Interviews Jun 05 Modernising fund infrastructure through convergence of traditional and digital platforms Vincent Clause of Euroclear and Rehan Ahmed of Marketnode discuss how their partnership bridges legacy financial infrastructure with next-generation d... 1024
Institutional Awards May 29 Clearstream Fund Centre, KB Kookmin Bank, Bangkok Bank and BIDV recognised for excellence in financial markets technology infrastructure and custody services Clearstream Fund Centre, KB Kookmin Bank, Bangkok Bank and BIDV were recognised at the TAB Global Business Achievement Awards in Jakarta, Indonesia.... 1057
Institutional Awards May 28 Clearstream Fund Centre, OCBC, Techcombank, Kasikorn Bank, Security Bank and other leading financial institutions and technology companies recognised for excellence in financial technology innovation Clearstream Fund Centre, OCBC, Techcombank, Kasikorn Bank and Security Bank were recognised at the TAB Global Business Achievement Awards in Jakarta, ... 1593
Institutional Awards May 26 Deutsche Bank, Bank of America, BNY, United Overseas Bank and Mizuho recognised for excellence in transaction banking, payments, and trade and supply chain finance in Asia Pacific Deutsche Bank, Bank of America, BNY, United Overseas Bank and Mizuho were recognised at the TAB Global Business Achievement Awards in Jakarta, Indones... 1065
Co-published May 07 Unlocking the full potential of digital assets Digital assets and CBDCs are transforming global finance, requiring interoperability, regulation and collaboration to realise their full potential.... 2394
Opinion May 07 Why banks must build AI model context platforms to stay competitive As artificial intelligence (AI) evolves from a knowledge retriever into a memory-driven personal assistant, banks face a fresh competitive frontier. R... 1471
Interviews Apr 16 KB Kookmin strengthens custody leadership in South Korea through client-centric innovation and operational excellence KB Kookmin Bank outlines how it is enhancing its custody and services business through client-centric improvements, operational resilience and continu... 1968
Opinion Apr 02 Klarna’s AI revolution: The future of an AI-driven bank The financial industry is undergoing a rapid transformation, with banks and fintechs integrating artificial intelligence (AI) to improve efficiency an... 3452
Opinion Mar 21 China's sci-tech stars hailed amid two sessions China's technological capabilities have been gaining attention, with noteworthy developments taking place at a rapid pace. As the third sessions of th... 1031
Interviews Mar 11 MUFG’s path to innovation and resilience in APAC MUFG Bank is advancing its operations in the Asia Pacific region with a strategic vision focused on modernisation, collaboration and sustainability. B... 74371
Datafiles Feb 26 India’s banking sector soars with higher profit growth Kotak Mahindra Bank is the most profitable bank in India, while State Bank of India reports the largest net profit. Indian banks place fourth globally... 845
Site Visits Feb 19 Strategic investments drive customer-centric digital finance The second day of the Japan Innovation Study Tour 2025 provided an in-depth look at how Japan’s financial institutions are leveraging technology, st... 1318
Interviews Jan 16 TAIB aims to lead in inclusive and innovative digital products and services TAIB is looking to redefine financial services in Brunei through its customer-focused, Shariah-compliant, and technology-driven solutions.... 3118
Interviews Nov 30 Shaping the future of finance through technology and innovation At Sibos 2024, discussions within the financial technology solution community focused on the adoption of ISO 20022, the growing integration of AI and ... 932
Interviews Nov 18 How Temenos helps financial institutions integrate ESG standards and technology Kalliopi Chioti, Chief ESG Officer, and Frankie Wai, Business Solutions Director at Temenos, discussed the pivotal role of technology in helping banks... 2393
Interviews Nov 16 JP Morgan’s Kinexys scales blockchain for the future of finance Following the rebranding of Onyx to Kinexys, JP Morgan is accelerating its blockchain strategy to enhance asset tokenisation and distributed ledger te... 4061
Interviews Nov 15 Digital Asset scales commercialisation of asset tokenisation and DLT Yuval Rooz, co-founder and CEO of Digital Asset, discussed the company’s innovative approach to asset tokenisation and distributed ledger technology... 2291
Interviews Nov 11 Euroclear investment poised to drive Marketnode’s expansion in digital asset distribution Rehan Ahmed, CEO of Marketnode, shares insights into Euroclear’s strategic investment, MAS’s support for asset tokenisation, and how Marketnode’... 2678
Profile Nov 07 Cher Wang, Taiwan's tech titan and philanthropist powering change across borders Cher Wang, co-founder and chairperson of HTC Corporation and VIA Technologies, has not only revolutionised the technology industry but also made a las... 6570
Interviews Oct 11 Deutsche Bank’s ESG strategy advances sustainable supply chains and financial innovation Kamran Khan, Head of ESG for APAC & MEA at Deutsche Bank, discussed the integration of environmental, social, and governance (ESG) principles into the... 4358
Profile Oct 09 Aditya Jha empowers marginalised communities through education and technology Dr. Aditya Jha, a Nepalese-Canadian entrepreneur and philanthropist, has made a global mark through his dedication to business success and his passion... 7035
Interviews Sep 03 J Trust Bank overhauls legacy system Cho Won June, director of information strategy and technology at J Trust Bank explained how the bank is tackling the challenges of outdated legacy sys... 3621
Interviews Sep 02 BNCTL upgrades to boost financial services Antonio Vitor, chairman and CEO of BNCTL, discussed the bank’s technology upgrades and how they are helping expand financial inclusion and drive gro... 3889
Interviews Aug 27 Chocolate Finance to simplify money management Walter de Oude, founder of Singlife, has launched Chocolate Finance, a platform aimed at optimising spare cash with competitive returns, user-friendly... 5144
Interviews Aug 07 Farro Capital focuses on intergenerational wealth, legacy and global mobility Farro Capital claims its success lies in its comprehensive and personalised approach to wealth management. The firm offers services ranging from wealt... 2929
Interviews Jul 09 O-Bank aims to be Taiwan’s first digital-native bank by leveraging flexible core banking system Lichen Hung, O-Bank’s CIO, shared insights into the journey and motivations behind transforming a traditional banking institution into a leading dig... 4205
Interviews Jul 02 Cake Vietnam digital bank aims for profitability by end 2024 Leveraging advanced AI, the bank aims to be among the top 5% of profitable digital-only banks globally by the end of 2024, transforming digital bankin... 5931
