Research Note Feb 21 Income recovery for most retail financial services markets in Asia Pacific in 2017 Gross income from retail financial services for banks in Asia Pacific is expected to grow at a stable compound annual growth rate of 10% bet... 3440
Research Note Feb 21 Retail banking in the United Arab Emirates: Evolving and already competitive The banking industry in the United Arab Emirates (UAE) is moving towards recovery from the economic slowdown of p... 3894
Research Note Feb 21 The way forward for collaborating with non-banks The Egyptian retail banking sector is a largely untapped market, with over 53 million of the population unbanked ... 2828
Research Note Feb 21 Sands of Change Core to the optimism is the favorable growth in trade, especially with Asia, which according to Monetary Authority of Singapore, expanded five-fold... 3190
Research Note Feb 21 The problem is not adoption but use of technology According to the Saudi Arabia Monetary Authority Financial Stability Report 2015 (the report), banks in Saudi Arabia comprise the largest segment o... 2634
Research Note Feb 21 Banks need to leverage their superior product knowledge to stay relevant East Africa’s retail banking industry is growing at a rapid pace with banks using technology to target customer segments that were once too costl... 3859
Research Note Feb 21 Proactive—The new buzzword in the transformation at the Central Bank of the United Arab Emirates Multiple government institutions are restrategising and taking proactive measures for the future. Combined with de-risking, dollar clearing, and an... 4188
Interviews Feb 21 Interview: "The fintech ecosystem in London is collaborative and powerful” The UK is one of the fastest growing regions for fintech investment. According to UK Trade and Investment (UKTI), fintech deal volumes have been gr... 3291
Research Note Feb 21 Crowdlending tries to make its mark in Asia Pacific New developments in financial technology, the improved availability of public personal information, better internet bandwidth, minimal regulations,... 4656
Interviews Feb 21 Interview: “Nobody is too big to fail” The Asian Banker (TAB): How do you see the banking sector today compared to the pre-Lehman days in terms of size and overall stability? Bar... 2937
Interviews Feb 21 Interview: “Transparency is key in fintech credibility” Emmanuel Daniel, The Asian Banker (ED): I’ve been speaking to fintech originators and the entrepreneur community that has been building t... 4667
Opinions Feb 21 From fintech to techfin: data is the new oil When I arrived in Hong Kong slightly over a year ago to build a fintech accelerator, I knew three things. First, inspire my generation to j... 5043
Research Note Feb 21 Vietnam banks: Putting their money in retail banking and technology Vietnam’s banking sector suffers from problems of inefficiency, undercapitalisation, and increasing cross-ownership among banks, all of which hav... 9935
Research Note Feb 21 Blockchain: The race to commercialisation With 45 leading banks around the world backing it, blockchain or the distributed ledger, has moved firmly into the technology spotlight. Although s... 4971
Interviews Feb 21 Interview: “Dodd–Frank is not designed to prevent failure in all occasions” On January 5, 2010, the United States Congress passed a landmark legislation that ended the era of government bailouts. The Dodd–Frank Wall Stree... 2712
News Analysis Feb 21 Susan Hwee of United Overseas Bank awarded for Bank Technology Leadership Achievement for 2016 Susan Hwee, Head of Group Technology and Operations, United Overseas Bank (UOB), received the award for Bank Technology Leadership Achievement for ... 4509
Interviews Feb 21 Interview Transcript: "We need to keep investing in technology and people driving technology" Emmanuel Daniel (ED): I am very pleased to speak today with Osama Al Rahma, chairman of the Foreign Exchange and Remittance Group, a centra... 3228
Interviews Feb 21 Interview: “It is important for the bank to expand beyond Beijing” Yan Bing Zhu, chairman of Bank of Beijing, traces how the bank has emerged as one of the leading SME and consumer banks in China 4008
Interviews Feb 21 Interview Transcript: “We try to think like our customers” Huy said ACB has focused on building its retail network after it went through massive restructuring due to a huge credit crisis Un... 2743
Research Note Feb 21 Can the digital payment wave weaken Mastercard's empire? Mastercard outlines its response to an increasingly fragmenting payments landscape It offers to support old and new customers alik... 3840
Co-published Feb 21 Enabling seamless customer experience through digital transformation of channels Asian Banker Research shows that a large component of direct retail sales (asset and liability products) is still focused on branches. Digit... 4132
Research Note Feb 21 Disruption forces banks in Asia Pacific to refocus their technology investments A more challenging operating environment that has impacted profits is forcing banks to trim their cost structures and invest in technology... 5884
Opinions Feb 21 Singapore’s fintech journey – where we are, what is next MAS has been working closely with the financial industry to create a Smart Financial Centre, where innovation is pervasive and technology is... 3620
Interviews Feb 21 Video: "I believe that a company should be kept entrepreneurial driven for a long time" http://thebankingconversation.com/dusantbc2016... 110
Proceedings Report Feb 21 What we learnt from the digital disruptors in China The Asian Banker held the China Innovation Tour from November 21-25, which included site visits in selected banks, companies, innovation labs... 5578
Interviews Feb 21 Video: "Different models will coexist" http://thebankingconversation.com/tangningtbc2017... 267
Research Note Feb 21 Credit card payment loses ground in more markets Credit cards continue to be an important mode of payment for some countries in Asia The rise of digital payments is shaking up the c... 9400
