Research Note Feb 22 Indonesia: Bank Central Asia and Bank Mandiri—Spurring retail loans and exploring digital lending Macroeconomic situation in Indonesia Indonesia encountered its weakest year in 2014 amid an unstable world economy. Compar... 7172
Research Note Feb 22 Retail payment trends in Asia Pacific Technological advances are changing the retail payment landscape significantly. Continuous retail payment innovat... 5765
Research Note Feb 22 Proactive—The new buzzword in the transformation at the Central Bank of the United Arab Emirates Multiple government institutions are restrategising and taking proactive measures for the future. Combined with de-risking, dollar clearing, and an... 4188
Interviews Feb 22 Interview Transcript: “Banks cannot compete with P2P unless they are digital banks" Emmanuel Daniel (ED): As purveyor of all that is happening in the fintech space around the world, you collect all of that insight in terms ... 3312
Research Note Feb 22 From building digital capabilities to digital transformation Banks have embarked on a digitisation of products and services to reduce their operating costs... 4408
News Analysis Feb 22 Broad brush or targeted digital marketing: How much is too much? P&G have decided to complement targeted social media marketing with more broad based tactics Leading banks have been adopting ... 4071
Research Note Feb 22 Shinhan Bank’s full service biometric-enabled digital kiosks to takeover role of its branches Shinhan Bank has sought to improve digitisation, automation, and self-service capability by launching a fu... 4529
Co-published Feb 22 Enabling seamless customer experience through digital transformation of channels Asian Banker Research shows that a large component of direct retail sales (asset and liability products) is still focused on branches. Digit... 4134
Co-published Feb 22 Building a comprehensive cyber security framework for the digital era Protecting customers in multichannel environment is one of the biggest challenges for banks amidst increasing cyber threats A cybe... 4761
Research Note Feb 22 Non-bank players vie for customers in the digital payments arena Non-bank payment players have overtaken banks in terms of scale and usage Threats brought by non-bank players to commercial banks ... 3211
Research Note Feb 22 Will digital-only money transfer operators impact the global remittance market? The remittance business remains a large source of bank revenue although the amount being sent to developing countries has contracted 4608
Co-published Feb 22 video: Promoting an omni-channel experience <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">2238</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/what-we-learnt-from-the-digital-disruptors-in-china"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/CIT5.jpg" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Proceedings-Report"> Proceedings Report</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/what-we-learnt-from-the-digital-disruptors-in-china">What we learnt from the digital disruptors in China </a></h3> <p> <ul> <li>The Asian Banker held the China Innovation Tour from November 21-25, which included site visits in selected banks, companies, innovation labs...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">5582</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article 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uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/making-digital-banking-a-profit-centre">Making digital banking a profit centre </a></h3> <p> <ul> <li>Shinhan Bank launched Sunny Bank in 2016 to digitalise the bank's retail banking assets</li> <li>Sunny Bank used big data analytics to ass...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">3810</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/asia-pacific-banks-are-leveraging-on-technology-to-remain-competitive-in-a-muted-unsecured-loan-market"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/Businessment-shaking-hands-with-money2.png" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Research-Note"> Research Note</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/asia-pacific-banks-are-leveraging-on-technology-to-remain-competitive-in-a-muted-unsecured-loan-market">Asia Pacific banks are leveraging on technology to remain competitive in a muted unsecured loan market </a></h3> <p> <ul> <li>Tighter 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style="display: inline !important;">From payments to supply chain, transaction banks are facing increasingly fierce competition from both tradition...