Interviews Jun 26 Celebrating 25 Years of The Asian Banker Summit Speech by Emmanuel Daniel, founder of The Asian Banker, at The Asian Banker Summit in Hong Kong on 23 May... 2957
Interviews Jun 13 SHB streamlines technology adoption for swift market entry One of Vietnam‘s leading commercial banks, Saigon-Hanoi Bank, accelerates its digital evolution with cutting-edge banking solutions.... 3548
Interviews May 30 GXBank’s Lai Pei Si: “We’re a motley crew of technologists and bankers with a clear purpose to build the bank forward” GXBank is the frontrunner in inclusive, technology-driven financial services in Malaysia. Its CEO Lai Pei Si discussed the bank’s journey since its ... 5018
Interviews May 07 Chris Holmes on future of inclusive finance and technology Ahead of his keynote at The Asian Banker Summit in Hong Kong in May 2024, Holmes, known as Lord Holmes in the UK House of Lords, discussed his expansi... 5911
Interviews Apr 30 From banker to insurer - Dennis Tan’s transition to impacting lives at Prudential Singapore Dennis Tan, CEO of Prudential Singapore, discussed the shifting concerns of customers post-pandemic towards personal well-being and financial security... 6005
Trendwatch Apr 26 Bank boards fail to embrace technological imperative The boards of many financial institutions lag in recognising technology’s critical role, risking resilience and competitiveness due to insufficient ... 5846
Current Account Apr 23 MAS launches digital platform to fight money laundering and terrorism financing Singapore’s central bank has launched a platform that allows financial institutions to exchange customer information and flag suspicious activities ... 5672
Opinion Apr 12 How regulators can combat greenwashing and greenhushing for more honest ESG financing As sustainable finance grows, global governments and stakeholders employ AI and regulations to tackle greenwashing and greenhushing, promoting transpa... 5584
Interviews Feb 09 Emirates NBD's Bold Digital Transformation: Redefining Banking for the Digital Age Pedro Sousa Cardoso, Chief Digital Officer, outlines the bank's ambitious journey - from revamping its core infrastructure to cloud-native solutions ... 4840
Excerpt Jan 30 Late entrant Toss Bank leverages advanced tech to disrupt and lead Toss Bank, led by CEO Hong Min-taek, shakes up South Korea's digital banking scene with innovation, daily interest payouts, and efficiency, positionin... 7889
Interviews Jan 27 Oxford Risk’s Pereira-Stubbs: “Emotional comfort in investing influences financial decisions” James Pereira-Stubbs, chief client officer at Oxford Risk, discussed the impact of behavioural finance, a domain where technology, psychology and fina... 1467
Interviews Jan 08 OKX Ventures’ Ren: “Our vision is on the long-term future of Web3” Jeff Ren, partner at OKX Ventures, recently shared his insights into the future of Web3 industry. OKX Ventures’ current portfolio contains 15 start-... 3967
Interviews Jan 03 ICICI’s Jha: “We approach customers as ‘One Bank’ with the entire bouquet of services” ICICI Bank reported significant business growth in the first half of FY 2023-24, with increases in operating income and net profit driven by strong cr... 4342
Interviews Nov 22 Austrade’s Betty Sun-Lucas and SFA’s Shadab Taiyabi: “The Australia-Singapore connection offers numerous partnership and cross-selling opportunities” Betty Sun-Lucas of Austrade and Shadab Taiyabi of the Singapore FinTech Association delved into Project Lorikeet, explaining how this collaborative in... 1635
Research Note Nov 01 Hong Kong’s roadmap to promote fintech adoption HKMA’s Fintech Promotion Roadmap developed with industry stakeholders aims to drive fintech adoption and spark discussions among banks and fintech c... 15141
Excerpts Sep 26 StanChart Ghana invests in digital tech to boost retail business Standard Chartered Ghana adopted a new business strategy to improve customer service and promote digital platform usage... 7313
Speeches and Presentations Sep 21 Navigating new frontiers for finance and sustainability in the metaverse The metaverse, once the stuff of science fiction, is rapidly becoming a reality with profound implications for the financial services industry and oth... 5648
Panel Discussion Jul 27 ChatGPT’s impact on finance Panellists discussed ChatGPT and AI in data analytics, core banking systems, the cloud, customers and products, watching over biases and limitations a... 5459
Speech Jul 24 Emmanuel Daniel: “We are coming to the end of the platform era” At Seamless Middle East 2023 Dubai, Emmanuel Daniel, founder of TAB Global, presented his book and discussed the ongoing transformation on the financi... 3065
Speech Jul 24 NatWest’s Howard Davies: “The rise of neobanks, fintechs and AI challenges traditional banking” Howard Davies, chairman of National Westminster Group, delivered an insightful speech at The Asian Banker Future of Finance Summit held in Bangkok, Th... 4580
Panel Discussion Jul 13 Financial experts analyse US bank runs and regulatory mitigation strategies The Future of Finance Summit 2023 set off at a lively pace with a deep dive into the US bank runs that rattled the banking industry earlier this year,... 4812
Excerpts Jun 01 Minsheng Bank strengthens risk management to target SME segment Gao Yingxin, chairman of China Minsheng Bank, met with Emmanuel Daniel, founder of The Asian Banker, to discuss the bank’s development and its futur... 4489
May 05 Technology, the game changer in climate-risk disclosure by companies seeking ESG investors The lack of a global standard for disclosure for companies reporting climate-related risks and opportunities have led central banks to propose technol... 9238
TABLive Apr 19 Dušan Stojanović of True Global Ventures: “Centralisation is dead” Dušan Stojanović, founder of True Global Ventures, caught up with Emmanuel Daniel, founder of The Asian Banker, and talked about how the loss of tru... 8814
Opinion Apr 10 Risk appetites rise at family offices around the world Family offices and ultra-high-net-worth families have been cautious with their investments in the past two years but the gloves are coming off, with m... 9747
Interviews Apr 05 Stanchart nexus partners AWS and Indonesia’s e-commerce giant Bukalapak to launch first BaaS platform Kelvin Tan of Standard Chartered Bank and Peter Murray of Amazon Web Services discussed the launch of BukaTabungan, the digital bank partnership with ... 6870
Excerpts Mar 28 Thailand’s National ITMX-PromptPay could have the most real-time cross-border payment linkages in the world Today, National ITMX and PromptPay have established cross-border real-time QR payments with six countries—Cambodia, Indonesia, Japan, Malaysia, Sing... 12746
