Interviews Apr 14 Awash Bank strengthens MSME lending through capability building and risk discipline Ethiopia's Awash Bank is repositioning its MSME banking model beyond traditional lending by integrating capability building and risk management to bet... 962
Analysis Mar 25 JPMorgan Chase posts $57B profit in 2025, plans $105B spend as rate tailwinds fade JPMorgan Chase closed 2025 with $57 billion in net income and a 20% ROTCE, but the results point to a structural shift that will define the bank’s 2... 2003
Analysis Feb 27 UOB reports $5.7 billion net profit after pre-emptive provisions as fee income reaches record UOB's 2025 performance highlights pre-emptive provisioning's impact on earnings, offset by record fee income and diversified income streams.... 1895
Current Account Feb 25 Bank of America sees diverging domestic cycles reshaping ASEAN bank credit growth and margins AI-driven export strength supports ASEAN, according to BoFA economists Kai Wei And and Rahul Bajoria but diverging output gaps and uneven policy trans... 1258
Current Account Feb 19 Standard Chartered CFO joins Apollo as private credit platforms expand institutional role Diego De Giorgi’s move from Standard Chartered to Apollo Global Management comes as institutional investors continue expanding their role in credit ... 1902
Current Account Feb 13 Singapore studies how to bridge private capital and public markets through new growth capital workgroup Authorities will examine origination, mobilisation and recycling of capital while seeking to attract regional companies and technology startups to rai... 1791
Interviews Feb 06 Alliance Bank builds Digital SME lending engine around fraud controls and financial capability Kevin Shum, head, digital SME, business transformation and merchant acquiring, group business and transaction banking at Alliance Bank Malaysia, set o... 1846
Interviews Feb 02 Alliance Bank embeds digital lending through virtual cards, partnerships and unified origination Alliance Bank Malaysia is reworking its consumer lending economics by embedding credit products into partner ecosystems such as e-wallets and e-commer... 2048
Interviews Jan 27 Hong Leong Bank builds SME operating leverage through relationship-led banking Woon Siew Hoong explains how Hong Leong Bank’s SME franchise delivered resilient 2025 performance through focus on micro and small businesses, relat... 2059
Interviews Jan 20 Evident builds full-stack tokenisation platform around origination, liquidity and operating leverage Evident is building a full-stack tokenisation platform for private markets, spanning origination, distribution and post-trade servicing, with China-li... 1551
Interviews Jan 09 Riverchain applies data discipline to construction supply chain finance Riverchain's Eddie Lin, Director of Product Technology, discusses how the firm is applying proprietary data and technology and disciplined underwritin... 2261
Co-published Dec 10 E.SUN leads Taiwan’s banking sector in SME financing and fraud prevention E.SUN Bank is strengthening Taiwan’s financial ecosystem through AI-driven credit evaluation, advanced fraud prevention and deep support for SMEs. I... 2096
Interviews Dec 08 Northern Trust builds institutional foundations for digital assets Northern Trust's Justin Chapman discusses developing digital-asset infrastructure to support institutional adoption, integrating tokenised workflows i... 3021
HK Fintech Week Nov 25 Maya leverages AI to advance financial inclusion in the Philippines At Hong Kong FinTech Week 2025, Maya Group CTO Alfred Lo explained how AI is expanding financial access and education in the Philippines, where most p... 2455
Awards Ceremonies Nov 21 First Bank of Nigeria, Bank of Punjab, Stanbic IBTC, Absa, Al Rajhi Bank and BDO Unibank recognised for excellence in retail finance, SME banking and transaction finance First Bank of Nigeria, Bank of Punjab, Stanbic IBTC, Absa, Al Rajhi Bank and BDO Unibank were recognised at The TAB Global Finance Awards 2025.... 2472
Interviews Oct 17 Bank of Punjab’s digital strategy confronts challenges in SME expansion Through a digital-first strategy targeting SMEs and agriculture, the Bank of Punjab is expanding financial inclusion in Pakistan, balancing innovation... 1959
Sibos Round Up Oct 13 Deutsche Bank positions itself as a trusted partner for transition finance and inclusive sustainability At Sibos Frankfurt 2025, Lavinia Bauerochse, global head of sustainable finance, Corporate Bank at Deutsche Bank, explained how sustainability has evo... 2319
