Research Note Feb 22 “One Belt One Road” – China’s new growth strategy looks at westwards expansion The “One Belt One Road” (OBOR) initiative by China is arguably their most ambitious initiative to date. The project which was started in early ... 6563
Research Note Feb 22 Retail banking in the United Arab Emirates: Evolving and already competitive The banking industry in the United Arab Emirates (UAE) is moving towards recovery from the economic slowdown of p... 3901
News Analysis Feb 22 As China slows down, where would its next round of growth come from? In 1978, China opened up to the world, as the Communist Party slowly adopted a market economy. The economy steadily grew, rapidly picking up pace t... 2209
Research Note Feb 22 Retail payment trends in Asia Pacific Technological advances are changing the retail payment landscape significantly. Continuous retail payment innovat... 5766
Research Note Feb 22 The way forward for collaborating with non-banks The Egyptian retail banking sector is a largely untapped market, with over 53 million of the population unbanked ... 2832
Research Note Feb 22 Sands of Change Core to the optimism is the favorable growth in trade, especially with Asia, which according to Monetary Authority of Singapore, expanded five-fold... 3193
Research Note Feb 22 The problem is not adoption but use of technology According to the Saudi Arabia Monetary Authority Financial Stability Report 2015 (the report), banks in Saudi Arabia comprise the largest segment o... 2638
Research Note Feb 22 East and West African banks close gap with regional industry leaders in South Africa Within Africa, the South African banking sector has long been viewed as benchmark setters for industry best practice within the continent. However,... 3425
Interviews Feb 22 Interview Transcript: “The finance industry has created an environment so complex and beyond their cleverness to run” Emmanuel Daniel (ED): I'm very pleased to be able to speak to John Kay, economics commentator, professor, and someone who’s worked very c... 2710
News Analysis Feb 22 Half successful and half failed: The $1 billion cyber hacking attempt on Bangladesh Bank It is now being regarded as the world’s biggest attempted cyber heist on just one financial institution. An attempt to hack $1 billion from Bangl... 5618
Interviews Feb 22 Interview: “Mentoring start-ups allows us to think customer centricity and think differently” DBS Bank has invested over SGD 10 million ($7.2 million) in initiatives that will support the development of the startup ecosystem in Singapore ove... 2027
Interviews Feb 22 Interview: "The fintech ecosystem in London is collaborative and powerful” The UK is one of the fastest growing regions for fintech investment. According to UK Trade and Investment (UKTI), fintech deal volumes have been gr... 3300
Opinions Feb 22 Innovation the “regulatory sandbox” way In June 2015, Ravi Menon, head of the Monetary Authority of Singapore (MAS), was first to suggest “Innovation in a sandbox” as an a... 3967
Opinions Feb 22 Mobile is transforming the money culture and lives in Bangladesh The wide use of mobile phones, even among the world’s most financially disadvantaged, makes mobile money a viable alternative to physical currenc... 3773
Interviews Feb 22 Interview: “Nobody is too big to fail” The Asian Banker (TAB): How do you see the banking sector today compared to the pre-Lehman days in terms of size and overall stability? Bar... 2938
Interviews Feb 22 Interview: “Transparency is key in fintech credibility” Emmanuel Daniel, The Asian Banker (ED): I’ve been speaking to fintech originators and the entrepreneur community that has been building t... 4667
Opinions Feb 22 From fintech to techfin: data is the new oil When I arrived in Hong Kong slightly over a year ago to build a fintech accelerator, I knew three things. First, inspire my generation to j... 5050
Research Note Feb 22 Vietnam banks: Putting their money in retail banking and technology Vietnam’s banking sector suffers from problems of inefficiency, undercapitalisation, and increasing cross-ownership among banks, all of which hav... 9947
News Analysis Feb 22 David Li of The Bank of East Asia receives Leadership Lifetime Achievement Award 2016 David K.P. Li received The William “Bill” Seidman Awards for Lifetime Achievement in Leadership in the Financial Services Industry for 2016, w... 4319
Interviews Feb 22 Interview Transcript: “The worst you can do in challenging times is divert from a simple agenda” Emmanuel Daniel (ED): Ala’a Eraiqat, I’m very happy to have you here to speak with me today in your capacity as chief executiv... 3532
Research Note Feb 22 Is consumer finance becoming a larger part of retail banking? In the Asia Pacific region, the consumer finance business varies widely across countries. Among the markets cover... 7404