Co-published Mar 24 Ping An Bank strengthens financial inclusion with Smart Banking 3.0 Smart Banking 3.0 addresses financial pain points such as higher entrance threshold, lengthy procedures, and expensive borrowing felt by underserved s... 15805
Co-published Mar 21 Standard Chartered tackles supply chain adversities through partnerships and technology As corporates diversify their supply chain sourcing, there is a rapid shift in how banks are meeting their procurement and financing needs through inn... 5820
Mar 15 Starling’s Engine grows SaaS business with mobile-first platform Sam Everington, CEO of Engine, Starling Bank’s technology arm, discussed the advantages of the cloud-native and modular Software-as-a-Service bankin... 7813
Sibos Round Up Feb 11 Smartsream's Pillay: “Organisations talk about not having too much dependency on having just one cloud provider.” Radha Pillay, regional head for Asia Pacific at Smartsream, cautions against being too reliant on a single provider or technology, particularly for cl... 3301
Sibos Round Up Feb 04 Digital Assets' Schneider: “We provide the building blocks to speed up platform and development” Georg Schneider, head of financial engineering at Digital Asset, spoke about the difficulties in creating and digitising assets into tokens, and how D... 10779
Co-published Jan 25 Ping An’s cloud-native technology accelerates digital transformation and Smart Bank implementation By the end of 2021, 28% of Ping An Bank’s applications, some 1,700, had been built based on a new cloud- native platform... 7763
Partnered Content Jan 13 Interoperability: The key to the future of cross-border transactions Transformation in the global financial community across a variety of infrastructures, systems, and processes raises the risk of fragmentation.... 6202
Sibos Round Up Jan 13 FIS' Silvia Mensdorff-Pouilly: “Technology is key to reducing payments friction” Silvia Mensdorff-Pouilly, senior vice president in banking & payments at FIS talks about the importance of industry collaboration and adoption of new ... 2643
Sibos Round Up Dec 19 Contour’s Wagner: “Technology must address existing problem first before introducing new features” Carl Wagner, chairman and CEO at Contour, a digital finance trade network, shares that it’s not so much the technology but value-propositions levera... 2267
Co-published Nov 28 Mox Bank improves core banking through modern technology stack and API-first solution engine The bank partnered with Thought Machine’s Vault to launch a greenfield, cloud-native digital bank offering multiple retail products, leveraging a mi... 10769
Interviews Jul 07 GCash's Martha Sazon: “We became profitable three years ahead of target” Martha Sazon, president and CEO of Mynt/GCash, discussed the rapid growth of the fintech company, how being cloud native helped it be... 23016
Interviews Jun 07 Safeboda’s Ricky Thomson: “Digital technology is reviving Uganda” Ricky Rapa Thomson, co-founder of Uganda’s first ride-hailing app SafeBoda, talked about how digital technology is helping the boda boda (motorcycle... 24862
Speeches and Presentations Apr 02 Mox’s Barbaros Uygun: “Refrain from tech innovation as a primary goal" Barbaros Uygun, CEO, MOX Bank, in his keynote speech at The Asian Banker Finance Vietnam 2022, shares the story of how Mox became a leading digital ba... 35429
Profile Apr 01 Mashreq’s Fernando Morillo: “About 92% of our core banking systems are in the cloud” Mashreq Bank’s group head of retail banking, Fernando Morillo, spoke with Emmanuel Daniel about leveraging cloud-based infrastructure to grow its co... 9954
Mar 23 Lombard Odier’s Vincent Magnenat: “Future of private banking in Asia is onshore” Vincent Magnenat, Limited Partner and CEO for Asia at Lombard Odier shared how as a seven-generation family business, the 225-year old institution con... 14829
interviews Feb 11 GCEX’s Holst wants to replicate Saxo model for crypto brokers Lars Holst, founder and CEO of GCEX, and Dusan Stojanovic, founding partner of TGV, discussed with Emmanuel Daniel the business model of the UK based ... 22441
interviews Jan 11 Alex Bank’s Simon Beitz: “We focus on a higher margin for risk opportunities in consumer finance” Simon Beitz, founder and CEO and Craig Fenwick, co-founder and CFO at Alex Bank share their business model, strategic plans for future growth and how ... 18237
interviews Jan 10 Gunung Capital’s Kimin Tanoto: “China will lead in the fight to lower carbon emissions in the whole of Asia” At the backdrop of the Glasgow Climate Pact, Kimin Tanoto and Kelvin Fu of Gunung Capital, shared how they are supporting portfolio companies to lower... 6274
interviews Dec 31 CIMB's Samir Gupta: "Digital now accounts for 48% of total product sales" In this Leadership Perspective Series, Samir Gupta, CEO, consumer banking at CIMB Group, discussed the strategy and opportunities that drive digital t... 21155
Dec 22 Maitri Asset Management’s Tibrewal: “Sustainability is in its nascent stage in Asia” Manish Tibrewal, CEO of Singapore-based wealth manager Maitri Asset Management, discussed the ever-expanding wealth management industry landscape that... 3465
Sibos Round Up Dec 16 SmartStream’s Pillay: “Banks have a strong use case to embed AI to automate operations” Radha Pillay, regional sales director for Asia Pacific at SmartStream, shared his views on the evolving technology requirement of financial institutio... 3486
Research Note Dec 02 Blockchain to support better governance as sustainability funds increase The push for climate change considerations puts pressure on financial services companies to develop and use advanced technologies such as blockchain t... 12956
interviews Nov 16 Sacombank’s Nguyen Duc Thach Diem: “Our transaction points can now offer business consulting to SMEs” In this Leadership Perspective Series, Nguyen Duc Thach Diem, CEO at Sacombank, discussed how digital transformation creates a resilient organisation ... 8725
Current Account Nov 12 Alibaba and JD.com posted record Double 11 sales of $139 billion despite tech crackdown Alibaba and JD.com continue to set new sales records during the Double 11 shopping event, although growth decelerated amid China’s slowing economy a... 7463
News Analysis Nov 11 Techcombank partners with AWS in cloud migration Techcombank partnered with cloud computing platform Amazon Web Services to enhance the bank’s cloud capabilities and to promote cloud adoption in Vi... 8167
Speeches and Presentations Oct 26 Creating a roadmap for future digital banking strategies This is a workshop presentation by Emmanuel Daniel at the MPC Digital Commerce Event 2021 on 18 August 2021.... 12029
interviews Oct 14 PermataBank’s Salimin: “Banks were pushed over the technology edge” Abdy D. Salimin, chief information officer and director of technology and operations, PermataBank, highlighted the opportunities in digital transforma... 8736
