Opinion Sep 30 The case for diversifying homeowner risk Mortgage finance has become highly sophisticated at measuring borrower risk. Credit scores, debt-to-income and loan-to-value ratios, mortgage insuranc... 113
Current Account Feb 20 US banks confront challenges in shifting commercial real estate dynamics As commercial property prices decline due to a pandemic-induced decrease in office space demand, US banks are boosting provisions for credit losses, p... 6272