Interviews Feb 22 Interview Transcript: “The finance industry has created an environment so complex and beyond their cleverness to run” Emmanuel Daniel (ED): I'm very pleased to be able to speak to John Kay, economics commentator, professor, and someone who’s worked very c... 916
Interviews Feb 22 Interview Transcript: "We need to keep investing in technology and people driving technology" Emmanuel Daniel (ED): I am very pleased to speak today with Osama Al Rahma, chairman of the Foreign Exchange and Remittance Group, a centra... 3232
Research Note Feb 22 From building digital capabilities to digital transformation Banks have embarked on a digitisation of products and services to reduce their operating costs... 4411
News Analysis Feb 22 The scandal that is shaking Malaysia’s financial sector The scandal surrounding Malaysia’s 1MDB state development fund is making an impact on the country’s economy and banking system. 3568
Research Note Feb 22 Increasing credit card usage opens opportunities for Chinese banks China's credit card sector is becomi... 3462
Research Note Feb 22 Brexit and weaker economic growth hit HSBC's performance Heightened uncertainty after Brexit, higher regulatory costs, and lower consumer spending and investments ... 3789
Interviews Feb 22 Interview Transcript: “We try to think like our customers” Huy said ACB has focused on building its retail network after it went through massive restructuring due to a huge credit crisis Un... 2749
Research Note Feb 22 Can the digital payment wave weaken Mastercard's empire? Mastercard outlines its response to an increasingly fragmenting payments landscape It offers to support old and new customers alik... 3846
News Analysis Feb 22 Broad brush or targeted digital marketing: How much is too much? P&G have decided to complement targeted social media marketing with more broad based tactics Leading banks have been adopting ... 4073
Research Note Feb 22 Basel II: The precursor of an integrated risk management framework for Vietnamese banks Vietnamese banks are almost Basel II-compliant with the State Bank of Vietnam (SBV) instructing 10 banks to complete pilot practice by 2018<... 7362
News Analysis Feb 22 Cross-selling scandal at Wells Fargo is overhyped Wells Fargo employees have been pressured by ambitious and arbitrarily set sales targets ... 5212
Co-published Feb 22 Building a comprehensive cyber security framework for the digital era Protecting customers in multichannel environment is one of the biggest challenges for banks amidst increasing cyber threats A cybe... 4763
Research Note Feb 22 Blockchain: Collaboration and interoperability to drive adoption Blockchain technology has received strong interest from financial institutions as it helps remove inefficiencies in trade settlement processe... 2771
News Analysis Feb 22 Relooking the transaction banking value proposition Banks are investing in resources to better appreciate and understand the risk appetites of customers 6578
Research Note Feb 22 Will digital-only money transfer operators impact the global remittance market? The remittance business remains a large source of bank revenue although the amount being sent to developing countries has contracted 4611
Interviews Feb 22 Video: "I believe that a company should be kept entrepreneurial driven for a long time" http://thebankingconversation.com/dusantbc2016... 115
Research Note Feb 22 Credit card payment loses ground in more markets Credit cards continue to be an important mode of payment for some countries in Asia The rise of digital payments is shaking up the c... 9407
Research Note Feb 22 Robo-advisors poised to take off The target market for robo-advisors ranges from the average investor to high net worth individuals Assets under management managed b... 5971
News Analysis Feb 22 Rmb devaluation: start of a freer currency regime 2 Last week, People’s Bank of China (PBoC) surprised the world’s financial markets with the Rmb’s first major devaluation since 1994. There wer... 2092
Opinions Feb 22 57 banks and nothing wrong? Many UK start-ups, including Atom, Starling, Monzo and Tandem, have raised hunderds of millions of dollars in funding Regulatory ... 3616
Research Note Feb 22 Hard and fast rules VCs poured a record $8.6 billion into Asian fintechs in 2016, up almost 50% from year before Traditionally, regulators take on the... 2982
Research Note Feb 22 Financial authority drives digitisation and innovation in Taiwan Financial Supervisory Commission's “Bank 3.0” vision is a key driver towards digital adoption Banks have an urgent need to dif... 4188
Case Study Feb 22 PayMaya serves the unbanked in the Philippines through the mobile app Mobile banking penetration in the Philippines remains significantly low despite the increasing number of mobile phone users Paymay... 15968
News Analysis Feb 22 Mystery shopping becomes an important supervisory tool in retail banking Regulators are using mystery shopping to monitor practices in the retail banking industry to protect the consumers and identify possible mal... 10020
