Emmanuel Daniel is a versatile entrepreneur, accomplished writer, and model train enthusiast. In 1996, he established The Asian Banker, now known as TAB Global, a prominent research and consulting firm within the financial services industry. TAB Global’s reach extends from advanced economies in Asia Pacific, the Middle East, and Africa to burgeoning markets worldwide. In 2014, Emmanuel launched bankquality.com, dedicated to fostering customer-centricity in the financial sector. His commitment to promoting social impact led to the inception of Wealth&Society in 2018, focused on tracking global impact investments and social initiatives. Emmanuel’s notable achievements include the Citibank Excellence in Business Journalism for Asia in 1999 and recognition for The Asian Banker Summit in 2012, now celebrating its 20th year as The Future of Finance Summit. He is the author of The Great Transition—The Personalization Of Finance Is Here (2023). He explores the world to report on the next big thing in finance.

Richard Hartung, a Singapore-based cards and payments consultant, boasts over 20 years of expertise in the payments and consumer financial services industry. His career includes pioneering retail banking at Citibank in Japan and leading Operations and Systems for the Asia Pacific region at MasterCard.

Jeff Villapando is a Research Analyst for The Asian Banker. He is responsible for the output on financial technology innovation and retail banking industry in Asia Pacific. He is also involved in various projects across data research and consulting. He gained a Bachelor of Arts in Economics degree from the University of Santo Tomas.

Sharon Toh is the head of ASEAN region, SWIFT and board member of EU-ASEAN Business Council.

Md. Touhidul Alam Khan is the chief risk officer of Standard Bank Limited of Bangladesh, a shariah-based private commercial bank in Bangladesh.

Peter Deans is the Creator and Founder of 52 Risks (www.52Risks.com) and is a leading industry expert in governance and risk management. He serves as a non-executive director for several organisations and has previously held the role of chief risk officer. His expertise lies in risk management, and he is a well-regarded authority in the field.

Kym Anstey, an Advocate and Solicitor in Singapore and Solicitor of the Senior Courts of England and Wales, formerly practiced litigation at Titanium Law Chambers LLC in Singapore, where she represented major players in the construction and insurance sectors. Kym’s legal expertise extends to handling high-net-worth individuals in multi-million-dollar High Court matrimonial proceedings, involving intricate asset valuations. With her extensive background, she brings a commercially-focused and innovative approach to her cases, consistently achieving successful outcomes for her clients.

Urs Bolt is a seasoned professional with over 35 years of experience in financial services, specialising in digital banking and wealth management. He is a global influencer and thought leader in fintech, wealthtech, digital wealth management, and digital assets. Urs has a proven track record in developing digital platforms and leading strategic initiatives, including creating a B2B social business platform for wealth managers, digital investment platforms, prime services for high-net-worth clients, post-trade services for FX/OTC products, and business transformation projects.

Kumardev Chatterjee is a globally recognised expert in AI and Web3 with more than 25 years of experience in technology, strategy, and leadership. He advises governments, Fortune 100 companies, and startups, and his work has been featured in The New York Times and the World Economic Forum. As an award-winning innovator and the founder of AI scale-up Unmanned Life, Kumardev is a prominent speaker at international events and has been interviewed by Forbes, Bloomberg, BBC, and CNN, among others.

With over three decades of legal experience, Josephine Chong is a highly experienced family lawyer, regularly representing high-net-worth individuals in divorce proceedings, including appearances in Singapore’s highest court, the Court of Appeal. Her cases are frequently cited as seminal in family law within legal records. Josephine also practices commercial law, arguing landmark cases in the Court of Appeal. Her unique perspective spans both family and commercial law, offering valuable insights into property rights in both domains. She practices at her boutique firm, Josephine Chong LLC.

Sandeep Sethi is a seasoned financial services professional with over 27 years of experience in corporate and transaction banking, primarily in the Asia-Pacific region. He has held leadership roles in a top global bank and possesses certification as an expert in sustainable finance. Sandeep is a frequent speaker at prominent business forums and co-chairs the ESG and GreenTech Committee in the Fintech Association of Hong Kong. His academic background includes degrees in Electronics and Electrical Communication, as well as an MBA from the Faculty of Management Studies, Delhi.