Weekly Brief Sep 09 Chime moves beyond partner-bank model with $590 million Stride acquisition Retail Finance Weekly: Chime buys Stride Bank, EverBank and WaFd merge, ANZ migrates Suncorp customers, Bank of Thailand moves to license BNPL.... 319
Weekly Brief Aug 19 Indonesia expands retail credit through QRIS, Klarna cuts outlook despite return to profit Retail Finance Weekly: Klarna cuts its 2026 outlook despite returning to profit, Nubank tops $1 billion in quarterly profit and BofA takes a stake in ... 1002
News Analysis Aug 13 Can UOB turn its corporate franchise into a private wealth growth engine? UOB’s wealth income grew as net interest margin narrowed and fee-income guidance was lowered, with the bank turning to corporate and FDI relationshi... 1293
Weekly Brief Jul 30 X enters financial services with accounts, cards and payments Retail Finance Weekly: X launches X Money, Upstart secures a conditional bank charter, PayPal lifts payment volume to $486.4 billion, and DBS expands ... 1708
Interviews Jul 17 How is UOB Thailand turning integration complexity into retail profitability? UOB Thailand's retail arm is shifting from scale-driven growth to profitability-led restructuring, using segmentation, digital wealth sales and analyt... 974
Current Account Jun 25 All 32 US banks pass Fed stress test as higher rate assumptions offset growing credit losses The Fed's 2026 supervisory stress test cleared every large US bank against a scenario modelling $708 billion in projected losses, but the cleanest agg... 2588
Interviews Jun 23 Chinabank ‘s new credit card solution for Philippine households Consumer banking in the Philippines has become highly commoditised, with credit cards becoming widely available and digital-first challengers raising ... 1473
Current Account May 05 OCBC acquires HSBC Indonesia's retail and wealth unit in $4.9B AUM deal The acquisition of HSBC Indonesia's International Wealth and Premier Banking operations adds 336,000 customers and about 1,300 staff to OCBC Indonesia... 3482
Analysis Mar 25 JPMorgan Chase posts $57B profit in 2025, plans $105B spend as rate tailwinds fade JPMorgan Chase closed 2025 with $57 billion in net income and a 20% ROTCE, but the results point to a structural shift that will define the bank’s 2... 9297
Analysis Feb 27 UOB reports $5.7 billion net profit after pre-emptive provisions as fee income reaches record UOB's 2025 performance highlights pre-emptive provisioning's impact on earnings, offset by record fee income and diversified income streams.... 3700
Interviews Feb 02 Alliance Bank embeds digital lending through virtual cards, partnerships and unified origination Alliance Bank Malaysia is reworking its consumer lending economics by embedding credit products into partner ecosystems such as e-wallets and e-commer... 3341
Awards Ceremonies Nov 21 First Bank of Nigeria, Bank of Punjab, Stanbic IBTC, Absa, Al Rajhi Bank and BDO Unibank recognised for excellence in retail finance, SME banking and transaction finance First Bank of Nigeria, Bank of Punjab, Stanbic IBTC, Absa, Al Rajhi Bank and BDO Unibank were recognised at The TAB Global Finance Awards 2025.... 3427
Interview Notes Aug 26 Alliance Bank Malaysia focuses on proprietary technology and embedded finance to drive growth Alliance Bank Malaysia has introduced virtual credit cards, dynamic card numbers and embedded personal financing into partner platforms, to grow marke... 5059
Interviews Jun 13 UnionBank advances digital consumer banking with partnerships, AI and platform-driven growth UnionBank of the Philippines is redefining digital consumer banking with a strategy built on ecosystem partnerships, AI-led decisioning, providing a f... 11534
Interviews Apr 11 HSBC Live+ targets lifestyle spends with overseas cashback benefits HSBC Singapore’s Live+ credit card focuses on the emerging affluent segment, offering high cashback and curated rewards in dining, shopping and ente... 6585
Apr 02 HSBC Live+ recognised as best cash back credit card in Asia Pacific HSBC Singapore’s Live+ credit card, which was recognised as the Best Cash Back Card in Asia Pacific, stands out for its lifestyle benefits, high cas... 4222
Interviews Feb 21 SBI’s Krishnan: “We prioritise high availability, scalability and security” Vidya Krishnan discusses YONO’s global expansion and its integrated super app strategy, catering to diverse customer needs with over 60 million regi... 4495
Excerpt Feb 20 HNB drives growth amid Sri Lanka's economic odds Hatton National Bank (HNB) defies Sri Lanka's macroeconomic constraints by delivering outstanding retail banking performance in 2023. Sanjay Wijemanne... 5642
Research Note Jul 23 Mox and ZA Bank lead Hong Kong’s virtual bank race A year after Hong Kong issued eight digital banking licences, Mox and ZA Bank have emerged as the early leaders. Together with WeLab, the three banks ... 19123
Current Account Apr 26 Central bank proposes domestic card scheme for South Africans The South African Reserve Bank, the country’s central bank, published a consultation paper that looks into the possibility of setting up a first-eve... 9323
Research Note Apr 15 New players, new practices and new technologies in an evolving payments landscape Several key themes emerged amidst the many discussions by global leaders in payments, including QR code, blockchain, credit card schemes, fintech and ... 6663
Opinion Apr 01 "Apple's new credit card is just an incremental change that reinforces the dominance of banks in the digital finance space" Apple's new digital credit card, launched with Goldman Sachs, only buys the Western players a little more time in democratising payments and catching... 6023
Opinion Sep 27 Card service tax will drive down Malaysia’s credit cards-in-force in 2019-2020 ... 10567
Co-published Dec 07 CMB experiments with emerging technologies and social media channels to boost credit card business ... 7331
Research Note Feb 03 Retail banking in the United Arab Emirates: Evolving and already competitive ... 6594
co-published video Dec 09 China Citic Bank wins the Best Customer Relationship Management Award in China for 2013 ... 5211