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">2580</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/tab-markets-are-now-disrupted-edit-kd-(-without-standfirst-and-bullets)"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/Smartphone mobile banking.jpg" 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href="https://live.theasianbanker.com/updates-and-articles/banks-must-stop-living-in-the-past">Banks must stop living in the past </a></h3> <p> <ul> <li>Fast-pace change in the banking industry demanded institutions to rethink strategy, adopt leaner, agile and collaborative models</li> <li>F...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">5920</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/paytm-payments-banks-satti-create-new-use-cases-and-innovate-to-grow"> <img loading="lazy" 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href="https://live.theasianbanker.com/updates-and-articles/consumers-want-speed-–-a-leading-edge-user-experience-is-key-to-onboarding-success"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/Consumers-want-speed-A-leading-edge.png" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Research-Note"> Research Note</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/consumers-want-speed-–-a-leading-edge-user-experience-is-key-to-onboarding-success">Consumers want speed – A leading-edge user experience is key to onboarding success </a></h3> <p> <ul> <li>Banks lag far behind customers’ expectations for seamless digital onboarding</li> <li>Financial institutions (FIs) are at risk from start...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">7610</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/china,-india-and-thailand-lead-asia-pacific-in-the-growth-of-retail-mobile-payments"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/China-India-and-Thailand-lead-Asia-Pacific.png" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Datafiles"> Datafiles</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/china,-india-and-thailand-lead-asia-pacific-in-the-growth-of-retail-mobile-payments">China, India and Thailand payments surge ahead </a></h3> <p> <p>The retail payment landscape continues to change dramatically in Asia Pacific as players focus on innovation.</p> <p><strong>China</strong></p> <...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">11216</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div 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transaction banking in Asia Pacific in May was not une...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">15030</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/financial-services-industry-outlook-for-2019"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/businesswoman standing on ladder.png" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Interviews"> Interviews</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/financial-services-industry-outlook-for-2019">FINANCIAL SERVICES INDUSTRY OUTLOOK FOR 2019 </a></h3> <p> <p>The move by Deutsche Bank to appoint an institution veteran, David Lynne, to head its global transaction banking in Asia Pacific in May was not une...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">1553</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/ngc’s-lim:-amid-shifting-horizons,-regional-crypto-regulations-pave-the-way-towards-a-more-certain-future"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/tabmanila/Bitcoin-exchange-to-dollar-rate.png" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Opinions"> Opinions</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/ngc’s-lim:-amid-shifting-horizons,-regional-crypto-regulations-pave-the-way-towards-a-more-certain-future">NGC’s Lim: "Amid shifting horizons, regional crypto regulations pave the way towards a more certain future" </a></h3> <p> <p> The Asia Pacific region has emerged at the forefront of cryptocurrency adoption with burgeoning financial hubs like Hong Kong, South Korea, and S...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">8779</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/fincross-internationals-lavegardi:-we-are-on-the-precipice-of-a-financial-revolution,-the-age-of-asset-tokenisation-has-begun"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/tabmanila/EssiLegavard-How-closereal-is-the-financial-industry.png" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Opinions"> Opinions</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/fincross-internationals-lavegardi:-we-are-on-the-precipice-of-a-financial-revolution,-the-age-of-asset-tokenisation-has-begun">Fincross International's Lavegardi: "We are on the age of asset tokenisation" </a></h3> <p> <p>We are on the precipice of a financial revolution, a new internet of money that will fundamentally change the way society distributes value and cap...