Trendwatch Sep 06 The $610 million DeFi heist that wasn’t Despite losing over $610 million worth of cryptocurrencies to a cyber hack, touted as the largest of its kind, Poly Network was able to recover all as... 22998
Trendwatch Jul 23 Concentration of cloud providers raises financial stability risks The use of cloud technology is gaining traction among financial institutions due to the efficiency, scale and saving that it affords. However, regulat... 12701
Opinion Jul 14 R3’s Ghosh: “Asia Pacific countries lead the charge towards CBDCs” Increased adoption and access to CBDCs is the next step for central banks to push greater use of digital payments. This is an opportunity which countr... 7585
Datafiles Jun 30 Top ten companies with most bitcoin hold over 204,000 in total Some companies have acquired cryptocurrencies for their corporate treasuries despite the volatility. MicroStrategy, the public company that holds the ... 108138
Sponsored content Jun 08 Minmetals Trust’s Wang: “We are undergoing deep transformation to meet the future expectations of wealth management” Wang Tao, assistant general manager of Minmetals International Trust, described the transformation of the company following major regulatory changes i... 10190
Current Account May 21 Countdown to COP26: Are banks green or still grey in the fight against climate change? The world’s 60 largest banks from Europe, Asia and North America continue to funnel nearly $3.8 trillion into fossil fuel projects from 2016 to 2020... 1898
Current Account May 07 Digital currencies gain momentum in US and China The largest US cryptocurrency platform goes public and China's digital renminbi testing speeds up... 15103
Research Note May 05 SCF to take bigger share of sustainability-linked loans that hit $119 B in 2020 As demand for sustainable products rises, stakeholders including consumers, investors, and regulators are pushing manufacturers, suppliers and lenders... 13445
Current Account Apr 26 Credit Suisse suffers $4.8 billion loss after Archegos collapse The multi-billion dollar losses announced by Credit Suisse and potentially more from other global banks in the Archegos collapse are clear signs that ... 17748
Current Account Apr 15 73 fund managers join Net Zero Initiative The amount of assets has tripled under the net zero asset managers initiative which now has 73 global signatories. It accounts for one third of the gl... 1763
Current Account Apr 08 Mergers and acquisitions more than tripled in Asia Pacific as China opens up The Asia Pacific will likely remain an active place for mergers and acquisitions (M and A) in the financial sector in 2021 due to stronger post-pandem... 7116
Current Account Feb 23 Top Indian banks increase investments in technology India’s financial payments and banking industry is expected to invest more on new technologies and improve existing infrastructures and capabilities... 7865
Sibos Round Up Feb 11 Technology requirements evolve rapidly with changing customer expectations during COVID-19 Industry experts highlight the rapidly evolving technology requirements such as frictionless payments, stronger data intelligence and cyber resilience... 4380
Opinion Feb 11 Lowering the final barriers to open banking innovation Open banking has huge potential to advance client services in the Asia Pacific region. While many of the region’s financial institutions have alread... 18025
Speech Jan 28 BIS’ Carstens: “Digital currencies and the future of the monetary system” Agustín Carstens, general manager of Bank for International Settlements, in a speech to Hoover Institution affiliates, comprising Stanford University... 9013
News Analysis Jan 27 Corporate and transaction bankers turn to digitisation and sustainability to survive the In a post-pandemic environment with reduced volumes, depressed margins, and elevated credit costs, corporate and transaction bankers have identified d... 9101
Sibos Round Up Jan 21 DBS, Microsoft, StanChart CEOs see financial services thrive in 2021 with accelerated digital transformation The chief executives of DBS Bank, Standard Chartered Bank and Microsoft discuss the impact of technological transformation and COVID-19 on the future ... 5900
Jan 11 Pine Labs’ Rau: “We are expanding the buy now, pay later service in Southeast Asia” Pine Labs, the erstwhile India focused merchant and payment platform company, is now shifting its attention to Southeast Asia. Amrish Rau, CEO at Pine... 8959
Jan 11 Tencent’s Lin: “Demand for cross-border payments and remittance increased during the pandemic” Forest Lin, corporate vice president at Tencent and concurrently president at Tencent Financial Technology, shares his insights on the impacts of the ... 7281
Current Account Jan 07 $18 billion Gojek-Tokopedia merger brewing after talks with Grab hit a snag Tokopedia and Gojek are reportedly in a tie-up ahead of a planned public listing in Indonesia and the United States... 5985
Research Note Dec 04 Leadership in a pandemic - Extraordinary circumstances require exceptional responses Exceptional leadership is demonstrated and proven during periods of sustained challenges and adversities to deliver strong and sustainable outcomes.... 6094
Research Note Nov 25 Big tech disruptors find dividends of financial services come at a price Tech giants, which make up some of the world’s largest companies, are muscling into traditional banking spaces. But whether they want to crush the t... 8272
Nov 09 Krungthai Bank’s Srivanich: “My aspiration is to establish the next normal in digital banking” The president and CEO at Krungthai Bank, Payong Srivanich, discusses the bank’s digital reinvention to enhance customer experience by improving serv... 8583
Datafiles Oct 15 Thirteen most profitable digital banks in Asia Pacific upped earnings by 49% in 2019 Digital banks in Asia Pacific witnessed improving overall profitability in FY2019. Although some digital banks’ net profit in FY2020 has been affect... 14431
interviews Oct 13 Nium’s Bermingham: “We are expanding payment routes in Asia” Michael Bermingham, co-founder and chief business officer of Nium, shares how the company has evolved its business model across retail and enterprise ... 7514
interviews Oct 06 DWS’ Plein: “The large growth in ESG strategies will kick in in 2021” Oliver Plein, global head of investment specialists ESG at DWS discusses how sustainability related regulations and investor demand have driven ESG in... 910
Sep 13 TMB Bank’s Anghel: “Stay focused and impatient” The head of digital and user experience at TMB Bank, Robert Anghel, discusses how the bank is focusing on consumers’ growing appetite for digital se... 11139
interviews Sep 11 UnionBank’s Aguda: “The 50 million customers and 1 million SMEs aspiration is now a hard target” In this Digital Reinvention Dialogue, the chief technology and transformation officer of Union Bank of the Philippines (UnionBank), Henry Aguda, share... 9358
