Research Note Feb 22 Income recovery for most retail financial services markets in Asia Pacific in 2017 Gross income from retail financial services for banks in Asia Pacific is expected to grow at a stable compound annual growth rate of 10% bet... 3441
Research Note Feb 22 Indonesia: Bank Central Asia and Bank Mandiri—Spurring retail loans and exploring digital lending Macroeconomic situation in Indonesia Indonesia encountered its weakest year in 2014 amid an unstable world economy. Compar... 7172
Research Note Feb 22 Hong Kong banks: increasing retail operations under a tighter regulatory regime Industry picture Retail banking in Hong Kong has displayed strength in a relative... 5727
Research Note Feb 22 Retail banking in the United Arab Emirates: Evolving and already competitive The banking industry in the United Arab Emirates (UAE) is moving towards recovery from the economic slowdown of p... 3898
Research Note Feb 22 Retail payment trends in Asia Pacific Technological advances are changing the retail payment landscape significantly. Continuous retail payment innovat... 5765
Research Note Feb 22 The way forward for collaborating with non-banks The Egyptian retail banking sector is a largely untapped market, with over 53 million of the population unbanked ... 2829
Research Note Feb 22 The problem is not adoption but use of technology According to the Saudi Arabia Monetary Authority Financial Stability Report 2015 (the report), banks in Saudi Arabia comprise the largest segment o... 2635
Research Note Feb 22 Adding value to data a key challenge in a multi-channel world Retail banking in the Middle East and Africa has evolved greatly in the last few years as banks introduce new products and leverage innovation to m... 2902
Interviews Feb 22 Interview: “Trade is the fundamental premise of Islamic Banking” Islamic Banking continues to make significant strides in the Middle East and North Africa (MENA) region as it outpaces growth compared with its con... 2793
Interviews Feb 22 Interview: “We’re more of a customer-driven wholesale bank that acquires and distributes” There has been enormous change within National Bank of Abu Dhabi (NBAD). New people have been hired for its bonds and syndication businesses so tha... 2607
Research Note Feb 22 Democratisation of banking services puts focus on relationships over products West Africa’s retail banking industry is growing at a rapid pace, with growing competition in the once under-served retail banking and SME spaces... 3170
Research Note Feb 22 East and West African banks close gap with regional industry leaders in South Africa Within Africa, the South African banking sector has long been viewed as benchmark setters for industry best practice within the continent. However,... 3422
Research Note Feb 22 Crowdlending tries to make its mark in Asia Pacific New developments in financial technology, the improved availability of public personal information, better internet bandwidth, minimal regulations,... 4657
Research Note Feb 22 Vietnam banks: Putting their money in retail banking and technology Vietnam’s banking sector suffers from problems of inefficiency, undercapitalisation, and increasing cross-ownership among banks, all of which hav... 9939
Interviews Feb 22 Interview: “If you get the service right, everything will fall into place" Joining Abu Dhabi Commercial Bank (ADCB) in 2004, Ala'a Eraiqat saw a huge opportunity within ADCB after having left a career in an international b... 3592
Research Note Feb 22 Is consumer finance becoming a larger part of retail banking? In the Asia Pacific region, the consumer finance business varies widely across countries. Among the markets cover... 7401
Research Note Feb 22 Increasing credit card usage opens opportunities for Chinese banks China's credit card sector is becomi... 3456
Research Note Feb 22 VPBank pushes growth on its retail and SME segments Vietnam’s banking sector undergoes a restructuring scheme to consolidate smaller banks VPBank’s active customers increased by ... 3595
Research Note Feb 22 ACB is positioning itself to become Vietnam’s leading bank Vietnam’s banking sector has undergone a radical restructuring in the past four years ACB has focused on developing better custo... 6655
Research Note Feb 22 Real-time retail payments and ISO 20022 – two sides of the same coin National payments service providers and regulators are driving the adoption of both real-time retail payment system (RT-RPS) and ISO 20022 p... 6667
Opinions Feb 22 Can DBS make it work? Global banks are pulling out from Asian markets as the “super regional bank” strategy loses steam 2328
Research Note Feb 22 Digital transformation powers profitability in branch banking Banks are undergoing significant digital transformation to provide customers with better services Self-service methods are being enc... 4977
Research Note Feb 22 DBS – Preparing for a digital future DBS has a 49% market share of online and mobile channel users in Singapore The bank has become more technology intensive since 2013<... 9341
Research Note Feb 22 The rise of APIs in retail banking API is a set of commands that allows software applications to talk with each other in a seamless manner There has been a surge in th... 6244
Research Note Feb 22 Retail banks in Japan still struggling with decreasing profitability Japanese banks see growth potential in the high mobile and internet penetration rates among local citizens Sumitomo Mitsui Group a... 3982
Research Note Feb 22 Data analytics drives retail banking Many banks believe that big data analytics offers a significant competitive advantage and will determine their success in the future <... 14165
Research Note Feb 22 Banks embrace digital innovation but find it hard to make substantial changes to its conventional business model Banks are moving more products and services on their digital platform to get acquired fully straight-through processes An increasi... 3185
Proceedings Report Feb 22 Peer-to-peer in Southeast Asia: Must disruptors turn to collaborators? The peer-to-peer sector, has risen from the need to democratise finance, in which emerging platforms are taking out banks as middle-men... 3698
Research Note Feb 22 Are Thai banks prepared for the next phase in digital competition? There has been a rise in digital platforms for asset and deposit products, with banks ready to launch full-blown e-KYC process Pri... 19019
Research Note Feb 22 Asia Pacific banks remain unfazed by asset quality pressure Slower economic growth and worse employment situations have led to higher retail non-performing loan (NPL) ratios in Asia Pacific ... 12752
Datafiles Feb 22 Top 100 retail banks in Asia Pacific, the Middle East and Africa The ranking is based on The Asian Banker’s market leading balanced scorecard methodology, which assesses financial institutions across ten... 30452
Co-published Feb 22 Mainstreaming small and medium enterprises into the Philippines’ formal financial system The Bangko Sentral ng Pilipinas reported that the loans extended by Philippine banks to MSMEs increased by 9.3% in the first half of 2016 52825
Co-published Feb 22 Do Security Bank's streamlined solutions address customer pain points Security Bank launched a pro-customer deposit product, shifting from an operations-centric to a sales-oriented mindset The bank lo... 2949
Research Note Feb 22 Digitisation efforts by large Australian banks boost customer satisfaction Australian retail banks are online data and analytics tools to gain better insights about their customers Local banks are looking... 4582
Research Note Feb 22 Creating the next level of client engagement with the Internet of Things Internet of Things gives banks the opportunity to integrate environmental, behavioural and financial data for clients to simply click a butt... 4124