Interviews Feb 22 “Solve infrastructure gap in Asia to create a market bigger than US” Global fintech investments did not grow in 2016, although venture capital funding remains robust It usually takes 80% of resources... 7630
Opinions Feb 22 Smarter lending takes flight Shrier believes that the convergence of several tech disruptions have resulted in a structural change with... 6334
Opinions Feb 22 Join the data revolution Gorriz believes banks need to re-invent how they work, given the exponential speed at which technology is evolving Banks and other... 9797
Case Study Feb 22 Enhancing operational efficiency and transforming mortgage experience through a cloud platform Traditional mortgage lending process was complicated by paper-based systems, excessive manual operations, and lack of consistent communicati... 2994
Interviews Feb 22 CCB’s Yu: “Defining the new role of the branch for the young” Amidst a rapid digitisation pace, Yu believes the number of physical bank branches will remain stable Yu believes that physical ch... 2610
Interviews Feb 22 Barclays’ Rolfe: “I can create a ubiquitous ‘bankless’ banking experience – and that’s where the true value of IoT and connected devices lies” The way the industry is starting to see real value in IoT is centred on big data, artificial intelligence and the intelligence behind it 9874
Research Note Feb 22 Chatbots must become "smarter" for banks The popularity of chatbots is slowly rising due to their improved capabilities The benefits of chatbots are driving usage well bey... 4713
Proceedings Report Feb 22 Banks must stop living in the past Fast-pace change in the banking industry demanded institutions to rethink strategy, adopt leaner, agile and collaborative models F... 5922
Proceedings Report Feb 22 Rethink the customer to build the bank of the future The panel of this year’s leadership dialogue talked about the evolution of marketplace platforms in the two large markets of US and China<... 2984
Proceedings Report Feb 22 Technological innovation is a double-edged sword in cybersecurity New technologies are increasing the speed of service development as well as cyber-attacks Consumers’ data and identity are becom... 7511
Research Note Feb 22 Bots deliver better customer experience http://www.theasianbanker.com/updates-and-articles/chatbots-must-become-smarter-for-banks... 3580
Interviews Feb 22 BankBazaar’s Kalra: “Marketplaces are moving deeper into the value chain” Kalra believes less complex mass market financial products will get increasingly commoditised Banks need to focus and adapt on the... 6787
Opinions Feb 22 Memoirs of a Citibank technology warrior - The global cards project (Part 2 of 4) Citibank sought to launch cards across multiple geographies simultaneously The Regional Card Centre team developed and implemen... 5134
Opinions Feb 22 Memoirs of a Citibank technology warrior - The “Systematics” project (Part 3 of 4) Citibank successfully converted 12 businesses into a new standardised platform based on Systematics 4714
Round Up Feb 22 Highlights from the Singapore Fintech Festival – The future of banking Financial institutions need to go digital, reduce the price point, and modernise in order to maintain their competitive advantage ... 30105
Round Up Feb 22 Highlights from the Singapore Fintech Festival – Financial inclusion to the fore The Fintech Festival’s third day had UN secretary-general’s special advocate for inclusive finance for development, Queen Maxima of the ... 3033
Opinions Feb 22 How financial brands can leverage the rise of the platform economy Kalra stated that banks need to prepare for the potential challenges due to a changing financial ecosystem The advent of the platf... 44508
Co-published Feb 22 CMB experiments with emerging technologies and social media channels to boost credit card business China Merchants Bank (CMB) implemented Intelligent Micro Service Platform (IMSP) system that integrated social media, instant interactive sy... 4285
Interviews Feb 22 Illuminate Financial’s Whitcroft: “We are business solutions investor first, technology investor second” http://live.theasianbanker.com/video/illuminate-financials-whitcroft-we-are-business-solutions-investor-first,-technology-investor-second... 23952
Interviews Feb 22 Fidor Bank's Kröner: "Interacting socially is at the heart of our DNA" Fidor Bank sets ups an Asian headquarters to sell its digital infrastructure and platform to banks in the region The bank has intr... 2651
Research Note Feb 22 Creating the next level of client engagement with the Internet of Things Internet of Things gives banks the opportunity to integrate environmental, behavioural and financial data for clients to simply click a butt... 4128
Research Note Feb 22 Digitalisation and internationalisation - Key elements of employment trends Banks in Asia Pacific will continue to have relatively stable front office recruitment, as banks seek for young talents to provide fresh ins... 33492