Interviews Feb 21 Interview: “Convenient security without compromise” The challenge of security solution providers is balancing access and user experience with security Chau explained that V-Key’s sol... 2497
Research Note Feb 21 New competitors are catalysts for growth in mobile payments Mobile payments revenue will increase from $4.5 billion in 2015 to $10.8 billion by 2019 A key challenge for mobile payments has bee... 3084
Research Note Feb 21 How robots are changing the face of banking According to CB Insights, investment into robotics rose by 115% in 2015 Robotics process automation can bring notable time and cos... 18925
Research Note Feb 21 The rise of APIs in retail banking API is a set of commands that allows software applications to talk with each other in a seamless manner There has been a surge in th... 6242
Research Note Feb 21 Emirates NBD: New mobile services enhance customer ease and experience Shake n' Save helped extend the reach of Emirates NBD's mobile banking service to more than 22,000 new customers The bank's cost-t... 2922
Opinions Feb 21 The five superpowers of data DBS believes banking needs to disappear out of people's lives to provide them with better customer experience. Big data has hel... 2350
Opinions Feb 21 "We have made a conscious decision to adopt fintech" The Central Bank of Bahrain will relase a draft rule for consultation on crowdfunding platforms and new directives on cloud computing ... 5415
Analysis Feb 21 More banks are investing in new technologies to improve customer experience Digital and mobile experience, data analytics and cybersecurity preparedness are some of the top technology investment priorities of leading... 7688
Interviews Feb 21 Making digital banking a profit centre Shinhan Bank launched Sunny Bank in 2016 to digitalise the bank's retail banking assets Sunny Bank used big data analytics to ass... 3808
Opinions Feb 21 "Regulators have ‘upped their game’ in ways that would have been considered to be very ‘un-regulator-like'" Guner emphasised that fintech makes a very compelling case for cost cutting, operational efficiency, and increasing financial inclusion... 6940
Opinions Feb 21 Smarter lending takes flight Shrier believes that the convergence of several tech disruptions have resulted in a structural change with... 6327
Research Note Feb 21 Data analytics drives retail banking Many banks believe that big data analytics offers a significant competitive advantage and will determine their success in the future <... 14160
Research Note Feb 21 How a fintech outgrew banks in the mobile wallet market in Vietnam Momo plans to grow its network from 5,000 to 11,000 agents and more than seven million active e-wallet users Business model evolve... 5337
Opinions Feb 21 Join the data revolution Gorriz believes banks need to re-invent how they work, given the exponential speed at which technology is evolving Banks and other... 9791
Opinions Feb 21 Ten things I learned at The Future of Finance Summit in Singapore Fintech is so broad and all encompassing that we lose sight of the gravity of the digital transformation happening before our eyes by not un... 2045
Opinions Feb 21 Will artificial intelligence take over your banking job? Banks have been very good in automating tasks and then actually improving certain tasks through historical analysis In artificial ... 6465
Opinions Feb 21 Leveraging universal digital identity – How to get it right? A universal digital identity will deem other documents that identify us to be unnecessary Gorriz believes that ... 2504
Interviews Feb 21 CCB’s Yu: “Defining the new role of the branch for the young” Amidst a rapid digitisation pace, Yu believes the number of physical bank branches will remain stable Yu believes that physical ch... 2603
News Analysis Feb 21 ICOs – From “bubble” to the future of fundraising? ICOs have increasingly gained popularity with the potential to capture crowdfunding opportunities, while allowing investors to diversify int... 10553
News Analysis Feb 21 Initial coin offerings – From “bubble” to the future of fundraising? Part 2 ICOs have increasingly gained popularity with the potential to capture crowd funding potential, while allowing investors to diversify into c... 38
Opinions Feb 21 The benefits and risks of shopping for robos It is important to understand the underlying assets that a robo is buying because it influences the fees being paid Transparency i... 2610
Interviews Feb 21 Barclays’ Rolfe: “I can create a ubiquitous ‘bankless’ banking experience – and that’s where the true value of IoT and connected devices lies” The way the industry is starting to see real value in IoT is centred on big data, artificial intelligence and the intelligence behind it 9869
Proceedings Report Feb 21 Making sense of the future of finance The Asian Banker was rebranded and relaunched as The Future of Finance Summit, which aims to become the forum where the conversations to sha... 72
Proceedings Report Feb 21 Banks must stop living in the past Fast-pace change in the banking industry demanded institutions to rethink strategy, adopt leaner, agile and collaborative models F... 5920
AB500 Feb 21 An unrelenting lack of normality Chinese banks continued to dominate the list of AB 500 largest banks and also the list of the top 20 largest banks Basel capital a... 5378
Opinions Feb 21 What banks must do to prevent money laundering Law enforcement agencies have designed strategies based on the three-staged money laundering cycle, which is rarely used by financial instit... 27954
Research Note Feb 21 Continuous focus on technology investment, operational excellence and customer service Revenues from transaction banking have risen over time with most of the growth drivers coming from the sma... 3149
Opinions Feb 21 On the way to the first fintech bank One of the core differences in approach to financial services between banks and fintech lies in democratisation The beauty of “f... 2985