Post Event Report Sep 08 China's financial industry ponders reform and innovation amid reorganisation of global trade and supply chains The Asian Banker Finance China 2020 Conference on 28 August addressed the evolution of global trade and supply chains, as well as how China’s financ... 5749
Feature Sep 07 Central banks accelerate digital currency plans as PBOC surges ahead Central banks are undertaking extensive work on digital currencies to improve the cost, security, speed and reach of transactions to eventually accele... 11285
Research Note Aug 27 BankQuality Rankings 2020: Consumers will dictate the winners and losers in the digital era The inaugural BankQuality™ Consumer Survey and Rankings interviewed 11,000 bank customers in 11 markets across the Asia Pacific region on their enga... 10049
Aug 26 Deutsche Bank’s Khan: “Risk recalibration fundamental to growing ESG market” Newly appointed ESG head for Asia Pacific at Deutsche Bank explains to Foo Boon Ping and Chris Georgiou the importance of the region to the global sus... 12239
Aug 13 5G will drive the “financial new normal Shenzhen-based Chinese tech giant Huawei held its Asia Pacific Financial Industry Storage Summit 2020, on 13 August to address the latest trends, deve... 7488
interviews Aug 06 Ping An Global Voyager’s Lacey: “We are driven by the inexorable convergence of technology and traditional finance” Donald Lacey, managing director and chief operating officer of Ping An Global Voyager Fund discusses the investment philosophy of the company, the the... 9079
Current Account Jul 27 International alliance introduces new universal payments ID An international alliance of over 40 blockchain, cryptocurrency, finance, payment and charitable organisations has launched an open-source unique paym... 16318
Research Note Jul 07 Businesses favour increasing use of RMB amid trade tensions and pandemic The use of RMB in international transactions will increase despite US-China trade frictions and on-going COVID-19 pandemic according to the latest ann... 16235
interviews Mar 14 How to serve 60 million underbanked with AI: A China story Jay Wenjie Xiao, LexinFintech CEO, shares how he started the company, and how it leverages AI and big data to enable sustainable lending to China’s ... 3464
TABLive Jan 29 How to serve 60 million underbanked with AI: A China story Jay Wenjie Xiao, LexinFintech CEO, shares how he started the company, and how it leverages AI and big data to enable sustainable lending to China’s... 10057
Speeches and Presentations Nov 18 Harvest Fund focuses on ideas that deliver sustainable returns to investors As a pioneer in the Chinese asset management industry with a 20-year history, Harvest Fund is focusing on “ideas” to create sustainable returns fo... 4464
TABLive Oct 06 (Sponsored) Harnessing the power of data in cross-border payments SWIFT’s Julien Blanchez, Head of Data and Analytics, looks at the central role of data in supporting the move to real-time payments.... 9812
Sep 26 Ping An Group's Larsen: “We’re constantly looking at new businesses that can create value” Veteran banker Jonathan Larsen, who ran Citibank’s global retail bank and mortgages, came out of retirement to head Ping An Group’s chief innovati... 13342
TABLive Sep 26 Harvest Fund focuses on ideas that deliver sustainable returns to inves As a pioneer in the Chinese asset management industry with a 20-year history, Harvest Fund is focusing on “ideas” to create sustainable returns fo... 12470
Sibos Round Up Sep 09 Ripple’s Gupta: “Emerging markets tend to be our focus” Navin Gupta, Ripple’s managing director for South Asia and MENA, discusses why emerging markets are ripe for opportunities in the payments sector, t... 6067
interviews Sep 04 Bank of America : “The value of data will correspond to the quality of service” Paul Taylor, the head of global financial institutions (FIs) at Bank of America , talks about the massive increase in the importance of data and how t... 7579
Sep 03 State Bank of India’s Kumar: “We will use technology to drive social economic transformation in India” Rajnish Kumar, Chairman, State Bank of India (SBI) discusses how SBI, as the largest bank in India, will play a crucial role in unlocking the economic... 11509
Sep 01 Mizuho Bank’s Das: “Digitalisation is transformation” Devashis Das, deputy head of Global Transaction Banking, Asia Oceania at Mizuho Bank discusses the latest financial technologies and the opportunities... 9710
Aug 16 Twitter and Square investor Gregg Kidd: “Identity as a public good, but who is going to own it?” Greg Kidd, the serial startup investor who helped found Square and Twitter and is currently investor in GlobaliD, opens up in this wide-ranging and op... 11789
Research Note Jul 17 Identifying climate risks and opportunities for investment From corporate governance and board composition to loan portfolio credit quality, new approaches utilising passive and active steps are driving the ch... 5366
News Analysis Jul 04 Facebook's Libra will rival US monetary system cites US House Financial Services Committee The US House of Representatives’ Financial Services Committee has called for a halt to Facebook's cryptocurrency-based digital wallet citing seriou... 15525
TABLive Jul 03 (Sponsored) The Open Vault at OCBC: Enabling the journey towards the ‘Bank of the Future’ With the aim to become the ‘bank of the future’, OCBC’s innovation lab ‘The Open Vault ’is leveraging emerging technologies, actively engagi... 12143
Trendwatch Jun 27 The race to build super-apps, platforms and communities As fintechs and big technology players are increasingly developing their platforms and apps, the financial services industry is in serious need of dev... 6236
Research Note Jun 03 Renewed impetus helps accelerate industry-wide trade digitalisation efforts but interoperability remains key hurdle Pressure on margins from increased competition and compliance requirements is forcing the industry to recalibrate its trade finance offerings. ... 12318
interviews May 22 CXA Group's Koo: We are the tech company that enables banks to change Rosaline Chow Koo, discussed the next phase of growth for the online flexible benefits and healthcare platform. She will be speaking at the Future of... 12912
Opinion May 20 globaliD's Kidd on future exchange society: The what, the who, and the why Greg Kidd, co-founder and CEO of globalID, postulates a few possible paths for the future exchange society. Greg Kidd will be a speaker at the Futur... 7137
May 10 PiggyVest Co-founder Eweniyi “The banks can afford to give more but they don’t” West Africa Wealth and Society 2019 SME Entrepreneur of the Year Award Winner, PiggyVest Co-Founder Eweniyi discusses how her online savings platform ... 11044
Research Note Apr 15 New players, new practices and new technologies in an evolving payments landscape Several key themes emerged amidst the many discussions by global leaders in payments, including QR code, blockchain, credit card schemes, fintech and ... 4668
