Opinions Feb 22 Hong Kong as an offshore RMB clearing hub The inclusion of the Renminbi (RMB) in the elite International Monetary Fund special drawing rights (SDR) basket of currencies is a largely symboli... 3572
Research Note Feb 22 Retail payment trends in Asia Pacific Technological advances are changing the retail payment landscape significantly. Continuous retail payment innovat... 5764
Research Note Feb 22 Focus on integrated solutions and regional capabilities The transaction banking business in the Middle East and Africa (MEA) region is being transformed by an increased focus by financial institutions to... 3381
Research Note Feb 22 Proactive—The new buzzword in the transformation at the Central Bank of the United Arab Emirates Multiple government institutions are restrategising and taking proactive measures for the future. Combined with de-risking, dollar clearing, and an... 4188
Interviews Feb 22 Interview Transcript: “The finance industry has created an environment so complex and beyond their cleverness to run” Emmanuel Daniel (ED): I'm very pleased to be able to speak to John Kay, economics commentator, professor, and someone who’s worked very c... 2710
Interviews Feb 22 Interview Transcript: “The finance industry has created an environment so complex and beyond their cleverness to run” Emmanuel Daniel (ED): I'm very pleased to be able to speak to John Kay, economics commentator, professor, and someone who’s worked very c... 674
Interviews Feb 22 Interview Transcript: "We need to keep investing in technology and people driving technology" Emmanuel Daniel (ED): I am very pleased to speak today with Osama Al Rahma, chairman of the Foreign Exchange and Remittance Group, a centra... 3229
Research Note Feb 22 From building digital capabilities to digital transformation Banks have embarked on a digitisation of products and services to reduce their operating costs... 4408
Research Note Feb 22 China upgrades payments infrastructure to support growth in retail consumption The People's Bank of China has played a dominant role in cons... 6067
Research Note Feb 22 Can the digital payment wave weaken Mastercard's empire? Mastercard outlines its response to an increasingly fragmenting payments landscape It offers to support old and new customers alik... 3843
Research Note Feb 22 Real-time retail payments and ISO 20022 – two sides of the same coin National payments service providers and regulators are driving the adoption of both real-time retail payment system (RT-RPS) and ISO 20022 p... 6667
Co-published Feb 22 Building a comprehensive cyber security framework for the digital era Protecting customers in multichannel environment is one of the biggest challenges for banks amidst increasing cyber threats A cybe... 4761
Research Note Feb 22 Non-bank players vie for customers in the digital payments arena Non-bank payment players have overtaken banks in terms of scale and usage Threats brought by non-bank players to commercial banks ... 3211
Opinions Feb 22 Singapore’s fintech journey – where we are, what is next MAS has been working closely with the financial industry to create a Smart Financial Centre, where innovation is pervasive and technology is... 3620
News Analysis Feb 22 Singles' Day breaks sales record but shows its weakest growth yet Alibaba has generated record-breaking sales volume since 2009 during its annual online Singles’ Day event This year, Alibaba ach... 3614
Research Note Feb 22 Credit card payment loses ground in more markets Credit cards continue to be an important mode of payment for some countries in Asia The rise of digital payments is shaking up the c... 9402
Opinions Feb 22 New regulation to drive innovation in payments PSD2 integrates the European payments market; enhancing electronic payment security and consumer protection, and encouraging competition and ... 4456
Research Note Feb 22 New competitors are catalysts for growth in mobile payments Mobile payments revenue will increase from $4.5 billion in 2015 to $10.8 billion by 2019 A key challenge for mobile payments has bee... 3085
Research Note Feb 22 Blockchain - Moving from hype to reality Investments in blockchain technology is rapidly rising, crossing $1 billion in 2016 3641
Research Note Feb 22 Financial authority drives digitisation and innovation in Taiwan Financial Supervisory Commission's “Bank 3.0” vision is a key driver towards digital adoption Banks have an urgent need to dif... 4186
Case Study Feb 22 PayMaya serves the unbanked in the Philippines through the mobile app Mobile banking penetration in the Philippines remains significantly low despite the increasing number of mobile phone users Paymay... 15956
Research Note Feb 22 How a fintech outgrew banks in the mobile wallet market in Vietnam Momo plans to grow its network from 5,000 to 11,000 agents and more than seven million active e-wallet users Business model evolve... 5340
Research Note Feb 22 Asia Pacific banks are leveraging on technology to remain competitive in a muted unsecured loan market Tighter unsecured lending standards led to slower unsecured loan growth in Singapore from 2014 to 2016 Cautious lending and compet... 3260
Research Note Feb 22 QR code payment system, a game changer? Quick response codes began to be used much more for payments when WeChat and Alipay in China started offering proprietary versions in late 2... 33485
Research Note Feb 22 Are Thai banks prepared for the next phase in digital competition? There has been a rise in digital platforms for asset and deposit products, with banks ready to launch full-blown e-KYC process Pri... 19019
Interviews Feb 22 Paytm Payments Bank's Satti: "Create new use cases and innovate to grow" Satti believes demonetisation created a momentum for long term change and transforming Indian mindset towards digital payments The... 3476
Interviews Feb 22 JD Finance’s Chen: “I serve financial institutions, not do financial services” Shengqiang Chen shares how JD Finance’s strategy evolved as a fintech player in China Chen believes that by offering various fin... 4868
Interviews Feb 22 Tencent’s Lai: “We build new applications to cure the ‘pain points’ of users” Tencent monetised its platform by offering various financial products tied to its social messaging app 4002
Interviews Feb 22 Hanfor’s Han: “Without the ability to manage your people, you can’t outrun your peers” Xueyuan Han shared that asset management is the most profitable of their business groups, followed by weal... 4067
Research Note Feb 22 Improving customer experience and reviewing business models Technological innovation and disruption have redefined customer journey and existing business models in 2017 The new transaction b... 3389
Research Note Feb 22 Continuous focus on technology investment, operational excellence and customer service Revenues from transaction banking have risen over time with most of the growth drivers coming from the sma... 3151
News Analysis Feb 22 Alibaba’s Singles' Day records $25 billion in sales with “New Retail” strategy Alibaba’s Single' Day did not only surpass last year’s sales but also generated higher sales growth 11175
Opinions Feb 22 The bubble generation manifesto Solodkiy talked about “The Bubble Generation” and its impact on employment within two to five years “Bubble” companies are... 14503
Round Up Feb 22 Highlights from the Singapore Fintech Festival – Singapore’s role in the global financial technology community The first day of the Singapore Fintech Festival saw Monetary Authority of Singapore Managing Director Ravi Menon shed light on... 3207
Opinions Feb 22 Is Europe ready for open banking? Open banking, a requirement for European banks, makes it possible for people to share easily their financial transactional dat... 48916
Research Note Feb 22 Digitisation efforts by large Australian banks boost customer satisfaction Australian retail banks are online data and analytics tools to gain better insights about their customers Local banks are looking... 4582
Research Note Feb 22 Retail trends in China: Striking a balance between new technologies and traditional processes Financial institutions in China are working with financial technology companies to improve their operations and provide better services... 5194
