Perspectives Mar 15 AI, regulatory shifts, and digital bank expansion to define fintech in 2024 Generative AI revolutionises banking operations, regulatory frameworks adapt to innovation, and digital banks expand in global markets, marking signif... 7061
Perspectives May 05 Technology, the game changer in climate-risk disclosure by companies seeking ESG investors The lack of a global standard for disclosure for companies reporting climate-related risks and opportunities have led central banks to propose technol... 8875
Perspectives May 05 Technology, the game changer in climate-risk disclosure by companies seeking ESG investors The lack of a global standard for disclosure for companies reporting climate-related risks and opportunities have led central banks to propose technol... 1018
Perspectives Apr 20 Financial risks after SVB and Credit Suisse—scanning for sources of future instability The party came to an end with the collapse of US banks and Credit Suisse, and the industry must be wary of the sources of future instability... 2746
Perspectives Apr 04 Thailand moves closer to the launch of digital-only banks Competition will be stiff for the three digital banking licences that Bank of Thailand plans to issue next year since finalising its framework on the ... 10560
Perspectives Mar 29 Closing the generation gap in wealthy families Studying how Asian families manage wealth from one generation to the next has led advisors to enhance how they work with high-net-worth families... 957
Perspectives Mar 28 Closing the generation gap in wealthy families Studying how Asian families manage wealth from one generation to the next has led advisors to enhance how they work with high-net-worth families... 8757
Perspectives Mar 15 Starling’s Engine grows SaaS business with mobile-first platform Sam Everington, CEO of Engine, Starling Bank’s technology arm, discussed the advantages of the cloud-native and modular Software-as-a-Service bankin... 6551
Perspectives Mar 09 Edge computing boosts branch banking in risk management and data governance By combing various technologies such as artificial intelligence, big data, 5G, and internet of things, edge computing is a viable solution to issues s... 1148
Perspectives Feb 15 Did FTX collapse sound the death knell for crypto exchanges? The collapse of cryptocurrency giant FTX in late 2022 sent shockwaves throughout the crypto world. Previously valued at $32 billion, FTX filed for ban... 1201
Perspectives Feb 13 Indian banks pivot to modernising core architecture Growing transaction volumes are pushing Indian banks to rethink technology architecture to integrate cloud and data capabilities to meet growing trans... 2126
Perspectives Feb 13 wCBDC payments edge closer to reality but not without considerations Central banks worldwide increasingly recognise the benefits of wholesale central bank digital currencies (wCBDCs) in making remittances and other cros... 993
Perspectives Jan 30 Chinese private banks strengthen philanthropic planning services in line with President Xi’s ‘common prosperity’ goal Chinese private banks are upgrading philanthropic planning services to cater to increased demand following the country’s ‘common prosperity’ pol... 773
Perspectives Jan 16 SEA digital wallets to grow by 17% CAGR until 2025, boosted by e-commerce Digital wallets are driving a transformation of financial services around the world. The gross transaction value of all platforms in Southeast Asia gr... 2092
Perspectives Jan 09 Chinese banks end robo-advisory services amid increased scrutiny China Merchant Bank (CMB), Industrial and Commercial Bank of China (ICBC) and other major Chinese commercial banks have stopped robo-advisory services... 1278
Perspectives Dec 28 COP27 has little direct effect on HNWIs Many HNWIs took action after COP26 to reduce the effect of climate change, but despite the expectation that more will be done, COP27 failed to deliver... 7841
Perspectives Dec 28 Are there new lessons to be learnt from the FTX collapse? In the wake of the collapse of the FTX Group, questions are being asked about whether all players in the cryptocurrency sector suffer from the same go... 3891
Perspectives Dec 28 COP27 has little direct effect on HNWIs Many HNWIs took action after COP26 to reduce the effect of climate change, but despite the expectation that more will be done, COP27 failed to deliver... 1125
Perspectives Dec 16 UAE banks riding the eKYC wave UAE launched its KYC Blockchain Platform in February 2020. This national ecosystem allows data sharing between licensing authorities and banks in the ... 6018
Perspectives Dec 09 DBS, and other banks to benefit from opportunities in the metaverse More financial players and commercial banks are experimenting in the metaverse. However, it is unclear whether customers will adopt these ventures in ... 5681
Perspectives Sep 01 Egypt's mobile wallet penetration to reach 50% in 2025 The Egyptian government introduced several initiatives such as developing its information and communication technology (ICT) infrastructure, fostering... 14443
Perspectives Aug 31 Henan bank crisis weakens China's financial security The crisis at Henan rural banks involves more than 400 thousand depositors across China, and is estimated to cause at least RMB 40 billion ($5.99 bill... 4054
Perspectives Jul 28 New swap agreement to hasten RMB internationalisation Despite China’s contribution to international trade, which has risen from 4% in 2000 to 12% in 2021, the share of RMB transactions in the global set... 6022
Perspectives Jul 20 Value of top 20 cryptocurrencies plunged 60% in July 2022 More than a third of the 31,000 cryptocurrencies have disappeared from marketplaces, with many more recording large losses in valuation, despite the i... 8106
