... 12897
Apr 20 Zhixin Investment’s Lian Ping: “China’s capital market will soon become the world’s largest” Lian Ping is chief economist of Zhixin Investment, president of Zhixin Investment Research Institute and president of the China Chief Economist Forum,... 40357
interviews Jan 11 Alex Bank’s Simon Beitz: “We focus on a higher margin for risk opportunities in consumer finance” Simon Beitz, founder and CEO and Craig Fenwick, co-founder and CFO at Alex Bank share their business model, strategic plans for future growth and how ... 20444
Research Note Jul 23 Mox and ZA Bank lead Hong Kong’s virtual bank race A year after Hong Kong issued eight digital banking licences, Mox and ZA Bank have emerged as the early leaders. Together with WeLab, the three banks ... 18775
Current Account Apr 26 Citi exits consumer banking to grow Asia wealth management business to $450 billion by 2025 US multinational investment bank and financial services company Citi plans to shut down its consumer banking operations in 13 countries... 11058
Current Account Apr 26 Central bank proposes domestic card scheme for South Africans The South African Reserve Bank, the country’s central bank, published a consultation paper that looks into the possibility of setting up a first-eve... 9074
interviews Apr 14 FinAccel's Garg: "Credit data is a challenge for BNPL in Indonesia" Akshay Garg, CEO and founder of FinAccel that operates the credit finance platform Kredivo, shared challenges and strategic perspectives of credit-bas... 12956
Current Account Mar 10 Funding Societies’ Teo: “We brought our cash burn down by about 50%” Kelvin Teo, group CEO of Funding Societies, shares key challenges faced during the pandemic and the initiatives needed to address growing credit risks... 15764
Opinion Aug 24 Responsible lenders must respond to COVID-19’s realities What should a responsible lending business look like? Against the backdrop of COVID-19, the answer isn’t so straightforward. ... 7055
Research Note Apr 15 New players, new practices and new technologies in an evolving payments landscape Several key themes emerged amidst the many discussions by global leaders in payments, including QR code, blockchain, credit card schemes, fintech and ... 6458
Opinion Apr 02 Navigating Asia’s growing private credit markets As Asia-focused hedge funds underperform and SME funding leaving a lot to be desired, alternative investors are turning to the debt markets… ... 6360
Opinion Apr 01 "Apple's new credit card is just an incremental change that reinforces the dominance of banks in the digital finance space" Apple's new digital credit card, launched with Goldman Sachs, only buys the Western players a little more time in democratising payments and catching... 5871
Research Note Feb 28 Despite rapid digitisation of payments in China, credit card usage will reach new heights by 2020 Chinese credit card industry exploded over the past two years, with growth rates being recorded in the number of credit cards issued and outstanding ... 19696
Opinion Sep 27 Card service tax will drive down Malaysia’s credit cards-in-force in 2019-2020 ... 10394
Co-published Dec 07 CMB experiments with emerging technologies and social media channels to boost credit card business ... 6918
Round Up Nov 21 Highlights from the Singapore Fintech Festival – Singapore’s role in the global financial technology community ... 5165
Interviews Mar 07 Interview Transcript: “The finance industry has created an environment so complex and beyond their cleverness to run” ... 22614
Interviews Mar 07 Interview Transcript: “The finance industry has created an environment so complex and beyond their cleverness to run” ... 5484
Research Note Feb 03 Retail banking in the United Arab Emirates: Evolving and already competitive ... 6421
Research Note Jan 05 Hong Kong banks: increasing retail operations under a tighter regulatory regime ... 8087
Research Note Feb 25 Australia focused on sustaining growth in 2015 Can the industry withstand the current combination of low interest rates, strong housing price growth and higher household indebtedness?... 3195
co-published video Dec 09 China Citic Bank wins the Best Customer Relationship Management Award in China for 2013 ... 5095
Interviews Aug 28 “We are complementary traditional credit score and come in only when there is no traditional data”: Friendly Score’s Bazine ... 6482