Opinion Apr 02 Banks’ online channel features: Bridging towards treasury management systems (TMS) ... 5072
Research Note Apr 01 Platforms can thrive outside China - A look at what’s next While the growth of Alibaba and Alipay as well as Tencent and WeChat pay in China is well known, there have been questions about whether a similar mod... 9820
Opinion Apr 01 "Apple's new credit card is just an incremental change that reinforces the dominance of banks in the digital finance space" Apple's new digital credit card, launched with Goldman Sachs, only buys the Western players a little more time in democratising payments and catching... 4363
Current Account Mar 27 TradingScreen launches QUO, a new cloud based workflow solution for wealth managers US based order and execution management systems provider TradingScreen recently launched a ‘software as a service’ based platform for trade manag... 4738
Trendwatch Mar 18 Asia-Pacific, led by China, will drive the growth of usage-based insurance China has from 2010, become the world’s largest automobile market with more than 20 million new cars registered annually, reaching over 25 million ... 8559
interviews Mar 15 PingJia Technology's Li: "We are poised to drive usage-based insurance adoption in China" Insurance telematics solution provider aims to leverage the huge automobile market and high rate of smartphone penetration to grow usage-based insura... 5653
Current Account Mar 06 SGG ponders multi-brand global expansion strategy Recent major acquisitions help Luxemburg-based investor services and fund administrator firm, SGG Group, to expand across the world... 6878
Current Account Mar 06 SGG ponders multi-brand global expansion strategy Recent major acquisitions help Luxemburg-based investor services and fund administrator firm, SGG Group, to expand across the world... 5080
Mar 05 Connect Blockchain DMCC's Shu: “Further blockchain adoption will be retail driven” Meng Shu, CEO and Co-founder of Connect Blockchain DMCC shares his experiences of moving from traditional trading to Blockchain trading.... 8701
Datafiles Feb 28 African banks show resilience despite downward pressure Overall economic growth prospects for the Africa region are favourable. Most banks will raise capital base and maintain stable profitability, but wea... 5016
Feb 28 Prospects for the Middle East banking sector improve With stronger economic growth anticipated in the Middle East, regional banking systems are set for improved profitability and solid capitalisation, fu... 8520
Datafiles Feb 22 Employment outlook remains positive due to digitalisation and new regulations In the Asia Pacific region, skilled and experienced tech professionals and regulatory compliance specialists will find themselves well-positioned in t... 7459
Opinion Feb 20 "The old guard and fintech cozy up" The old guard wealth management industry and fintech have kept each other at arm’s length for years, claiming the other lacks the tools to meet curr... 3459
Interviews Feb 14 Lu International's Wong: "Customising technology for markets draws in wealthy customers" Lu International is building an online wealth management platform, Lu Global, that leverages technology from China yet is tailored specifically for As... 16413
Feb 06 NPP's Lovney : “Our focus is to make real time payments more accessible to Australians” Lovney said in order to help foster the ecosystem and drive volume on the platform, NPP Australia are developing standards for structured data in a nu... 26084
Research Note Jan 31 Remittances and FX services – how banks are trying to crawl back these businesses from MTOs Given that remittances are so lucrative in so many markets in Asia, and that new competitors are offering faster and cheaper services, banks will need... 28780
Interviews Jan 24 Saxo Bank uses AI to deliver insights to traders and consumers Going beyond its roots in trading, Saxo Bank is launching a new investment platform that promises consumers better returns at a lower cost... 27497
Opinion Jan 16 Fincross International's Lavegardi: "We are on the age of asset tokenisation" With the emergence and proliferation of the crypto technology/economy, the age of asset tokenisation has begun. ... 16439
Interviews Jan 10 Silent Eight’s Markiewicz: "Costs force fighting fraud to shift from people to AI" Silent Eight CEO Martin Markiewicz sees AI as a way for banks to arm themselves with better weapons to prevent financial crime... 22863
Interviews Jan 09 Grab grows financial inclusion and its payments impact across Southeast Asia Grab’s key objectives going forward include driving increased acceptance of e-wallets, adding more big brand names to the rewards programme, and dev... 24827
Opinion Jan 08 NGC’s Lim: "Amid shifting horizons, regional crypto regulations pave the way towards a more certain future" Contrary to beliefs that guidelines may essentially diminish interest in blockchain and crypto, it in fact, helps to legitimise the industry in the e... 9145
Interviews Dec 26 Deutsche Bank's Lynne: "It is a question of scale" David Lynne, Deutsche Bank’s new head of global transaction banking in Asia Pacific and country head of Singapore discussed his key priorities... 15821
Opinion Dec 07 Suvo Sarkar on the new Tao of financial services Internet finance has put on an impressive feats globally with countless start-ups emerging across continents. In China, nearly 20% of its GDP driven b... 4192
Research Note Dec 05 Top digital retail financial services provider in the Asia Pacific, Middle East and Africa The most competitive digital retail financial institutions come all but from China, and the elite club of the top 10, representing all non-bank financ... 11519
Speeches and Presentations Nov 29 Artificial Intelligence shines as key enabling technology among fintechs in Beijing Financial Innovation Showcase and Competition Eight fintech finalists were selected for the competition. Each fintech made a seven minute presentation pitch followed by three minutes of questions ... 12947
Case Study Nov 28 Yirendai, China’s largest P2P consumer finance platform, expands beyond lending Yirendai, the largest P2P online consumer finance marketplace in China, offers services that are based on technology-driven innovations such as big da... 9268
TABLive Nov 22 (Sponsored Content) DBS enhances digital banking experience with Video Teller Machines DBS has improved its digital customer experience by making most branch banking transactions digital though it s Video Teller Machines... 17940
Opinion Nov 22 BNY Mellon's Broom and Kim: "Digital innovation could be a true game changer in the world of trade" Digital innovation could be a true game changer in the world of trade, delivering new capabilities that could not only facilitate optimised, efficien... 5840
