Interviews Feb 22 Interview: "The GCC region is faring better than any other region in the dollar clearing business" Emmanuel Daniel (ED): There is a lot of interest from the international community in the way the UAE is responding to the global economic c... 2646
Research Note Feb 22 Vietnam banks: Putting their money in retail banking and technology Vietnam’s banking sector suffers from problems of inefficiency, undercapitalisation, and increasing cross-ownership among banks, all of which hav... 9947
Research Note Feb 22 Is consumer finance becoming a larger part of retail banking? In the Asia Pacific region, the consumer finance business varies widely across countries. Among the markets cover... 7404
Research Note Feb 22 Increasing credit card usage opens opportunities for Chinese banks China's credit card sector is becomi... 3462
Interviews Feb 22 Interview Transcript: “We try to think like our customers” Huy said ACB has focused on building its retail network after it went through massive restructuring due to a huge credit crisis Un... 2749
Research Note Feb 22 Vietnam’s retail banking is playing a risky game Retail banking will become a much larger part of Vietnamese banks’ portfolio by 2020, but aggressive retail lending may leave many prone t... 5735
Research Note Feb 22 How digitisation powers DBS to profitability DBS Group achieved record net profit of S$2.35 billion for the first half of 2017 The stellar profit came despite the non-performi... 4537
Research Note Feb 22 Vietnamese banks are playing a risky game Differentiation, profitability, and customer-oriented digital adoption remain major challenges in Vietnam’s growing retail banking industr... 8116
Research Note Feb 22 Are Thai banks prepared for the next phase in digital competition? There has been a rise in digital platforms for asset and deposit products, with banks ready to launch full-blown e-KYC process Pri... 19022
Research Note Feb 22 Asia Pacific banks remain unfazed by asset quality pressure Slower economic growth and worse employment situations have led to higher retail non-performing loan (NPL) ratios in Asia Pacific ... 12757
Research Note Feb 22 Banks in Thailand are preparing for the next phase in digital competition The period 2013 to 2016 were the worst for the retail financial services industry in Thailand in regards to income and loan growth. Thailand's vita... 313
News Analysis Feb 22 African banks' profitability under pressure amid weakened economic growth The socio-economic impacts of COVID-19 have led to contraction of the economy in Africa. The real gross domestic product (GDP) of Africa is project... 4361
AB500 Feb 22 Hong Kong banks prove balance sheet resilience as Asia Pacific players suffer credit and profit stress Banks in Australia, South Korea and Hong Kong demonstrated the strongest asset quality, while those in countries such as Indonesia, Pakistan... 25369
Current Account Feb 22 Funding Societies’ Teo: “We brought our cash burn down by about 50%” Funding Societies reduced its operational costs and cash burn by 50% during the pandemic It managed to keep its default rate below... 14018
Current Account Feb 22 Top Indonesian banks’ net profit slid 39% as bad loans rose Net profit of Bank Negara Indonesia (BNI) and Bank Danamon dropped the most Bank Central Asia (BCA) saw the smallest decline in ne... 8613
Research Note Feb 22 BNPL funding grew 93% CAGR as volumes, users and revenues surged in 2020 From technology and commercial perspective, payment is no longer a revenue game for banks With the reduced margins there is a need... 16631
Research Note Feb 22 TEST FEED == BNPL funding grew 93% CAGR as volumes, users and revenues surge in 2020 ... 229
Interview Feb 22 FinAccel's Garg: "Credit data is a challenge for BNPL in Indonesia" In Indonesia, more than half of the adult population remains unbanked and lack access to financing. The consumers’ short-term credit needs have i... 9637
Current Account Feb 22 Grab to go public in US via $40 billion SPAC Grab made a deal with Altimeter via SPAC worth $40 billion Grab reported 70% year-on-year increase in revenue in 2020 Al... 6743
Opinions Feb 22 Embedded finance brings banks to new frontiers of risks Banks are exposed to asymmetric risk of accountability due to over-dependency on third-party platforms The powers of data and algo... 382
Interview Feb 22 Pine Labs’ Rau: “We are expanding the buy now, pay later service in Southeast Asia” Pine Labs in partnership with Mastercard will launch buy now, pay later products in five Southeast Asian countries in the first quarter of 2... 8632
Interview Feb 22 Techcombank’s Lottner: “The challenge is the abundance of opportunities” Lottner took up his position in Techcombank in August 2020. He previously held several c- suite positions such as chief transformation officer, chi... 8232
Interviews Feb 22 Transforming debt collection in Southeast Asia amid rising NPL Singapore-based debt management company Collectius aims to revolutionise the debt management landscape in Southeast Asia. Established in 2014 and f... 5113
