Cathay United Bank (CUB) has long pursued an outward‑looking growth strategy anchored in cross‑border connectivity, disciplined risk management and deep local market expertise. By leveraging a robust international network and a highly professional cross‑border banking team, the bank delivers tailored financing solutions that address the increasingly complex needs of multinational corporates. From ASEAN‑wide bank and corporate financing to multi‑jurisdictional guarantees, syndicated loans and structured transactions, CUB integrates local market intelligence with strong regional execution capabilities. Its flexible capital deployment framework, combined with sophisticated deal structuring and prudent risk controls, enables clients to navigate diverse regulatory environments and operating challenges with confidence. As global supply chains and investment flows continue to evolve, CUB has positioned itself as a trusted long‑term financial partner, supporting clients’ global expansion while strengthening its role as a key regional banking platform. This strategic focus was clearly reflected in CUB’s Vietnam operations, which achieved a record breaking performance in 2025. CUB Ho Chi Minh City Branch (CUBHCM) ranked No 1 in the Vietnam Loans Bookrunner League Table (all currencies), closing the year with $617 million in bookrunner credits. The achievement was further recognised at The Asset Triple A Sustainable Finance Awards 2026, where the branch received two major honours: Best ESG Loan and Best Syndicated Loan (Securities). These accolades underscored CUBHCM’s ability to originate, structure and distribute landmark financing in one of Southeast Asia’s most dynamic loan markets. With a deeply embedded local presence, CUBHCM participated in more than half of Vietnam’s 24 syndicated loan transactions in 2025, reflecting its strong client relationships, swift execution capabilities, environmental, social and governance (ESG) structuring expertise and access to cross-border liquidity. Among the award winning deals, CUBHCM acted as one of the mandated lead arrangers, underwriters and bookrunners for Vietnam Prosperity Joint Stock Commercial Bank (VPBank)’s $1.56 billion green loan facility. The transaction marked the largest ESG loan in Asia Pacific for a bank borrower, the largest syndicated loan ever arranged for a Vietnamese financial institution, and the most widely syndicated bank loan to date, attracting 44 international lenders. CUBHCM was also recognised for its role in the $230 million syndicated loan for Techcom Securities Joint Stock Company (Techcom Securities), a transaction that highlighted CUB’s growing strength in Vietnam’s capital markets related financing. Beyond Vietnam, Cathay United Bank continues to demonstrate how cross-border financial solutions can unlock complex, high-value projects across Asia. Recently, the bank partnered with Enterprise Singapore to provide a long-tenor guarantee facility of up to six years, totalling approximately $147 million, to Marco Polo Shipyard Pte. Ltd., a subsidiary of Singapore-based Marco Polo Marine Ltd. The financing supports the construction of a highly specialised oceanographic research vessel for Taiwan’s National Academy of Marine Research. The project required a sophisticated financial framework given its long construction period, stringent performance specifications and significant capital commitment. By incorporating rigorous risk management and tailored guarantee structures, CUB helped ease contractual pressures for the shipbuilder while enhancing operational efficiency. The vessel itself reflects strong sustainability credentials, incorporating green and energy efficient technologies, battery energy storage systems, waste heat recovery units and underwater noise reduction certification to minimise environmental impact. This inaugural collaboration with Marco Polo Marine illustrates how CUB’s cross-border structuring capabilities, combined with public-private sector cooperation, can support technically complex, sustainability-focused projects while enabling clients to pursue stable, long-term growth in overseas markets. These transactions are underpinned by CUB’s broad and steadily expanding international footprint. The bank operates more than 67 business locations across 11 markets, with a particularly strong presence in ASEAN through branches and representative offices in Singapore, Vietnam and Malaysia, alongside established operations in China and Hong Kong. Looking ahead, CUB remains focused on strengthening its overseas platform and expanding capabilities in customised cross‑border lending, structured finance and project finance. In an environment where capital alone is no longer sufficient, the bank aims to deploy financial expertise, flexibility and long‑term commitment to stand alongside its clients as their most dependable financial partner across Asia and beyond.