Opinion Nov 21 Suvo Sarkar on the new Tao of financial services Internet finance has put on an impressive feats globally with countless start-ups emerging across continents. In China, nearly 20% of its GDP driven b... 5853
Research Note Nov 21 Patterns of disruption are forcing banks to rapidly adopt new technology enabled models Driven by competition and rapid disruption, banks increasingly spend on technology enabled models targeted to improve customer experience and service ... 8907
Opinion Nov 15 Robo-advisory in Singapore: Bringing new and mature investors on board As robo-advisory finds wide appeal among both new and mature investors in Singapore, financial institutions are opening up to robotic solutions... 3123
Case Study Nov 15 Emirates NBD leverages on virtual assistant for phone banking optimisation While steering the calls, Eva reduced incorrect routing by 73% and has also resulted in overall 50% reduction in the time taken to digitally serve a c... 8725
Speech Nov 15 Peter Ong on connecting global capital with enterprises Peter Ong, Chairman of Enterprise Singapore and Board member of MAS spoke about ASEAN growth and enterprises during his speech at the Global Investor ... 5790
Speech Nov 14 Christine Lagarde on the winds of change: The case for new digital currency Christine Lagarde, managing director of the IMF, spoke at the Singapore Fintech Festival 2018 on 14 November and made the case for a new central bank... 6443
Speech Nov 14 Peter Ong on connecting global capital with enterprises Peter Ong, Chairman of Enterprise Singapore and Board member of MAS spoke about ASEAN growth and enterprises during his speech at the Global Investor ... 5323
TABLive Nov 13 (Sponsored Content) Deutsche Bank: Making cross-border payments efficient, safe and transparent ... 8995
Case Study Nov 13 Most improved retail bank in Asia Pacific, Middle East and Africa Ping An Bank has successfully transformed its operating structure into a modern one, prioritizing asset-light and capital-light structures to allow f... 4367
Speech Nov 12 Ravi Menon on the future of fintech: Innovation, inclusion, inspiration Ravi Menon, managing director of Monetary Authority of Singapore, spoke at the Singapore Fintech Festival on 12 November 2018, at the Singapore Expo ... 21260
Research Note Nov 07 Solving the “trilemma” of cost, risk and speed in cross-border payment As real-time processing becomes the norm in domestic payments, how long would it take for cross-border payments to catch up? ... 7091
Research Note Nov 07 Pursuing digital enhancements a top priority among regional banks Global and regional cash management banks across Asia-Pacific are making substantial investments in digital initiatives to enhance the overall transa... 6456
Case Study Nov 05 Liv – A New Model for Digital Banking in the Middle East After more than a year in service, Liv developed an innovative digital banking solution for the UAE, but needs to evolve quickly to stay ahead of both... 7188
Interviews Oct 31 Ripple’s Treacher: “The banking world’s kind of lost pace with the rest of commerce and society which is moving onto a much more real-time globally-connected environment” Marcus Treacher, Senior Vice President of Customer Success at Ripple, discusses challenges in expediting payment processes from a clarity, visibility,... 9480
Research Note Oct 17 The evolution of cybersecurity The discussion on cybersecurity is being given increased importance in the boardroom as cybercrime goes global and data protection comes to the forefr... 8269
Research Note Oct 17 Channelling the power of the internet Tim Berners-Lee, inventor of the World Wide Web, joined the Asian Banker’s Emmanuel Daniel and Gordian Gaeta in a debate on the development of the i... 5849
Research Note Oct 17 Regulation continues to shape bank client relationships Implications of new regulations and emergence of digital-only players were hot button issues discussed this year at the Asian Banker Future of Finance... 3390
Post Event Report Oct 16 Financial innovation showcase focuses on frictionless customer journey ... 8435
Post Event Report Oct 15 O-Bank was recognised as the Best Digital Bank in Taiwan at The Asian Banker Taiwan Awards 2018 ... 7278
Post Event Report Oct 12 BSP's deputy governor Fonacier: "We will ensure a "Balanced, Systematic and Progressive/ Prudent" approach to financial innovation" ... 5250
Research Note Oct 12 Cybercrime costs, security measures escalate as hackers get more creative ... 9141
Post Event Report Oct 11 EON PH by UnionBank of the Philippines wins Best Digital Bank in the Philippines at The Asian Banker Philippine Country Awards 2018 ... 5046
Case Study Oct 10 The Consumer Finance Product of the Year – CMB Flash Loan Flash Loan 2.0 was launched, designed to increase the user-friendliness of the app, condense selling points and update risk management systems, allowi... 4342
Interviews Oct 10 Mckinsey’s Bruno and Chaudhuri: “ Fintechs don’t see payments as a means of profitability, they see payments as a source of data” Mckinsey’s Bruno and Chaudhuri highlighted the emergence of alternative payment instruments in especially in markets of ASEAN & China and how fintec... 9350
Sibos Round Up Oct 09 SWIFT’s Haddad: “So, at the moment, a typical GPI is sub 30 minutes. We are trying to get it down to seconds.” Eddie Haddad, SWIFT Managing Director, Asia Pacific talks about the latest developments in Global Payments Initiative (gpi), how it helps institutions... 8384
Interviews Oct 09 Nordea’s Richter: “We need to look at the payment ecosystem overall, and see what type of value-added services we can put around the payments” Claus Richter, Head of Transaction Banking Solutions at Nordea shares his views on the impact of technology, particularly blockchain, on domestic and ... 8514
Speeches and Presentations Sep 27 "Bronze in the Digital Age" Emmanuel Daniel, chairman of the Asian Banker, in his keynote address at the Association of Corporate Treasurers Singapore Treasury Forum 2018 on 20 S... 12065
Opinion Sep 27 Crypto regulation in China - Bans, blockchain acceptance, and the implications on a global scale ... 6975
TABLive Sep 25 (Sponsored Content) TMB Thailand's customer satisfaction score up 20% with video conferencing ... 21996
Interviews Aug 29 AL Ahli Bank’s Lockie: “We wanted to make sure that our foundation is ready to be able to adapt what is to come from digital offerings” ... 6175
Interviews Aug 28 “We share banks’ transactional capabilities through our APIs so others can create fantastic products”: Railsbank’s van Leeuwan ... 6691
Opinion Aug 28 The growing impact of artificial intelligence on financial institutions AI is becoming more important as financial institutions adapt the technology in order to digitize, and keep up with competition; banks however must ta... 9492
