In this issue: A trend article on how financial institutions are adopting opening banking strategies and creating API-enabled IT architectures. A case study on DBS applying the new digital banking model of Digibank to hasten the implementation of digital banking in the region. An interview with Henry Ma, Chief Information Officer of WeBank, a digital micro lender of Tencent Financial Technologies that applies blockchain technology to its microloan business as it aims to offer its platform as a service. A country profile on China, mapping the growth of retail banking income. Industry data covering tracking financial technology as a driver of the retail financial space in 2018, based on the annual ranking of top retail banks for The Asian Banker International Excellence in Retail Financial Services programme.
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