Sibos Round Up Oct 07 JP Morgan pushes cross-border instant payments through infrastructure, policy and innovation At Sibos Frankfurt 2025, JP Morgan’s Katja Lehr outlined using payments scale and industry initiatives to overcome cross-border speed, cost, and reg... 2626
Sibos Round Up Oct 06 Deutsche Bank drives G20 cross-border payments agenda with real-time, blockchain and AI initiatives At Sibos 2025, Deutsche Bank’s Tsvetanka Nankova detailed efforts to enhance cross-border payments via ISO 20022, real-time, blockchain and AI.... 3438
Opinion Sep 09 The future of lending isn’t just automated — it’s autonomous Agentic AI is reshaping lending by handling routine tasks and freeing bankers to focus on strategy, clients and growth.... 2957
Interview Notes Aug 26 Alliance Bank Malaysia focuses on proprietary technology and embedded finance to drive growth Alliance Bank Malaysia has introduced virtual credit cards, dynamic card numbers and embedded personal financing into partner platforms, to grow marke... 3701
Roundtable Jul 26 Raising the bar in Thailand's digital banking age In the wake of Thailand’s approval of virtual bank licences, leading business, operation, risk management and technology heads from incumbent and em... 4374
Interviews Jul 11 Kasikorn Leasing grows auto finance business through full automotive value chain Amid a sluggish auto market, Kasikorn Leasing expanded its leadership in auto financing and strengthened its digital capabilities, supported by synerg... 3839
Interviews Jul 10 Kasikornbank’s Home to Cash enhances secured lending with flexible hybrid structure Kasikornbank’s Home to Cash has emerged as one of the secured loan innovations in Thailand, combining term loans and overdraft features into a singl... 3460
Interviews Jun 13 UnionBank advances digital consumer banking with partnerships, AI and platform-driven growth UnionBank of the Philippines is redefining digital consumer banking with a strategy built on ecosystem partnerships, AI-led decisioning, providing a f... 9114
Institutional Awards Jun 04 Bank of the Philippine Islands and Thai Group Holdings recognised for excellence in credit and enterprise risk management Bank of the Philippine Islands and Thai Group Holdings were recognised at the TAB Global Business Achievement Awards in Jakarta, Indonesia.... 2369
Institutional Awards May 28 Clearstream Fund Centre, OCBC, Techcombank, Kasikorn Bank, Security Bank and other leading financial institutions and technology companies recognised for excellence in financial technology innovation Clearstream Fund Centre, OCBC, Techcombank, Kasikorn Bank and Security Bank were recognised at the TAB Global Business Achievement Awards in Jakarta, ... 5190
Interviews Apr 11 HSBC Live+ targets lifestyle spends with overseas cashback benefits HSBC Singapore’s Live+ credit card focuses on the emerging affluent segment, offering high cashback and curated rewards in dining, shopping and ente... 5364
Apr 02 HSBC Live+ recognised as best cash back credit card in Asia Pacific HSBC Singapore’s Live+ credit card, which was recognised as the Best Cash Back Card in Asia Pacific, stands out for its lifestyle benefits, high cas... 3345
Interviews Apr 01 Postal Savings Bank of China drives rural revitalisation with ‘One County, One Product’ programme Postal Savings Bank of China leverages big data and comprehensive financial services, together with tech partner NorthKing, to better support China’... 3475
Interviews Mar 19 Strengthening the foundations of Commercial Bank of Ceylon Under CEO Sanath Manatunge, Commercial Bank of Ceylon has maintained its position at the forefront of Sri Lanka’s banking sector, focusing on asset ... 7900
Interviews Mar 06 How Techcombank is driving growth and innovation in Vietnam’s banking sector Techcombank reported a 20.3% increase in profit before tax for 2024, driven by strong credit growth, digital innovation and fee-based income. CFO Alex... 18810
Site Visits Feb 19 Strategic investments drive customer-centric digital finance The second day of the Japan Innovation Study Tour 2025 provided an in-depth look at how Japan’s financial institutions are leveraging technology, st... 3180