Proceedings Report Aug 10 Digital transformation - An existential reality or incremental change? ... 22453
Research Note Jun 07 A voice-led future – Banking with “Alexa” and similar services become mainstream ... 16152
Datafiles Jun 01 Digital-only banks face issues of licensing, scale and profitability as it aims to challenge traditional banks ... 10091
May 25 KakaoBank’s Yun receives The Innovation Leadership Achievement in South Korea Award for 2018 ... 25507
May 25 Mynt’s Thomas receives The Innovation Leadership Achievement in the Philippines Award for 2018 ... 27011
Interviews May 15 Union Bank of the Philippines makes serious investment into digital transformation ... 6834
Case Study Apr 18 How Funding Societies is leveraging on technology to create a sustainable P2P lending platform ... 8481
TABLive Apr 13 TransferWise’s Kaarmann: "Banks haven't really treated their users transparently" ... 6430
Opinion Mar 22 Bank Negara cautions banks to take up mantle of digital leadership or face irrelevance ... 2674
editorial Mar 11 The Asian Banker Perspectives 11 March 2019 "I believe we need a crisis in Europe to really fix Europe," said Laurence Fink, Chief Executive Officer of BlackRock.... 4353
Research Note Feb 12 Retail trends in China: Striking a balance between new technologies and traditional processes ... 5963
Research Note Feb 02 Digitalisation and internationalisation - Key elements of employment trends ... 34173
TABLive Jan 24 BitSpread's Jeanson: “This is a fantastic opportunity for governments to use blockchain” ... 4319
TABLive Dec 31 Yes Bank’s Oberoi: “We call ourselves a technology company in the business of banking ... 4886
TABLive Dec 28 Life.SREDA's Solodkiy: "Attention is the most expensive thing today, not money" ... 3773
TABLive Dec 21 Suntec’s Kumar: “Everybody is becoming more insight-driven in terms of customer centricity” ... 3077
Speeches and Presentations Dec 12 Soul Hitte: "We are building an infrastructure that did not exist before" Soul Hitte, founder of Dianrong.com, a marketplace lending platform in China, compares the development of P2P lending between US and China, and the ex... 7674
TABLive Nov 30 Memoirs of a Citibank technology warrior: "Banks should tolerate a bit of diversity" ... 6505
Opinion Nov 16 Memoirs of a Citibank technology warrior - Lessons learnt from the “Global Go to Common” project (Part 4 of 4) ... 8301
Opinion Nov 16 Memoirs of a Citibank technology warrior - The “Systematics” project (Part 3 of 4) ... 5457
Opinion Nov 15 Memoirs of a Citibank technology warrior - The global cards project (Part 2 of 4) ... 5882
Opinion Nov 15 Memoirs of a Citibank technology warrior - How the bank built the CORE (Part 1 of 4) ... 6272
Sibos Round Up Nov 08 Banks explore and experiment with new technologies in building for the future ... 6860
Research Note Oct 30 Continuous focus on technology investment, operational excellence and customer service ... 3746
editorial Oct 24 (Co-published)Supporting real economy with strategic imperatives China Construction Bank revealed its operating results for the first half of 2018 and announced three major strategic imperatives: Fintech, inclusive ... 1482
Speeches and Presentations Oct 22 (Sponsored Content) Youxin Financial's Cheung: "An alternative way to serve micro and small enterprises" ... 7573
Speeches and Presentations Oct 15 Prosper Marketplace's Ron Suber: "The three legs of marketplace lending business" ... 7129
TABLive Sep 13 ForgeRock's Donovan: "People expect to have access and control to their own identities" ... 2798
TAB RadioFinance Sep 01 Mambu's Danilkis: "Everyone is now concerned about moving their customers and sales data to the cloud" ... 4548
Interviews Aug 31 Barclays’ Rolfe: “I can create a ubiquitous ‘bankless’ banking experience – and that’s where the true value of IoT and connected devices lies” ... 10745
TABLive Aug 08 IoT Pioneer Bailey: “There’s a huge amount of opportunity of live smart city projects now for the banks to get involved in” ... 5090
Opinion Aug 03 Leveraging universal digital identity – How to get it right? Opinion editorial ... 2822
TABLive Jul 30 Clearly’s Taylor: “We build a partnership with a bank that has an existing licence to ensure that everything that we do is regulated” ... 2469
co-published video Jun 09 Affin Bank Group and Moody's Analytics win the Liquidity Risk Technology Implementation of the Year in Asia Pacific 2017 ... 7191
TABLive Jun 01 Digital disruption and what it means to my business in a traditional economy today ... 5802
Opinion Apr 20 Regulators have ‘upped their game’ in ways that would have been considered to be very ‘un-regulator-like' ... 7216
TABLive Apr 11 It is not a fear that the marketplace lending model does not work. It is really a diversification ... 9377
Research Note Apr 06 Income recovery for most retail financial services markets in Asia Pacific in 2017 ... 4075
TABLive Mar 10 "The companies that are making a huge impact aren't the first one with the idea" ... 9401
Interviews Dec 26 Video: "I believe that a company should be kept entrepreneurial driven for a long time" Video interview... 626
Interviews Nov 29 A challenging time for Earthport as it tries to scale Newly appointed chief commercial officer at Earthport Mike Steinharter discussed how the company aims to expand globally and into new segments to incr... 5500
Research Note Oct 26 Disruption forces banks in Asia Pacific to refocus their technology investments ... 6662
TABLive Oct 07 The Philippine banking system is well positioned to face the challenges ahead ... 8343
Co-published Oct 05 Enabling seamless customer experience through digital transformation of channels ... 4598
Interviews Jul 12 Interview Transcript: "We need to keep investing in technology and people driving technology" ... 3971
News Analysis May 20 Susan Hwee of United Overseas Bank awarded for Bank Technology Leadership Achievement for 2016 ... 5029
Interviews May 18 Interview: “Dodd–Frank is not designed to prevent failure in all occasions” ... 2824
Research Note Apr 26 Proactive—The new buzzword in the transformation at the Central Bank of the United Arab Emirates ... 4525
Interviews Mar 28 Interview: "The fintech ecosystem in London is collaborative and powerful” ... 4003
co-published video Feb 25 Bank of Beijing is awarded the Compliance Risk Technology Implementation of the Award in China ... 3667
Research Note Feb 16 Banks need to leverage their superior product knowledge to stay relevant ... 4492
Research Note Feb 03 Retail banking in the United Arab Emirates: Evolving and already competitive ... 4639
co-published video Dec 09 China Citic Bank wins the Best Customer Relationship Management Award in China for 2013 ... 3777
Interviews Aug 28 “We are complementary traditional credit score and come in only when there is no traditional data”: Friendly Score’s Bazine ... 4761
