From the recently concluded Excellence in Retail Financial Services programme, we see that digital channels continue to be the primary focus for banks. Banks are going all out to make the digital experience more intuitive and enriching. The key to success lies in an omni-channel approach thus aligning the customer experience across touchpoints. No one has as much information about its customer as a bank does. We see more banks are working towards consolidating this information and making the most of it. Understanding the customer needs and exceeding their expectation can make a lot of difference to customer loyalty. By consolidating and optimizing customer data, banks can achieve the much needed edge in the all-important area of customer retention. In the world of immediate connectivity, every experience shared on social media can be a maker or breaker for a service or brand. Engaging with customers on this popular channel has become imperative. Banks have to be in-tune with their digital profile. Besides being the ideal communication channel, this allows the banks to understand customer even better. This teleconsultation session will discuss: Channels have been the main focus for banks Good customer experience as the key to an integrated service offering The elements most important for lasting customer loyalty The panel for this session includes: Yvonne Cheong, Head of Internet and Mobile Banking, OCBC Matt Surridge, Strategic Director, Digital Channels & Customer Experience, Genesys Boon Ping Foo, Managing Editor, The Asian Banker (moderator)