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">15923</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/ctbc-banks-tung:-“about-half-of-our-income-will-come-from-overseas”"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/tabmanila/TAB-CTBC-Banks-Tung.png" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Interviews"> Interviews</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/ctbc-banks-tung:-“about-half-of-our-income-will-come-from-overseas”">CTBC Bank's Tung: “About half of our income will come from overseas” </a></h3> <p> <p>CTBC Bank, the largest private commercial bank in Taiwan, is actively expanding overseas to escape the constraints of a highly competitive and satu...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">17127</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/apples-new-credit-card-is-just-an-incremental-change-that-simply-reinforces-the-dominance-of-banks-in-the-digital-finance-space"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/tabmanila/ED-opinion-about-apple.jpg" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Opinions"> Opinions</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/apples-new-credit-card-is-just-an-incremental-change-that-simply-reinforces-the-dominance-of-banks-in-the-digital-finance-space">"Apple's new credit card is just an incremental change that reinforces the dominance of banks in the digital finance space" </a></h3> <p> <p>Behind the Apple digital card is Goldman Sachs Retail. 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onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/"> </php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/chinese-version-webank-recorded-best-financial-growth-among-peer-banks-with-excellent-digital-service">微众银行在财务业绩、人工智能及区块链技术的应用方面处于领先地位 </a></h3> <p> <ul> <li>WeBank的营业收入同比增长了33.69%，位居行业首位</li> <li>微众银行牵头创建了FISCO BCOS社区，已被数百个应...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">3838</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> 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href="https://live.theasianbanker.com/categories/Excerpt"> Excerpt</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/the-future-of-finance-and-innovation-in-riyadh-and-saudi-arabia">The future of finance and innovation in Riyadh and Saudi Arabia </a></h3> <p> <p class="p1">In a recent dialogue with Banque Saudi Fransi’s Millaniyage Nuwan Perera, head of global transaction solutions, and Ali Najim Alkhamis...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">3336</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article 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class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/experiencing-tomorrows-innovations-at-emirates-nbds-branch-of-the-future">A look at Emirates NBD's attempt to shape the future of banking </a></h3> <p> ...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">6508</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/singapore-introduces-initiatives-to-boost-banks-role-in-payments-and-expansion-into-non-financial-businesses"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/20170727-Singapore-introduces-initiatives-to-boost-banks-role-in-payments-and-expansion-into-non-financial-businesses.jpg" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/TABLive"> TABLive</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/singapore-introduces-initiatives-to-boost-banks-role-in-payments-and-expansion-into-non-financial-businesses">Singapore introduces initiatives to boost banks' role in payments and expansion into non-financial businesses </a></h3> <p> <p><em>Here is the transcript:</em></p> <p><strong>Wee Ee Cheong:</strong> To enhance commuters’ convenience, ABS has been working with the Land Tr...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">7040</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/fidor-banks-kroner-we-look-closely-to-amazon-towards-becoming-a-financial-marketplace"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/11122017-Fidor-Banks-Kröner-Matthias.jpg" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/TABLive"> TABLive</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/fidor-banks-kroner-we-look-closely-to-amazon-towards-becoming-a-financial-marketplace">Fidor Bank's Kröner: "We look closely to Amazon towards becoming a financial marketplace" </a></h3> <p> <ul> <li>Matthias Kröner explained that Fidor FinanceBay provides a holistic product experience, allowing consumers to find different financial ser...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">3862</span> </div> <div class="social_media"> <ul> <li><a 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Moment" </a></h3> <p> <p><em>Here's the transcript</em></p> <p>Good morning. 