Interviews Nov 24 Canadia Bank balances prudence, innovation and community engagement amid market challenges Canadia Bank, under CEO Raymond Sia, is navigating Cambodia’s evolving financial landscape with a focus on stability, digital transformation, and co... 5478
Site Visits Oct 17 China's AI innovation explores the intersection of finance, technology and regulation Day 1 of The Banking Academy Beijing AI Innovation Study Tour 2024 provided delegates with an in-depth view of China’s advances in fintech, platform... 7634
Interviews Sep 11 HSBC revamps trade finance with strategic collaborations and client-centric solutions In response to shifting global trade patterns, HSBC is refocusing its efforts through its newly rebranded Global Trade Solutions. It is embracing dat... 9139
Interviews Aug 02 DANA’s Sasono: “Differentiate between GenAI hype and fundamentals” Norman Sasono, chief technology officer (CTO) of Indonesia-based digital wallet and payment company, DANA... 10094
Interviews Jul 02 Cake Vietnam digital bank aims for profitability by end 2024 Leveraging advanced AI, the bank aims to be among the top 5% of profitable digital-only banks globally by the end of 2024, transforming digital bankin... 8786
Interviews Apr 29 Sean Kiernan on blockchain: “Crypto bridges real-world capital needs” Banking innovator Sean Kiernan from Greengage discussed how they use crypto-collateralised loans to help SMEs, stressing the importance of partnership... 5525
Perspectives Mar 15 AI, regulatory shifts, and digital bank expansion to define fintech in 2024 Generative AI revolutionises banking operations, regulatory frameworks adapt to innovation, and digital banks expand in global markets, marking signif... 9483
Speeches and Presentations Mar 08 Digital Banking Annual Meeting 2024: Shaping the future through AI Industry leaders converged in Seoul to explore the transformative potential of emerging technologies like AI and blockchain, and highlighted the imper... 3554
Speeches and Presentations Mar 08 Digital Banking Annual Meeting 2024: Shaping the future through AI Industry leaders converged in Seoul to explore the transformative potential of emerging technologies like AI and blockchain, and highlighted the imper... 28554
Interviews Feb 21 SBI’s Krishnan: “We prioritise high availability, scalability and security” Vidya Krishnan discusses YONO’s global expansion and its integrated super app strategy, catering to diverse customer needs with over 60 million regi... 3789
Excerpt Feb 20 HNB drives growth amid Sri Lanka's economic odds Hatton National Bank (HNB) defies Sri Lanka's macroeconomic constraints by delivering outstanding retail banking performance in 2023. Sanjay Wijemanne... 4936
Current Account Feb 20 US banks confront challenges in shifting commercial real estate dynamics As commercial property prices decline due to a pandemic-induced decrease in office space demand, US banks are boosting provisions for credit losses, p... 5432
Current Account Feb 13 Evergrande liquidation forces ripple effect on China’s property sector In late January, troubled real estate giant Evergrande was liquidated, unable to reach agreements with creditors over its staggering debts exceeding $... 5961
Opinion Feb 13 SVB collapse sets off underwriting-risk alarm Silicon Valley Bank’s 2023 collapse continues to raise concerns in the echo chambers of the banking sector over slack lending practices and underwri... 5188
Excerpt Jan 30 Late entrant Toss Bank leverages advanced tech to disrupt and lead Toss Bank, led by CEO Hong Min-taek, shakes up South Korea's digital banking scene with innovation, daily interest payouts, and efficiency, positionin... 9874
Interviews Jul 08 Alejandro McCormack: “N1CO, first digital bank in El Salvador” Alejandro McCormack, COO and executive director of N1CO discussed with Emmanuel Daniel how N1CO, a digital bank in El Salvador is leading the financia... 24485
Apr 21 Big tech credit expected to reach $1 trillion by 2023 Digital and incumbent banks face growing threats from big tech and payment platforms that are evolving into full-scale financial services players. La... 12897
Apr 20 Zhixin Investment’s Lian Ping: “China’s capital market will soon become the world’s largest” Lian Ping is chief economist of Zhixin Investment, president of Zhixin Investment Research Institute and president of the China Chief Economist Forum,... 39910