Perspectives Jun 21 China's green loan balance to hit $3.3 trillion by end 2022 China has the largest green loan balance in the world, estimates place its green loan balance at $ 3.3 trillion by end of 2022... 1378
Perspectives Jun 21 China's green loan balance to hit $3.3 trillion by end 2022 China has the largest green loan balance in the world, estimates place its green loan balance at $3.3 trillion by end of 2022 ... 13169
Perspectives Jun 20 Bank Danamon’s Itagaki: “Danamon’s synergy with MUFG leverages local brand and management in Indonesia” In this RadioFinance session, Yasushi Itagaki, CEO of Bank Danamon discussed how Indonesia responded to the COVID-19 pandemic, and how the bank inten... 2347
Perspectives May 24 The metaverse race accelerates Several organisations have jumped on the metaverse bandwagon with alacrity, investing in technology and digital assets to gain from its potential, but... 4602
Perspectives May 23 Outages unsettle global cloud market With increased flexibility, cost effectiveness, and overall performance, moving digital infrastructure to the cloud is slowly becoming best practice f... 4100
Perspectives May 20 Project Dunbar next-generation payment raises more questions than answers Multi-CBDCs will allow international settlements on a single platform, streamlining cross-border payments. Project Dunbar offers insights and challeng... 6142
Perspectives Apr 21 Big tech credit expected to reach $1 trillion by 2023 Digital and incumbent banks face growing threats from big tech and payment platforms that are evolving into full-scale financial services players. La... 12309
Perspectives Apr 18 BNPL to lose $5.2 billion in Asia Pacific by 2025 Buy now, pay later (BNPL) schemes in Asia Pacific lag behind other markets in usage and profitability despite early investor excitement over this late... 36002
Perspectives Apr 18 Alternative SME financing in Asia Pacific to grow two or more times by 2022 Alternative business lending by SME focused digital banks and P2P/marketplace platforms are battling operating and market challenges to set out on a ... 11102
Perspectives Mar 24 Rise of digital banks in Africa: Challenges and opportunities Africa-focused digital banks seeking to plug the financial services gap of the unbanked face a market of about 300 million potential customers. Having... 7337
Perspectives Mar 16 eNaira to narrow financial inclusion gap in Nigeria Africa’s largest economy joins the growing list of countries turning to digital money to cut transaction costs and get more people to participate in... 9714
Perspectives Mar 10 BNPL in Africa to reach $7.18 bn in 2022 Africa represents a large growth opportunity for buy-now-pay-later (BNPL) service providers. With increased digitisation and smartphone penetration ac... 12144
Perspectives Mar 10 Would rate hike necessarily widen NIM? With market participants anticipating a hike in rates soon, will the good old days of wider NIMs come back? Not necessarily as maturity of assets/loan... 5039
Perspectives Mar 09 Has the RMB become a safe haven currency? The increased use of the renminbi for international payments and investments in China’s capital markets by foreign investors, has seen demand and va... 17547
Perspectives Mar 01 Banks face escalating battle in fight against digital fraud With the proliferation of digital frauds in consumer and corporate banking, innovative mechanisms beyond bolstering the security of digital banking ar... 9008
Perspectives Feb 14 How will data centre investments in the Middle East benefit the financial services industry? The increased usage of IoT, big data analytics, artificial intelligence (AI), and machine learning (ML) by big techs and financial institutions (FIs) ... 4735
Perspectives Feb 14 UAE aims to become crypto hub of the Middle East The UAE has succeeded in luring multinational firms to operate such as Kraken, eToro, Alvexo, Coinbase, Binance, and Coinmama out of the ADGM.... 9889
Perspectives Feb 13 Middle East open banking boosts fintech ecosystem The Middle East financial sector has witnessed a significant growth in the fintech ecosystem. Many countries in the region have robust banking system... 7722
Perspectives Feb 07 China's looming demographic challenge China's birth rate plummeted to a record low last year, despite the implementation of the universal three-child policy, official data from China’s N... 3852
Perspectives Feb 04 China's EV market faces $8bn financing gap China, the world's largest electric vehicle (EV) market, recently announced policy changes to eliminate EV subsidy by 2023 to increase efficiency of t... 19555
Perspectives Feb 03 Seizing the “little giants”: Opportunities for China’s city and regional commercial banks Under the government’s full-scale plan to nurture technology-based SMEs, local banks are competing for startups that would be future giants.... 3089
Perspectives Jan 14 Will stock markets see a historic crash or unprecedented rally in 2022? Numerous governments and central banks have launched series of fiscal and monetary policies to stimulate the economy while launching various health an... 6116
Perspectives Jan 14 Lawmakers address energy consumption of crypto mining Governments and regulators worldwide are taking measures to address the negative environmental impact of Bitcoin mining. ... 4622
Perspectives Jan 14 DeFi risks and hacks on the rise 2021 marked two trends in the crypto sector: the massive explosion of crypto-assets and the multitude of hacker attacks that led to significant risks.... 4466
Perspectives Mar 01 Supply chain outlook in 2022 dims by higher shipping prices and dwell times As escalating shipping freight costs and geo-political developments disrupt supply chains in 2022, companies are increasing their share of local sourc... 871