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href="https://live.theasianbanker.com/categories/co-published-video"> co-published video</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/imagining-the-future-bank-part-1">Imagining "The Future Bank" Part I </a></h3> <p> <!--<ul> <li>Cedric Jeanson shared that BitSpread recognised the need for the blockchain ecosystem to receive some liquidity</li> <li>The company en...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">4282</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/imagining-the-future-bank-part-2"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/Imagining-The-Future-Bank-part2.jpg" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/co-published-video"> co-published video</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/imagining-the-future-bank-part-2">Imagining "The Future Bank" Part II </a></h3> <p> <!--<ul> <li>Cedric Jeanson shared that BitSpread recognised the need for the blockchain ecosystem to receive some liquidity</li> <li>The company en...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">2948</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/building-tomorrows-banks-today"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/bt_b.jpg" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/co-published-video"> co-published video</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/building-tomorrows-banks-today">Building Tomorrow’s Banks Today </a></h3> <p> <!--<ul> <li>Cedric Jeanson shared that BitSpread recognised the need for the blockchain ecosystem to receive some liquidity</li> <li>The company en...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">5319</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/(sponsored-content)-dbs-enhances-digital-banking-experience-with-video-teller-machines"> <img loading="lazy" src="https://live.theasianbanker.com/uploads//uploads/dbs-enhances-digital.jpg" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/TABLive"> TABLive</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/(sponsored-content)-dbs-enhances-digital-banking-experience-with-video-teller-machines">(Sponsored Content) DBS enhances digital banking experience with Video Teller Machines </a></h3> <p> ...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">17528</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/the-asian-banker-beijing-financial-innovation-showcase-and-competition-2018"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/tabmanila/Future-of-Finance-Summit-2018.png" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Speeches-and-Presentations"> Speeches and Presentations</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/the-asian-banker-beijing-financial-innovation-showcase-and-competition-2018">Artificial Intelligence shines as key enabling technology among fintechs in Beijing Financial Innovation Showcase and Competition </a></h3> <p> <p><em>Here is the transcript:</em></p> <p><strong>Sheetal Mayekar:</strong> The first thing is that currently there is not a single platform where d...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">12355</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/mckinsey’s-bruno-and-chaudhuri:-“-fintechs-don’t-see-payments-as-a-means-of-profitability,-they-see-payments-as-a-source-of-data”"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/tabmanila/Philip.png" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Interviews"> Interviews</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/mckinsey’s-bruno-and-chaudhuri:-“-fintechs-don’t-see-payments-as-a-means-of-profitability,-they-see-payments-as-a-source-of-data”">Mckinsey’s Bruno and Chaudhuri: “ Fintechs don’t see payments as a means of profitability, they see payments as a source of data” </a></h3> <p> <ul> <li>Bruno elaborates on the rapid growth of payments, particularly in China and the rest of Asia</li> <li>He talks about the growth of alternat...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">9083</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/bank-central-asia-taps-digital-technology-and-huge-personnel-to-improve-customer-experience"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/tabmanila/TAB-Bank-Central-Asia-taps-digital-02192019.PNG" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/TABLive"> TABLive</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/bank-central-asia-taps-digital-technology-and-huge-personnel-to-improve-customer-experience">Bank Central Asia taps digital technology and huge personnel to improve customer experience </a></h3> <p> Here is the transcript:<br> As the leading bank in Indonesisia, Bank Central Asia (BCA) depends on the collective contribution of employeees at all...