interviews Jan 11 Alex Bank’s Simon Beitz: “We focus on a higher margin for risk opportunities in consumer finance” Simon Beitz, founder and CEO and Craig Fenwick, co-founder and CFO at Alex Bank share their business model, strategic plans for future growth and how ... 19959
interviews Jan 10 Gunung Capital’s Kimin Tanoto: “China will lead in the fight to lower carbon emissions in the whole of Asia” At the backdrop of the Glasgow Climate Pact, Kimin Tanoto and Kelvin Fu of Gunung Capital, shared how they are supporting portfolio companies to lower... 8421
Research Note Jul 23 Mox and ZA Bank lead Hong Kong’s virtual bank race A year after Hong Kong issued eight digital banking licences, Mox and ZA Bank have emerged as the early leaders. Together with WeLab, the three banks ... 16836
Current Account Apr 26 Citi exits consumer banking to grow Asia wealth management business to $450 billion by 2025 US multinational investment bank and financial services company Citi plans to shut down its consumer banking operations in 13 countries... 10165
Current Account Apr 26 Central bank proposes domestic card scheme for South Africans The South African Reserve Bank, the country’s central bank, published a consultation paper that looks into the possibility of setting up a first-eve... 8566
interviews Apr 14 FinAccel's Garg: "Credit data is a challenge for BNPL in Indonesia" Akshay Garg, CEO and founder of FinAccel that operates the credit finance platform Kredivo, shared challenges and strategic perspectives of credit-bas... 12441
Current Account Mar 10 Funding Societies’ Teo: “We brought our cash burn down by about 50%” Kelvin Teo, group CEO of Funding Societies, shares key challenges faced during the pandemic and the initiatives needed to address growing credit risks... 15360
Opinion Aug 24 Responsible lenders must respond to COVID-19’s realities What should a responsible lending business look like? Against the backdrop of COVID-19, the answer isn’t so straightforward. ... 6721
Current News Jun 20 A group of leading banks promote greener global shipping through The Poseidon Principles ... 4066
Research Note Apr 15 New players, new practices and new technologies in an evolving payments landscape Several key themes emerged amidst the many discussions by global leaders in payments, including QR code, blockchain, credit card schemes, fintech and ... 6006
Opinion Apr 02 Navigating Asia’s growing private credit markets As Asia-focused hedge funds underperform and SME funding leaving a lot to be desired, alternative investors are turning to the debt markets… ... 5953
Opinion Apr 01 "Apple's new credit card is just an incremental change that reinforces the dominance of banks in the digital finance space" Apple's new digital credit card, launched with Goldman Sachs, only buys the Western players a little more time in democratising payments and catching... 5539
Research Note Feb 28 Despite rapid digitisation of payments in China, credit card usage will reach new heights by 2020 Chinese credit card industry exploded over the past two years, with growth rates being recorded in the number of credit cards issued and outstanding ... 19038
Opinion Sep 27 Card service tax will drive down Malaysia’s credit cards-in-force in 2019-2020 ... 10048
Co-published Dec 07 CMB experiments with emerging technologies and social media channels to boost credit card business ... 6305
Round Up Nov 21 Highlights from the Singapore Fintech Festival – Singapore’s role in the global financial technology community ... 4764
Interviews Mar 07 Interview Transcript: “The finance industry has created an environment so complex and beyond their cleverness to run” ... 22134
Interviews Mar 07 Interview Transcript: “The finance industry has created an environment so complex and beyond their cleverness to run” ... 5004
Research Note Feb 03 Retail banking in the United Arab Emirates: Evolving and already competitive ... 5949
Research Note Jan 05 Hong Kong banks: increasing retail operations under a tighter regulatory regime ... 7647
Research Note Feb 25 Australia focused on sustaining growth in 2015 Can the industry withstand the current combination of low interest rates, strong housing price growth and higher household indebtedness?... 2917
co-published video Dec 09 China Citic Bank wins the Best Customer Relationship Management Award in China for 2013 ... 4717
Interviews Aug 28 “We are complementary traditional credit score and come in only when there is no traditional data”: Friendly Score’s Bazine ... 6119