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">3723</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/ping-an-banks-xie-those-who-focus-on-technologies-will-be-the-winners"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/tabmanila/Ping-An-Bank-Xie-cover.jpg" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Interview"> Interview</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/ping-an-banks-xie-those-who-focus-on-technologies-will-be-the-winners">Ping An Bank’s Xie: “Those who focus on technologies will be the winners” </a></h3> <p> <p><em>Here is the transcript of the video:</em></p> <p>Ping An Bank has made remarkable progress to transform itself into a smart retail bank since ...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">13193</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a 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to small businesses </a></h3> <p> <p class="p1">Malaysia, the sixth most populous country in Southeast Asia, has a nominal gross domestic product exceeding $370 billion, boasting over ...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">9907</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/personalisation-and-virtual-reality-to-disintermediate-conventional-banks"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/tabmanila/Thumbnail_ED-Summit-dinner-speech-NoTitle.jpg" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Speeches-and-Presentations"> Speeches and Presentations</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/personalisation-and-virtual-reality-to-disintermediate-conventional-banks">Personalisation and virtual reality to disintermediate conventional banks </a></h3> <p> <div class="OutlineElement Ltr SCXW53816898 BCX0"> <p class="Paragraph SCXW53816898 BCX0"><span class="TextRun SCXW53816898 BCX0" lang="EN-PH" xml:la...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">335</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a href="https://live.theasianbanker.com/updates-and-articles/bcs-leverages-aws-cloud-solution-for-cross-border-real-time-payments"> <img loading="lazy" src="https://live.theasianbanker.com/uploads/uploads/tabmanila/TABLive-AWSxBCS-01.webp" onerror="this.onerror=null;this.src='https://live.theasianbanker.com/public/images/banner-slider/Image-Not-Found.svg'" alt=""> </a> </div> <div class="post_category d-flex justify-content-between"> <a href="https://live.theasianbanker.com/categories/Interviews"> Interviews</php></a> <div class="post_date"> <span class="uil uil-calendar-alt"> Feb 22 </span> </div> </div> </div> <div class="post_content"> <h3><a href="https://live.theasianbanker.com/updates-and-articles/bcs-leverages-aws-cloud-solution-for-cross-border-real-time-payments">BCS leverages AWS cloud solution for cross-border real-time payments </a></h3> <p> <ul class="ul1"> <li class="li1"><em>Simplified cross-border payments</em></li> <li class="li1"><em>Focus on speed, security, cost-effectiveness</em...</p> <div class="d-flex justify-content-between"> <div class="view_count"> <i class="fa-solid fa-eye"></i> <span class="count">9477</span> </div> <div class="social_media"> <ul> <li><a href="javascript:vodid(0);" data-bs-toggle="modal" data-bs-target="#social-media"><i class="fa-solid fa-share-nodes"></i></a></li> </ul> </div> </div> </div> </article> </div> <div class="col-sm-12 col-md-4 col-lg-3 col-xl-3 col-xs-12"> <article class="single_post"> <div class="article_img"> <div class="img_wrap"> <a 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<option data-countrycode="FK" value="500">Falkland Islands (+500)</option> <option data-countrycode="FO" value="298">Faroe Islands (+298)</option> <option data-countrycode="FJ" value="679">Fiji (+679)</option> <option data-countrycode="FI" value="358">Finland (+358)</option> <option data-countrycode="FR" value="33">France (+33)</option> <option data-countrycode="GF" value="594">French Guiana (+594)</option> <option data-countrycode="PF" value="689">French Polynesia (+689)</option> <option data-countrycode="GA" value="241">Gabon (+241)</option> <option data-countrycode="GM" value="220">Gambia (+220)</option> <option data-countrycode="GE" value="7880">Georgia (+7880)</option> <option data-countrycode="DE" value="49">Germany (+49)</option> <option data-countrycode="GH" value="233">Ghana (+233)</option> <option data-countrycode="GI" value="350">Gibraltar (+350)</option> <option data-countrycode="GR" value="30">Greece (+30)</option> <option data-countrycode="GL" value="299">Greenland (+299)</option> <option data-countrycode="GD" value="1473">Grenada (+1473)</option> <option data-countrycode="GP" value="590">Guadeloupe (+590)</option> <option data-countrycode="GU" value="671">Guam (+671)</option> <option data-countrycode="GT" value="502">Guatemala (+502)</option> <option data-countrycode="GN" value="224">Guinea (+224)</option> <option data-countrycode="GW" value="245">Guinea - Bissau (+245)</option> <option data-countrycode="GY" value="592">Guyana (+592)</option> <option data-countrycode="HT" value="509">Haiti (+509)</option> <option data-countrycode="HN" value="504">Honduras (+504)</option> <option data-countrycode="HU" value="36">Hungary (+36)</option> <option data-countrycode="IS" value="354">Iceland (+354)</option> <option data-countrycode="IN" value="91">India (+91)</option> <option data-countrycode="ID" value="62">Indonesia (+62)</option> <option data-countrycode="IR" value="98">Iran (+98)</option> <option data-countrycode="IQ" value="964">Iraq (+964)</option> <option data-countrycode="IE" value="353">Ireland (+353)</option> <option data-countrycode="IL" value="972">Israel (+972)</option> <option data-countrycode="IT" value="39">Italy (+39)</option> <option data-countrycode="JM" value="1876">Jamaica (+1876)</option> <option data-countrycode="JP" value="81">Japan (+81)</option> <option data-countrycode="JO" value="962">Jordan (+962)</option> <option data-countrycode="KZ" value="7">Kazakhstan (+7)</option> <option data-countrycode="KE" value="254">Kenya (+254)</option> <option data-countrycode="KI" value="686">Kiribati (+686)</option> <option data-countrycode="KP" value="850">Korea North (+850)</option> <option data-countrycode="KR" value="82">Korea South (+82)</option> <option data-countrycode="KW" value="965">Kuwait (+965)</option> <option data-countrycode="KG" value="996">Kyrgyzstan (+996)</option> <option data-countrycode="LA" value="856">Laos (+856)</option> <option data-countrycode="LV" value="371">Latvia (+371)</option> <option data-countrycode="LB" value="961">Lebanon (+961)</option> <option data-countrycode="LS" value="266">Lesotho (+266)</option> <option data-countrycode="LR" value="231">Liberia (+231)</option> <option data-countrycode="LY" value="218">Libya (+218)</option> <option data-countrycode="LI" value="417">Liechtenstein (+417)</option> <option data-countrycode="LT" value="370">Lithuania (+370)</option> <option data-countrycode="LU" value="352">Luxembourg (+352)</option> <option data-countrycode="MO" value="853">Macao (+853)</option> <option data-countrycode="MK" value="389">Macedonia (+389)</option> <option data-countrycode="MG" value="261">Madagascar (+261)</option> <option data-countrycode="MW" value="265">Malawi (+265)</option> <option data-countrycode="MY" value="60">Malaysia (+60)</option> <option data-countrycode="MV" value="960">Maldives (+960)</option> <option data-countrycode="ML" value="223">Mali (+223)</option> <option data-countrycode="MT" value="356">Malta (+356)</option> <option data-countrycode="MH" value="692">Marshall Islands (+692)</option> <option data-countrycode="MQ" value="596">Martinique (+596)</option> <option data-countrycode="MR" value="222">Mauritania (+222)</option> <option data-countrycode="YT" value="269">Mayotte (+269)</option> <option data-countrycode="MX" value="52">Mexico (+52)</option> <option data-countrycode="FM" value="691">Micronesia (+691)</option> <option data-countrycode="MD" value="373">Moldova (+373)</option> <option data-countrycode="MC" value="377">Monaco (+377)</option> <option data-countrycode="MN" value="976">Mongolia (+976)</option> <option data-countrycode="MS" value="1664">Montserrat (+1664)</option> <option data-countrycode="MA" value="212">Morocco (+212)</option> <option data-countrycode="MZ" value="258">Mozambique (+258)</option> <option data-countrycode="MN" value="95">Myanmar (+95)</option> <option data-countrycode="NA" value="264">Namibia (+264)</option> <option data-countrycode="NR" value="674">Nauru (+674)</option> <option data-countrycode="NP" value="977">Nepal (+977)</option> <option data-countrycode="NL" value="31">Netherlands (+31)</option> <option data-countrycode="NC" value="687">New Caledonia (+687)</option> <option data-countrycode="NZ" value="64">New Zealand (+64)</option> <option data-countrycode="NI" value="505">Nicaragua (+505)</option> <option data-countrycode="NE" value="227">Niger (+227)</option> <option data-countrycode="NG" value="234">Nigeria (+234)</option> <option data-countrycode="NU" value="683">Niue (+683)</option> <option data-countrycode="NF" value="672">Norfolk Islands (+672)</option> <option data-countrycode="NP" value="670">Northern Marianas (+670)</option> <option data-countrycode="NO" value="47">Norway (+47)</option> <option data-countrycode="OM" value="968">Oman (+968)</option> <option data-countrycode="PW" value="680">Palau (+680)</option> <option data-countrycode="PA" value="507">Panama (+507)</option> <option data-countrycode="PG" value="675">Papua New Guinea (+675)</option> <option data-countrycode="PY" value="595">Paraguay (+595)</option> <option data-countrycode="PE" value="51">Peru (+51)</option> <option data-countrycode="PH" value="63">Philippines (+63)</option> <option data-countrycode="PL" value="48">Poland (+48)</option> <option data-countrycode="PT" value="351">Portugal (+351)</option> <option data-countrycode="PR" value="1787">Puerto Rico (+1787)</option> <option data-countrycode="QA" value="974">Qatar (+974)</option> <option data-countrycode="RE" value="262">Reunion (+262)</option> <option data-countrycode="RO" value="40">Romania (+40)</option> <option data-countrycode="RU" value="7">Russia (+7)</option> <option data-countrycode="RW" value="250">Rwanda (+250)</option> <option data-countrycode="SM" value="378">San Marino (+378)</option> <option data-countrycode="ST" value="239">Sao Tome & Principe (+239)</option> <option data-countrycode="SA" value="966">Saudi Arabia (+966)</option> <option data-countrycode="SN" value="221">Senegal (+221)</option> <option data-countrycode="CS" value="381">Serbia (+381)</option> <option data-countrycode="SC" value="248">Seychelles (+248)</option> <option data-countrycode="SL" value="232">Sierra Leone (+232)</option> <!-- <option data-countrycode="SG" value="65">Singapore (+65)</option> --> <option data-countrycode="SK" value="421">Slovak Republic (+421)</option> <option data-countrycode="SI" value="386">Slovenia (+386)</option> <option data-countrycode="SB" value="677">Solomon Islands (+677)</option> <option data-countrycode="SO" value="252">Somalia (+252)</option> <option data-countrycode="ZA" value="27">South Africa (+27)</option> <option data-countrycode="ES" value="34">Spain (+34)</option> <option data-countrycode="LK" value="94">Sri Lanka (+94)</option> <option data-countrycode="SH" value="290">St. Helena (+290)</option> <option data-countrycode="KN" value="1869">St. Kitts (+1869)</option> <option data-countrycode="SC" value="1758">St. Lucia (+1758)</option> <option data-countrycode="SD" value="249">Sudan (+249)</option> <option data-countrycode="SR" value="597">Suriname (+597)</option> <option data-countrycode="SZ" value="268">Swaziland (+268)</option> <option data-countrycode="SE" value="46">Sweden (+46)</option> <option data-countrycode="CH" value="41">Switzerland (+41)</option> <option data-countrycode="SI" value="963">Syria (+963)</option> <option data-countrycode="TJ" value="7">Tajikstan (+7)</option> <option data-countrycode="TH" value="66">Thailand (+66)</option> <option data-countrycode="TG" value="228">Togo (+228)</option> <option data-countrycode="TO" value="676">Tonga (+676)</option> <option data-countrycode="TT" value="1868">Trinidad & Tobago (+1868)</option> <option data-countrycode="TN" value="216">Tunisia (+216)</option> <option data-countrycode="TR" value="90">Turkey (+90)</option> <option data-countrycode="TM" value="7">Turkmenistan (+7)</option> <option data-countrycode="TM" value="993">Turkmenistan (+993)</option> <option data-countrycode="TC" value="1649">Turks & Caicos Islands (+1649)</option> <option data-countrycode="TV" value="688">Tuvalu (+688)</option> <option data-countrycode="UG" value="256">Uganda (+256)</option> <option data-countrycode="UA" value="380">Ukraine (+380)</option> <option data-countrycode="AE" value="971">United Arab Emirates (+971)</option> <option data-countrycode="UY" value="598">Uruguay (+598)</option> <option data-countrycode="UZ" value="7">Uzbekistan (+7)</option> <option data-countrycode="VU" value="678">Vanuatu (+678)</option> <option data-countrycode="VA" value="379">Vatican City (+379)</option> <option data-countrycode="VE" value="58">Venezuela (+58)</option> <option data-countrycode="VN" value="84">Vietnam (+84)</option> <option data-countrycode="VG" value="84">Virgin Islands - British (+1284)</option> <option data-countrycode="VI" value="84">Virgin Islands - US (+1340)</option> <option data-countrycode="WF" value="681">Wallis & Futuna (+681)</option> <option data-countrycode="YE" value="969">Yemen (North)(+969)</option> <option data-countrycode="YE" value="967">Yemen (South)(+967)</option> <option data-countrycode="ZM" value="260">Zambia (+260)</option> <option data-countrycode="ZW" value="263">Zimbabwe (+263)</option> </optgroup> </select> </div> </div> <div class="col-sm-12 col-md-6 col-lg-6 col-xl-6 col-xs-12"> <div class="form-group position-relative mb-lg-4 mb-4"> <input type="number" class="form-control" name="phonenumber" id="phonenumber" autocomplete="off" placeholder="Whatsapp No"> <i class="uil uil-whatsapp" ></i> </div> </div> <div class="col-sm-12 col-md-9 col-lg-9 col-xl-9 col-xs-12 col-9"> <div class="form-group position-relative mb-lg-4 mb-4"> <input type="number" class="form-control" name="securitycode" id="securitycode" autocomplete="off" placeholder="Security Code" pattern="/^-?\d+\.?\d*$/" onKeyPress="if(this.value.length==5) return false;"> <i class="uil uil-shield"></i> </div> </div> <div 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